ALLY vs. MSCI: Ally Financial vs. MSCI Stock Comparison
How do Ally Financial (ALLY) and MSCI (MSCI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ally Financial (ALLY) and MSCI (MSCI) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while MSCI is classified in Capital Markets.
| Profile Item | ALLY | MSCI |
|---|---|---|
| Name | Ally Financial Inc. | MSCI Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Consumer Finance | Capital Markets |
| GICS Sub-Industry | Consumer Finance | Financial Exchanges & Data |
| Market Capitalization | 11.45 billion USD | 46.60 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 28, 2014 | November 15, 2007 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ALLY | MSCI |
|---|---|---|
| Total Return (1Y) | 1.76% | 12.76% |
| Total Return (3Y, Annualized) | 18.37% | 9.86% |
| Total Return (5Y, Annualized) | -1.28% | 1.00% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | ALLY | MSCI |
|---|---|---|
| Volatility (1Y, Annualized) | 28.62% | 29.82% |
| Beta (5Y) | 1.15 | 1.17 |
| Max Drawdown (5Y) | -55.89% | -43.74% |
| Avg. Volume (3M) | 3.74M | 590.34K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ALLY | MSCI |
|---|---|---|
| Sharpe Ratio (1Y) | -0.09 | 0.28 |
| Sortino Ratio (1Y) | -0.13 | 0.40 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Ally Financial (ALLY) earns 9.90% on shareholders’ equity, ranked against its industry; MSCI (MSCI) has no ROE this period.
ALLY
Financial Services industry group
9.90%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- ALLY
- 9.90%
- Q1
- 4.48%
- Min
- -18.71%
MSCI
Financial Services industry group
--
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
- MSCI
- --
Net Margin (TTM)
MSCI (MSCI) at 40.31% retains a top-quartile share of revenue as profit, ahead of Ally Financial (ALLY) at 18.62%, which keeps about the industry-typical share.
ALLY
Financial Services industry group
18.62%
- Max
- 62.84%
- Q3
- 28.05%
- ALLY
- 18.62%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
MSCI
Financial Services industry group
40.31%
- Max
- 62.84%
- MSCI
- 40.31%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
MSCI (MSCI) at 56.41% operates in the top operating margin quartile, ahead of Ally Financial (ALLY) at 27.31%, which runs around its industry’s norm.
ALLY
Financial Services industry group
27.31%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- ALLY
- 27.31%
- Q1
- 14.60%
- Min
- -44.34%
MSCI
Financial Services industry group
56.41%
- Max
- 107.33%
- MSCI
- 56.41%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | ALLY | MSCI |
|---|---|---|
| ROE (TTM) | 9.90% | -- |
| ROA (TTM) | 0.75% | 21.75% |
| Net Margin (TTM) | 18.62% | 40.31% |
| Operating Margin (TTM) | 27.31% | 56.41% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
MSCI (MSCI) at 9.75% is around its peer norm for revenue growth, while Ally Financial (ALLY) at -1.43% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Ally Financial (ALLY) at 31.67% and MSCI (MSCI) at 11.67% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | ALLY | MSCI |
|---|---|---|
| Revenue Growth (YoY) | -1.43% | 9.75% |
| Revenue Growth (3Y CAGR) | -1.73% | 11.71% |
| EPS Growth (YoY) | 31.67% | 11.67% |
| EPS Growth (3Y CAGR) | -22.19% | 13.54% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and MSCI (MSCI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and MSCI (MSCI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ALLY | MSCI |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Ally Financial (ALLY) at 3.09% and MSCI (MSCI) at 1.21% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
ALLY
Financial Services industry group
3.09%
- Max
- 9.77%
- Q3
- 3.92%
- ALLY
- 3.09%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
MSCI
Financial Services industry group
1.21%
- Max
- 9.77%
- Q3
- 3.92%
- MSCI
- 1.21%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Ally Financial (ALLY) at 27.46% and MSCI (MSCI) at 42.04% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
ALLY
Financial Services industry group
27.46%
- Max
- 241.07%
- Q3
- 97.36%
- ALLY
- 27.46%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
MSCI
Financial Services industry group
42.04%
- Max
- 241.07%
- Q3
- 97.36%
- MSCI
- 42.04%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ALLY | MSCI |
|---|---|---|
| Dividend Yield (TTM) | 3.09% | 1.21% |
| Dividend Payout Ratio (TTM) | 27.46% | 42.04% |
Valuation
P/E Ratio (TTM)
Ally Financial (ALLY) at 8.73 sits in the cheaper P/E ratio quartile, while MSCI (MSCI) at 33.90 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
ALLY
Financial Services industry group
8.73
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- ALLY
- 8.73
- Min
- 0.16
MSCI
Financial Services industry group
33.90
- Max
- 45.85
- MSCI
- 33.90
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Ally Financial (ALLY) at 1.43 prices around its industry’s typical P/S ratio, while MSCI (MSCI) at 13.58 clears its benchmark range — MSCI looks notably rich on sales.
ALLY
Financial Services industry group
1.43
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- ALLY
- 1.43
- Q1
- 1.28
- Min
- -0.55
MSCI
Financial Services industry group
13.58
- MSCI
- 13.58
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
MSCI (MSCI) reports a negative P/B ratio of -15.24, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Ally Financial (ALLY) reports 0.88, ranking against industry peers normally.
ALLY
Financial Services industry group
0.88
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- ALLY
- 0.88
- Q1
- 0.81
- Min
- -0.39
MSCI
Financial Services industry group
-15.24
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
- MSCI
- -15.24
Valuation Metrics
| Metric | ALLY | MSCI |
|---|---|---|
| P/E Ratio (TTM) | 8.73 | 33.90 |
| P/S Ratio (TTM) | 1.43 | 13.58 |
| P/B Ratio (MRQ) | 0.88 | -15.24 |
| Free Cash Flow Yield (TTM) | -- | -- |