ALLY vs. SF: Ally Financial vs. Stifel Financial Stock Comparison

November 11, 2026

How do Ally Financial (ALLY) and Stifel Financial (SF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Ally Financial (ALLY) and Stifel Financial (SF) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while SF is classified in Capital Markets.

Company profile comparison for Ally Financial (ALLY) and Stifel Financial (SF)
Profile Item	ALLY	SF
Name	Ally Financial Inc.	Stifel Financial Corp.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Consumer Finance	Capital Markets
GICS Sub-Industry	Consumer Finance	Investment Banking & Brokerage
Market Capitalization	11.45 billion USD	10.65 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	January 28, 2014	July 19, 1983
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

ALLY

GSPC

Ally Financial (ALLY) vs. Stifel Financial (SF), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Ally Financial (ALLY) and Stifel Financial (SF). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Ally Financial (ALLY) and Stifel Financial (SF). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Ally Financial (ALLY) and Stifel Financial (SF)
Metric	ALLY	SF
Total Return (1Y)	1.76%	-8.12%
Total Return (3Y, Annualized)	18.37%	24.91%
Total Return (5Y, Annualized)	-1.28%	9.74%

Risk Profile

Drawdown History

ALLY

GSPC

Ally Financial (ALLY) vs. Stifel Financial (SF), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Ally Financial (ALLY) and Stifel Financial (SF). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Ally Financial (ALLY) and Stifel Financial (SF)
Metric	ALLY	SF
Volatility (1Y, Annualized)	28.62%	27.41%
Beta (5Y)	1.15	0.98
Max Drawdown (5Y)	-55.89%	-36.25%
Avg. Volume (3M)	3.74M	1.29M

Risk-Adjusted Performance

Risk-Return Positioning

ALLY and SF are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Ally Financial (ALLY) and Stifel Financial (SF)
Metric	ALLY	SF
Sharpe Ratio (1Y)	-0.09	-0.45
Sortino Ratio (1Y)	-0.13	-0.62

Profitability

ROE (TTM)

Both Ally Financial (ALLY) at 9.90% and Stifel Financial (SF) at 16.55% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

ALLY

Financial Services industry group

9.90%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
ALLY: 9.90%
Q1: 4.48%
Min: -18.71%

SF

Financial Services industry group

16.55%

Max: 44.78%
Q3: 21.85%
SF: 16.55%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Ally Financial (ALLY) at 18.62% and Stifel Financial (SF) at 16.73% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

ALLY

Financial Services industry group

18.62%

Max: 62.84%
Q3: 28.05%
ALLY: 18.62%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

SF

Financial Services industry group

16.73%

Max: 62.84%
Q3: 28.05%
SF: 16.73%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Ally Financial (ALLY) at 27.31% and Stifel Financial (SF) at 22.49% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

ALLY

Financial Services industry group

27.31%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
ALLY: 27.31%
Q1: 14.60%
Min: -44.34%

SF

Financial Services industry group

22.49%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
SF: 22.49%
Q1: 14.60%
Min: -44.34%

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Ally Financial (ALLY) and Stifel Financial (SF)
Metric	ALLY	SF
ROE (TTM)	9.90%	16.55%
ROA (TTM)	0.75%	2.25%
Net Margin (TTM)	18.62%	16.73%
Operating Margin (TTM)	27.31%	22.49%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Stifel Financial (SF) at 11.33% is around its peer norm for revenue growth, while Ally Financial (ALLY) at -1.43% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Ally Financial (ALLY) at 31.67% and Stifel Financial (SF) at -6.08% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Ally Financial (ALLY) and Stifel Financial (SF)
Metric	ALLY	SF
Revenue Growth (YoY)	-1.43%	11.33%
Revenue Growth (3Y CAGR)	-1.73%	8.03%
EPS Growth (YoY)	31.67%	-6.08%
EPS Growth (3Y CAGR)	-22.19%	3.33%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and Stifel Financial (SF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and Stifel Financial (SF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Ally Financial (ALLY) and Stifel Financial (SF)
Metric	ALLY	SF
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Ally Financial (ALLY) at 3.09% and Stifel Financial (SF) at 1.83% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

ALLY

Financial Services industry group

3.09%

Max: 9.77%
Q3: 3.92%
ALLY: 3.09%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

SF

Financial Services industry group

1.83%

Max: 9.77%
Q3: 3.92%
SF: 1.83%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Ally Financial (ALLY) at 27.46% and Stifel Financial (SF) at 22.98% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALLY

Financial Services industry group

27.46%

Max: 241.07%
Q3: 97.36%
ALLY: 27.46%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

SF

Financial Services industry group

22.98%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
SF: 22.98%
Q1: 0.00%
Min: 0.00%

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Ally Financial (ALLY) and Stifel Financial (SF)
Metric	ALLY	SF
Dividend Yield (TTM)	3.09%	1.83%
Dividend Payout Ratio (TTM)	27.46%	22.98%

Valuation

P/E Ratio (TTM)

Ally Financial (ALLY) at 8.73 sits in the cheaper P/E ratio quartile, while Stifel Financial (SF) at 12.37 is closer to its industry’s usual earnings multiple — a discount for ALLY, though growth and earnings durability still matter.

ALLY

Financial Services industry group

8.73

Max: 45.85
Q3: 24.64
Median: 15.37
Q1: 9.68
ALLY: 8.73
Min: 0.16

SF

Financial Services industry group

12.37

Max: 45.85
Q3: 24.64
Median: 15.37
SF: 12.37
Q1: 9.68
Min: 0.16

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Ally Financial (ALLY) at 1.43 and Stifel Financial (SF) at 1.82 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

ALLY

Financial Services industry group

1.43

Max: 9.23
Q3: 4.57
Median: 2.72
ALLY: 1.43
Q1: 1.28
Min: -0.55

SF

Financial Services industry group

1.82

Max: 9.23
Q3: 4.57
Median: 2.72
SF: 1.82
Q1: 1.28
Min: -0.55

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Ally Financial (ALLY) at 0.88 and Stifel Financial (SF) at 2.00 are valued close to their industries’ norm against book — neither stands out from peers.

ALLY

Financial Services industry group

0.88

Max: 7.79
Q3: 3.63
Median: 1.57
ALLY: 0.88
Q1: 0.81
Min: -0.39

SF

Financial Services industry group

2.00

Max: 7.79
Q3: 3.63
SF: 2.00
Median: 1.57
Q1: 0.81
Min: -0.39

Ally Financial (ALLY) vs. Stifel Financial (SF): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Ally Financial (ALLY) and Stifel Financial (SF)
Metric	ALLY	SF
P/E Ratio (TTM)	8.73	12.37
P/S Ratio (TTM)	1.43	1.82
P/B Ratio (MRQ)	0.88	2.00
Free Cash Flow Yield (TTM)	--	--