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AEG vs. L: Aegon vs. Loews Stock Comparison

How do Aegon (AEG) and Loews (L) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Aegon (AEG) and Loews (L) both belong to the Insurance industry, though AEG is classified under Life & Health Insurance while L falls under Property & Casualty Insurance.

Loews (L) trades as ordinary local shares, while Aegon (AEG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Aegon (AEG) and Loews (L)
Profile ItemAEGL
NameAegon Ltd. New York Registry SharesLoews Corp.
Country/RegionNetherlandsUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryLife & Health InsuranceProperty & Casualty Insurance
Market Capitalization12.09 billion USD22.19 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 28, 1985March 17, 1980
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

AEG
L
GSPC
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Aegon (AEG) vs. Loews (L), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Aegon (AEG) and Loews (L). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Aegon (AEG) and Loews (L). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Aegon (AEG) and Loews (L)
MetricAEGL
Total Return (1Y)19.25%7.24%
Total Return (3Y, Annualized)26.15%19.27%
Total Return (5Y, Annualized)17.53%14.13%

Risk Profile

Drawdown History

AEG
L
GSPC
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Aegon (AEG) vs. Loews (L), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Aegon (AEG) and Loews (L). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Aegon (AEG) and Loews (L)
MetricAEGL
Volatility (1Y, Annualized)24.91%16.13%
Beta (5Y)0.850.49
Max Drawdown (5Y)-36.55%-26.11%
Avg. Volume (3M)5.27M805.54K

Risk-Adjusted Performance

Risk-Return Positioning

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AEG and L are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Aegon (AEG) and Loews (L)
MetricAEGL
Sharpe Ratio (1Y)0.600.18
Sortino Ratio (1Y)0.840.26

Profitability

ROE (TTM)

Aegon (AEG) at 11.07% is around its peer norm for ROE, while Loews (L) at 8.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

AEG

Insurance industry group

11.07%

Max
41.68%
Q3
22.04%
Median
14.81%
AEG
11.07%
Q1
8.79%
Min
-10.66%

L

Insurance industry group

8.21%

Max
41.68%
Q3
22.04%
Median
14.81%
Q1
8.79%
L
8.21%
Min
-10.66%
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Aegon (AEG) vs. Loews (L): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Aegon (AEG) at 8.62% and Loews (L) at 7.93% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

AEG

Insurance industry group

8.62%

Max
29.92%
Q3
17.03%
Median
10.97%
AEG
8.62%
Q1
6.21%
Min
-4.68%

L

Insurance industry group

7.93%

Max
29.92%
Q3
17.03%
Median
10.97%
L
7.93%
Q1
6.21%
Min
-4.68%
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Aegon (AEG) vs. Loews (L): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Aegon (AEG) in Insurance and Loews (L) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Aegon (AEG) and Loews (L)
MetricAEGL
ROE (TTM)11.07%8.21%
ROA (TTM)0.10%1.71%
Net Margin (TTM)8.62%7.93%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Aegon (AEG) at 37.63% sits in the top revenue growth quartile, while Loews (L) at 5.44% is closer to the peer norm — faster top-line expansion for AEG.

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Aegon (AEG) vs. Loews (L): A comparison of their Revenue Growth across different time periods.

EPS Growth

Aegon (AEG) at 59.46% sits in the top EPS growth quartile, while Loews (L) at 24.34% is closer to the peer norm — faster per-share earnings growth for AEG.

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Aegon (AEG) vs. Loews (L): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Aegon (AEG) and Loews (L)
MetricAEGL
Revenue Growth (YoY)37.63%5.44%
Revenue Growth (3Y CAGR)--8.96%
EPS Growth (YoY)59.46%24.34%
EPS Growth (3Y CAGR)--33.10%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Aegon (AEG) in Insurance and Loews (L) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Aegon (AEG) in Insurance and Loews (L) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Aegon (AEG) and Loews (L)
MetricAEGL
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Aegon (AEG) at 4.96% delivers top-quartile income for its industry, while Loews (L) at 0.23% pays a more typical yield — both are credible income propositions, AEG the richer one.

AEG

Insurance industry group

4.96%

Max
5.12%
AEG
4.96%
Q3
2.15%
Median
0.98%
Q1
0.00%
Min
0.00%

L

Insurance industry group

0.23%

Max
5.12%
Q3
2.15%
Median
0.98%
L
0.23%
Q1
0.00%
Min
0.00%
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Aegon (AEG) vs. Loews (L): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Loews (L) at 3.46% pays out a band-typical share of earnings, while Aegon (AEG) at 61.52% distributes more than its industry norm — less retained, thinner cover.

AEG

Insurance industry group

61.52%

Max
76.67%
AEG
61.52%
Q3
35.18%
Median
14.74%
Q1
0.00%
Min
0.00%

L

Insurance industry group

3.46%

Max
76.67%
Q3
35.18%
Median
14.74%
L
3.46%
Q1
0.00%
Min
0.00%
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Aegon (AEG) vs. Loews (L): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Aegon (AEG) and Loews (L)
MetricAEGL
Dividend Yield (TTM)4.96%0.23%
Dividend Payout Ratio (TTM)61.52%3.46%

Valuation

P/E Ratio (TTM)

Both Aegon (AEG) at 12.03 and Loews (L) at 15.17 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

AEG

Insurance industry group

12.03

Max
28.37
Q3
18.75
Median
12.23
AEG
12.03
Q1
9.08
Min
2.32

L

Insurance industry group

15.17

Max
28.37
Q3
18.75
L
15.17
Median
12.23
Q1
9.08
Min
2.32
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Aegon (AEG) vs. Loews (L): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Aegon (AEG) at 1.04 and Loews (L) at 1.18 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

AEG

Insurance industry group

1.04

Max
4.03
Q3
2.25
Median
1.23
AEG
1.04
Q1
0.85
Min
0.07

L

Insurance industry group

1.18

Max
4.03
Q3
2.25
Median
1.23
L
1.18
Q1
0.85
Min
0.07
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Aegon (AEG) vs. Loews (L): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Loews (L) at 1.22 sits in the lower P/B ratio quartile against book while Aegon (AEG) at 1.23 is valued near its industry’s middle — L is cheaper on assets, though weigh it against ROE and asset quality.

AEG

Insurance industry group

1.23

Max
5.07
Q3
2.79
Median
1.76
AEG
1.23
Q1
1.23
Min
0.30

L

Insurance industry group

1.22

Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
L
1.22
Min
0.30
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Aegon (AEG) vs. Loews (L): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Aegon (AEG) and Loews (L)
MetricAEGL
P/E Ratio (TTM)12.0315.17
P/S Ratio (TTM)1.041.18
P/B Ratio (MRQ)1.231.22
Free Cash Flow Yield (TTM)----