Unilever (UL) Stock Analysis
This is a peer-relative look at Unilever (UL): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Household & Personal Products peers, so every number reads in context rather than in isolation.
Company Profile
Unilever (UL) trades as an ADR rather than ordinary local shares — read it with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | UL |
|---|---|
| Name | Unilever PLC Sponsored American Depositary Receipt |
| Country/Region | United Kingdom |
| GICS Sector | Consumer Staples |
| GICS Industry Group | Household & Personal Products |
| GICS Industry | Personal Care Products |
| GICS Sub-Industry | Personal Care Products |
| Market Capitalization | 130.89 billion USD |
| Currency | USD |
| Exchange | NYSE |
| Listing Date | March 25, 1980 |
| Security Type | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | Current stock: UL | Industry group median |
|---|---|---|
| Total Return (1Y) | -6.36% | -1.99% |
| Total Return (3Y, Annualized) | 4.53% | 0.30% |
| Total Return (5Y, Annualized) | 1.86% | 1.36% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | Current stock: UL | Industry group median |
|---|---|---|
| Volatility (1Y, Annualized) | 22.30% | 37.33% |
| Beta (5Y) | 0.42 | 0.59 |
| Max Drawdown (5Y) | -25.09% | -51.32% |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | Current stock: UL | Industry group median |
|---|---|---|
| Sharpe Ratio (1Y) | -0.47 | -0.17 |
| Sortino Ratio (1Y) | -0.64 | -0.23 |
Profitability
ROE (TTM)
Unilever (UL) posts ROE of 30.96%, in the upper peer quartile. That suggests the company earns more from each dollar of shareholders’ equity than most industry peers, a useful capital-efficiency signal.
UL
Household & Personal Products industry group
30.96%
Group distribution
- Max
- 33.31%
- UL
- 30.96%
- Q3
- 28.44%
- Median
- 13.69%
- Q1
- 0.17%
- Min
- -20.43%
Largest peers
- CL
- 363.58%
- KMB
- 111.73%
- PG
- 31.11%
- UL
- 30.96%
- KVUE
- 15.70%
- HLN
- 10.27%
- EL
- -5.95%
Net Margin (TTM)
Unilever (UL) keeps 18.75% of revenue as net profit, putting net margin in the upper peer quartile. After operating costs, interest, and taxes, more of each sales dollar reaches shareholders than it does at most industry peers.
UL
Household & Personal Products industry group
18.75%
Group distribution
- Max
- 19.16%
- UL
- 18.75%
- Q3
- 11.33%
- Median
- 6.67%
- Q1
- 0.66%
- Min
- -9.20%
Largest peers
- PG
- 19.16%
- UL
- 18.75%
- HLN
- 15.11%
- KMB
- 12.80%
- KVUE
- 10.61%
- CL
- 10.04%
- EL
- -1.67%
Operating Margin (TTM)
Unilever (UL) turns 20.05% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.
UL
Household & Personal Products industry group
20.05%
Group distribution
- Max
- 23.17%
- Q3
- 20.10%
- UL
- 20.05%
- Median
- 12.60%
- Q1
- 6.91%
- Min
- -9.69%
Largest peers
- HLN
- 23.17%
- PG
- 23.05%
- KVUE
- 21.62%
- CL
- 20.92%
- UL
- 20.05%
- KMB
- 19.65%
- EL
- 14.93%
Profitability Metrics
| Metric | Current stock: UL | Industry group median |
|---|---|---|
| ROE (TTM) | 30.96% | 13.69% |
| ROA (TTM) | 8.43% | 6.90% |
| Net Margin (TTM) | 18.75% | 6.67% |
| Operating Margin (TTM) | 20.05% | 12.60% |
| Gross Margin (TTM) | 46.95% | 48.97% |
Growth
Revenue Growth
Unilever (UL) grew revenue -3.77%, in the lower peer quartile. The top line is expanding more slowly than at most peers, which can reflect softer demand, lost share, or weaker pricing.
EPS Growth
Unilever (UL) grew earnings per share 67.69%, in the upper peer quartile. Per-share profits are compounding faster than at most industry peers.
Growth Metrics
| Metric | Current stock: UL | Industry group median |
|---|---|---|
| Revenue Growth (YoY) | -3.77% | 0.29% |
| Revenue Growth (3Y CAGR) | -5.62% | 0.79% |
| EPS Growth (YoY) | 67.69% | 5.24% |
| EPS Growth (3Y CAGR) | 8.70% | 6.22% |
Financial Strength
Current Ratio (MRQ)
Unilever (UL) has current ratio of 0.79, in the tighter-liquidity quartile for its industry. The short-term cushion is thinner than most peers carry, even if the absolute comfort level still depends on the business model.
