ARCC vs. V: Ares Capital vs. Visa Stock Comparison
How do Ares Capital (ARCC) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ares Capital (ARCC) and Visa (V) both fall under the Financial Services industry group, but ARCC is classified in Capital Markets while V is classified in Financial Services.
| Profile Item | ARCC | V |
|---|---|---|
| Name | Ares Capital Corp. | Visa Inc. Class A |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Asset Management & Custody Banks | Transaction & Payment Processing Services |
| Market Capitalization | 13.82 billion USD | 788.58 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | October 5, 2004 | March 19, 2008 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ARCC | V |
|---|---|---|
| Total Return (1Y) | 5.40% | 27.50% |
| Total Return (3Y, Annualized) | 9.48% | 21.55% |
| Total Return (5Y, Annualized) | 8.26% | 15.65% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | ARCC | V |
|---|---|---|
| Volatility (1Y, Annualized) | 18.97% | 22.99% |
| Beta (5Y) | 0.59 | 0.78 |
| Max Drawdown (5Y) | -21.76% | -24.14% |
| Avg. Volume (3M) | 4.45M | 6.56M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ARCC | V |
|---|---|---|
| Sharpe Ratio (1Y) | 0.06 | 1.01 |
| Sortino Ratio (1Y) | 0.09 | 1.64 |
Profitability
ROE (TTM)
Visa (V) at 63.51% clears its industry range for ROE, a sharper capital-efficiency signal than Ares Capital (ARCC) at 6.19%, which is closer to a typical peer reading.
ARCC
Financial Services industry group
6.19%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- ARCC
- 6.19%
- Q1
- 4.48%
- Min
- -18.71%
V
Financial Services industry group
63.51%
- V
- 63.51%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
For every dollar of sales, both Ares Capital (ARCC) at 28.35% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
ARCC
Financial Services industry group
28.35%
- Max
- 62.84%
- ARCC
- 28.35%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
V
Financial Services industry group
51.20%
- Max
- 62.84%
- V
- 51.20%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Ares Capital (ARCC) at 72.74% and Visa (V) at 63.73% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
ARCC
Financial Services industry group
72.74%
- Max
- 107.33%
- ARCC
- 72.74%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
V
Financial Services industry group
63.73%
- Max
- 107.33%
- V
- 63.73%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | ARCC | V |
|---|---|---|
| ROE (TTM) | 6.19% | 63.51% |
| ROA (TTM) | 4.78% | 19.61% |
| Net Margin (TTM) | 28.35% | 51.20% |
| Operating Margin (TTM) | 72.74% | 63.73% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Visa (V) at 14.76% is around its peer norm for revenue growth, while Ares Capital (ARCC) at -12.08% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Ares Capital (ARCC) at -23.77% and Visa (V) at 20.78% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | ARCC | V |
|---|---|---|
| Revenue Growth (YoY) | -12.08% | 14.76% |
| Revenue Growth (3Y CAGR) | 26.67% | 12.02% |
| EPS Growth (YoY) | -23.77% | 20.78% |
| EPS Growth (3Y CAGR) | 16.05% | 14.16% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Ares Capital (ARCC) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Ares Capital (ARCC) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ARCC | V |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Visa (V) at 0.66% pays an industry-typical yield; Ares Capital (ARCC) at 9.92% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
ARCC
Financial Services industry group
9.92%
- ARCC
- 9.92%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
0.66%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- V
- 0.66%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Ares Capital (ARCC) reports payout ratio above 100% at 157.38%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Visa (V) reports 21.75%, ranking against industry peers normally.
ARCC
Financial Services industry group
157.38%
- Max
- 241.07%
- ARCC
- 157.38%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
21.75%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- V
- 21.75%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ARCC | V |
|---|---|---|
| Dividend Yield (TTM) | 9.92% | 0.66% |
| Dividend Payout Ratio (TTM) | 157.38% | 21.75% |
Valuation
P/E Ratio (TTM)
Ares Capital (ARCC) at 15.68 is near its industry’s usual P/E ratio, while Visa (V) at 34.31 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.
ARCC
Financial Services industry group
15.68
- Max
- 45.85
- Q3
- 24.64
- ARCC
- 15.68
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
V
Financial Services industry group
34.31
- Max
- 45.85
- V
- 34.31
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Ares Capital (ARCC) at 4.48 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.
ARCC
Financial Services industry group
4.48
- Max
- 9.23
- Q3
- 4.57
- ARCC
- 4.48
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
V
Financial Services industry group
17.18
- V
- 17.18
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Ares Capital (ARCC) at 0.99 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.
ARCC
Financial Services industry group
0.99
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- ARCC
- 0.99
- Q1
- 0.81
- Min
- -0.39
V
Financial Services industry group
22.05
- V
- 22.05
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | ARCC | V |
|---|---|---|
| P/E Ratio (TTM) | 15.68 | 34.31 |
| P/S Ratio (TTM) | 4.48 | 17.18 |
| P/B Ratio (MRQ) | 0.99 | 22.05 |
| Free Cash Flow Yield (TTM) | -- | -- |