ALL vs. L: Allstate vs. Loews Stock Comparison
How do Allstate (ALL) and Loews (L) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Allstate (ALL) and Loews (L) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.
| Profile Item | ALL | L |
|---|---|---|
| Name | The Allstate Corporation | Loews Corp. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Property & Casualty Insurance |
| Market Capitalization | 63.05 billion USD | 22.19 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 3, 1993 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ALL | L |
|---|---|---|
| Total Return (1Y) | 27.36% | 7.24% |
| Total Return (3Y, Annualized) | 27.71% | 19.27% |
| Total Return (5Y, Annualized) | 19.82% | 14.13% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | ALL | L |
|---|---|---|
| Volatility (1Y, Annualized) | 25.96% | 16.13% |
| Beta (5Y) | 0.13 | 0.49 |
| Max Drawdown (5Y) | -27.35% | -26.11% |
| Avg. Volume (3M) | 1.91M | 805.54K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ALL | L |
|---|---|---|
| Sharpe Ratio (1Y) | 0.89 | 0.18 |
| Sortino Ratio (1Y) | 1.28 | 0.26 |
Profitability
ROE (TTM)
Allstate (ALL) at 38.93% sits in the top ROE quartile, while Loews (L) at 8.21% is in the bottom quartile, showing a clear gap in returns on equity.
ALL
Insurance industry group
38.93%
- Max
- 41.68%
- ALL
- 38.93%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
L
Insurance industry group
8.21%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- L
- 8.21%
- Min
- -10.66%
Net Margin (TTM)
Both Allstate (ALL) at 16.57% and Loews (L) at 7.93% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
ALL
Insurance industry group
16.57%
- Max
- 29.92%
- Q3
- 17.03%
- ALL
- 16.57%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
L
Insurance industry group
7.93%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- L
- 7.93%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Loews (L) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | ALL | L |
|---|---|---|
| ROE (TTM) | 38.93% | 8.21% |
| ROA (TTM) | 7.68% | 1.71% |
| Net Margin (TTM) | 16.57% | 7.93% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Allstate (ALL) at 5.60% and Loews (L) at 5.44% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while Loews (L) at 24.34% is closer to the peer norm — faster per-share earnings growth for ALL.
Growth Metrics
| Metric | ALL | L |
|---|---|---|
| Revenue Growth (YoY) | 5.60% | 5.44% |
| Revenue Growth (3Y CAGR) | 9.84% | 8.96% |
| EPS Growth (YoY) | 124.01% | 24.34% |
| EPS Growth (3Y CAGR) | -- | 33.10% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Loews (L) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Loews (L) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ALL | L |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Allstate (ALL) at 1.59% and Loews (L) at 0.23% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
ALL
Insurance industry group
1.59%
- Max
- 5.12%
- Q3
- 2.15%
- ALL
- 1.59%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
L
Insurance industry group
0.23%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- L
- 0.23%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Allstate (ALL) at 9.62% and Loews (L) at 3.46% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
ALL
Insurance industry group
9.62%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- ALL
- 9.62%
- Q1
- 0.00%
- Min
- 0.00%
L
Insurance industry group
3.46%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- L
- 3.46%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ALL | L |
|---|---|---|
| Dividend Yield (TTM) | 1.59% | 0.23% |
| Dividend Payout Ratio (TTM) | 9.62% | 3.46% |
Valuation
P/E Ratio (TTM)
Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while Loews (L) at 15.17 is closer to its industry’s usual earnings multiple — a discount for ALL, though growth and earnings durability still matter.
ALL
Insurance industry group
5.78
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- ALL
- 5.78
- Min
- 2.32
L
Insurance industry group
15.17
- Max
- 28.37
- Q3
- 18.75
- L
- 15.17
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Allstate (ALL) at 0.90 and Loews (L) at 1.18 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
ALL
Insurance industry group
0.90
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- ALL
- 0.90
- Q1
- 0.85
- Min
- 0.07
L
Insurance industry group
1.18
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- L
- 1.18
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Loews (L) at 1.22 sits in the lower P/B ratio quartile against book while Allstate (ALL) at 2.09 is valued near its industry’s middle — L is cheaper on assets, though weigh it against ROE and asset quality.
ALL
Insurance industry group
2.09
- Max
- 5.07
- Q3
- 2.79
- ALL
- 2.09
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
L
Insurance industry group
1.22
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- L
- 1.22
- Min
- 0.30
Valuation Metrics
| Metric | ALL | L |
|---|---|---|
| P/E Ratio (TTM) | 5.78 | 15.17 |
| P/S Ratio (TTM) | 0.90 | 1.18 |
| P/B Ratio (MRQ) | 2.09 | 1.22 |
| Free Cash Flow Yield (TTM) | -- | -- |