UL
Household & Personal Products industry group
0.79
Group distribution
- Max
- 4.51
- Q3
- 3.12
- Median
- 1.95
- Q1
- 1.01
- UL
- 0.79
- Min
- 0.73
Largest peers
- EL
- 1.27
- CL
- 1.03
- KVUE
- 0.98
- HLN
- 0.92
- UL
- 0.79
- KMB
- 0.77
- PG
- 0.73
Debt / Equity (MRQ)
Unilever (UL) has debt-to-equity ratio of 1.61, in the higher-leverage quartile for its industry. The heavier reliance on borrowing can make earnings, rates, or refinancing conditions matter more.
UL
Household & Personal Products industry group
1.61
Group distribution
- Max
- 2.33
- UL
- 1.61
- Q3
- 1.45
- Median
- 0.77
- Q1
- 0.39
- Min
- 0.02
Largest peers
- CL
- 16.41
- KMB
- 3.71
- EL
- 2.33
- UL
- 1.61
- KVUE
- 0.83
- PG
- 0.68
- HLN
- 0.52
Financial Strength Metrics
| Metric | Current stock: UL | Industry group median |
|---|---|---|
| Current Ratio (MRQ) | 0.79 | 1.95 |
| Debt / Equity (MRQ) | 1.61 | 0.77 |
| Net Debt / EBITDA | 2.14 | 2.19 |
Dividends
Dividend Yield (TTM)
Unilever (UL) has dividend yield of 3.19%, in the upper peer-yield quartile while still inside the industry range. The dividend offers more cash income per dollar of share price than most peers, though payout coverage still matters.
UL
Household & Personal Products industry group
3.19%
Group distribution
- Max
- 5.90%
- UL
- 3.19%
- Q3
- 2.64%
- Median
- 1.02%
- Q1
- 0.00%
- Min
- 0.00%
Largest peers
- KMB
- 4.66%
- KVUE
- 4.35%
- UL
- 3.19%
- PG
- 2.83%
- CL
- 2.26%
- EL
- 1.67%
- HLN
- 0.71%
Dividend Payout Ratio (TTM)
Unilever (UL) has payout ratio of 78.60%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.
UL
Household & Personal Products industry group
78.60%
Group distribution
- Max
- 98.51%
- UL
- 78.60%
- Q3
- 66.00%
- Median
- 36.90%
- Q1
- 0.00%
- Min
- 0.00%
Largest peers
- EL
- 471.43%
- KVUE
- 98.51%
- KMB
- 97.87%
- CL
- 80.62%
- UL
- 78.60%
- PG
- 61.80%
- HLN
- 37.08%
Dividend Metrics
| Metric | Current stock: UL | Industry group median |
|---|---|---|
| Dividend Yield (TTM) | 3.19% | 1.02% |
| Dividend Payout Ratio (TTM) | 78.60% | 36.90% |
Valuation
P/E Ratio (TTM)
Unilever (UL) trades at P/E ratio of 21.03, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.
UL
Household & Personal Products industry group
21.03
Group distribution
- Max
- 36.52
- Q3
- 24.48
- UL
- 21.03
- Median
- 20.82
- Q1
- 15.98
- Min
- 5.38
Largest peers
- CL
- 35.63
- KVUE
- 22.63
- PG
- 21.78
- UL
- 21.03
- KMB
- 20.98
- HLN
- 20.67
- EL
- --
P/S Ratio (TTM)
Unilever (UL) trades at 2.59 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.
UL
Household & Personal Products industry group
2.59
Group distribution
- Max
- 5.42
- Q3
- 2.97
- UL
- 2.59
- Median
- 1.58
- Q1
- 0.70
- Min
- 0.07
Largest peers
- PG
- 3.98
- HLN
- 3.96
- CL
- 3.48
- UL
- 2.59
- KVUE
- 2.39
- KMB
- 2.17
- EL
- 2.01
P/B Ratio (MRQ)
Unilever (UL) trades at 7.47 on P/B ratio, in the higher book-value quartile. The market is paying a premium to book, so stronger ROE, cleaner assets, or a better growth profile need to justify it.
UL
Household & Personal Products industry group
7.47
Group distribution
- Max
- 11.82
- UL
- 7.47
- Q3
- 7.46
- Median
- 2.83
- Q1
- 1.04
- Min
- -2.96
Largest peers
- CL
- 500.00
- KMB
- 19.97
- UL
- 7.47
- EL
- 7.46
- PG
- 6.42
- KVUE
- 3.44
- HLN
- 2.00
Valuation Metrics
| Metric | Current stock: UL | Industry group median |
|---|---|---|
| P/E Ratio (TTM) | 21.03 | 20.82 |
| P/S Ratio (TTM) | 2.59 | 1.58 |
| P/B Ratio (MRQ) | 7.47 | 2.83 |
| Free Cash Flow Yield (TTM) | 4.79% | 4.98% |