AEG vs. L: Aegon vs. Loews Stock Comparison
How do Aegon (AEG) and Loews (L) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Aegon (AEG) and Loews (L) both belong to the Insurance industry, though AEG is classified under Life & Health Insurance while L falls under Property & Casualty Insurance.
Loews (L) trades as ordinary local shares, while Aegon (AEG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | AEG | L |
|---|---|---|
| Name | Aegon Ltd. New York Registry Shares | Loews Corp. |
| Country/Region | Netherlands | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Property & Casualty Insurance |
| Market Capitalization | 12.09 billion USD | 22.19 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 28, 1985 | March 17, 1980 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AEG | L |
|---|---|---|
| Total Return (1Y) | 19.25% | 7.24% |
| Total Return (3Y, Annualized) | 26.15% | 19.27% |
| Total Return (5Y, Annualized) | 17.53% | 14.13% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AEG | L |
|---|---|---|
| Volatility (1Y, Annualized) | 24.91% | 16.13% |
| Beta (5Y) | 0.85 | 0.49 |
| Max Drawdown (5Y) | -36.55% | -26.11% |
| Avg. Volume (3M) | 5.27M | 805.54K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AEG | L |
|---|---|---|
| Sharpe Ratio (1Y) | 0.60 | 0.18 |
| Sortino Ratio (1Y) | 0.84 | 0.26 |
Profitability
ROE (TTM)
Aegon (AEG) at 11.07% is around its peer norm for ROE, while Loews (L) at 8.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
AEG
Insurance industry group
11.07%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- AEG
- 11.07%
- Q1
- 8.79%
- Min
- -10.66%
L
Insurance industry group
8.21%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- L
- 8.21%
- Min
- -10.66%
Net Margin (TTM)
Both Aegon (AEG) at 8.62% and Loews (L) at 7.93% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
AEG
Insurance industry group
8.62%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- AEG
- 8.62%
- Q1
- 6.21%
- Min
- -4.68%
L
Insurance industry group
7.93%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- L
- 7.93%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Aegon (AEG) in Insurance and Loews (L) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AEG | L |
|---|---|---|
| ROE (TTM) | 11.07% | 8.21% |
| ROA (TTM) | 0.10% | 1.71% |
| Net Margin (TTM) | 8.62% | 7.93% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Aegon (AEG) at 37.63% sits in the top revenue growth quartile, while Loews (L) at 5.44% is closer to the peer norm — faster top-line expansion for AEG.
EPS Growth
Aegon (AEG) at 59.46% sits in the top EPS growth quartile, while Loews (L) at 24.34% is closer to the peer norm — faster per-share earnings growth for AEG.
Growth Metrics
| Metric | AEG | L |
|---|---|---|
| Revenue Growth (YoY) | 37.63% | 5.44% |
| Revenue Growth (3Y CAGR) | -- | 8.96% |
| EPS Growth (YoY) | 59.46% | 24.34% |
| EPS Growth (3Y CAGR) | -- | 33.10% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Aegon (AEG) in Insurance and Loews (L) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Aegon (AEG) in Insurance and Loews (L) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AEG | L |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Aegon (AEG) at 4.96% delivers top-quartile income for its industry, while Loews (L) at 0.23% pays a more typical yield — both are credible income propositions, AEG the richer one.
AEG
Insurance industry group
4.96%
- Max
- 5.12%
- AEG
- 4.96%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
L
Insurance industry group
0.23%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- L
- 0.23%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Loews (L) at 3.46% pays out a band-typical share of earnings, while Aegon (AEG) at 61.52% distributes more than its industry norm — less retained, thinner cover.
AEG
Insurance industry group
61.52%
- Max
- 76.67%
- AEG
- 61.52%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
L
Insurance industry group
3.46%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- L
- 3.46%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AEG | L |
|---|---|---|
| Dividend Yield (TTM) | 4.96% | 0.23% |
| Dividend Payout Ratio (TTM) | 61.52% | 3.46% |
Valuation
P/E Ratio (TTM)
Both Aegon (AEG) at 12.03 and Loews (L) at 15.17 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
AEG
Insurance industry group
12.03
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- AEG
- 12.03
- Q1
- 9.08
- Min
- 2.32
L
Insurance industry group
15.17
- Max
- 28.37
- Q3
- 18.75
- L
- 15.17
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Aegon (AEG) at 1.04 and Loews (L) at 1.18 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
AEG
Insurance industry group
1.04
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- AEG
- 1.04
- Q1
- 0.85
- Min
- 0.07
L
Insurance industry group
1.18
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- L
- 1.18
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Loews (L) at 1.22 sits in the lower P/B ratio quartile against book while Aegon (AEG) at 1.23 is valued near its industry’s middle — L is cheaper on assets, though weigh it against ROE and asset quality.
AEG
Insurance industry group
1.23
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- AEG
- 1.23
- Q1
- 1.23
- Min
- 0.30
L
Insurance industry group
1.22
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- L
- 1.22
- Min
- 0.30
Valuation Metrics
| Metric | AEG | L |
|---|---|---|
| P/E Ratio (TTM) | 12.03 | 15.17 |
| P/S Ratio (TTM) | 1.04 | 1.18 |
| P/B Ratio (MRQ) | 1.23 | 1.22 |
| Free Cash Flow Yield (TTM) | -- | -- |