ALLY vs. IX: Ally Financial vs. ORIX Stock Comparison

Company Profile

Ally Financial (ALLY) and ORIX (IX) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while IX is classified in Financial Services.

Ally Financial (ALLY) trades as ordinary local shares, while ORIX (IX) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Ally Financial (ALLY) at 9.90% and ORIX (IX) at 14.04% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Ally Financial (ALLY) at 18.62% and ORIX (IX) at 17.94% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Both Ally Financial (ALLY) at 27.31% and ORIX (IX) at 21.52% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

ORIX (IX) at 18.57% is around its peer norm for revenue growth, while Ally Financial (ALLY) at -1.43% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Ally Financial (ALLY) at 31.67% and ORIX (IX) at 30.03% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and ORIX (IX) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and ORIX (IX) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Ally Financial (ALLY) at 3.09% pays an industry-typical yield; ORIX (IX) at 435.55% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

Both Ally Financial (ALLY) at 27.46% and ORIX (IX) at 26.52% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both Ally Financial (ALLY) at 8.73 and ORIX (IX) at 9.68 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

ORIX (IX) at 0.01 sits in the cheaper P/S ratio quartile while Ally Financial (ALLY) at 1.43 prices around its industry’s middle — IX costs less per dollar of sales, though read it alongside growth and margins.

On P/B ratio, both Ally Financial (ALLY) at 0.88 and ORIX (IX) at 1.28 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics