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V vs. WMT: Visa vs. Walmart Stock Comparison

How do Visa (V) and Walmart (WMT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Visa (V) is classified in the Financials sector (Financial Services), whereas Walmart (WMT) belongs to Consumer Staples (Consumer Staples Distribution & Retail) — their GICS classifications point to very different parts of the market.

Company profile comparison for Visa (V) and Walmart (WMT)
Profile ItemVWMT
NameVisa Inc. Class AWalmart Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsConsumer Staples
GICS Industry GroupFinancial ServicesConsumer Staples Distribution & Retail
GICS IndustryFinancial ServicesConsumer Staples Distribution & Retail
GICS Sub-IndustryTransaction & Payment Processing ServicesConsumer Staples Merchandise Retail
Market Capitalization788.58 billion USD998.90 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateMarch 19, 2008August 25, 1972
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

V
WMT
GSPC
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Visa (V) vs. Walmart (WMT), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Visa (V) and Walmart (WMT). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Visa (V) and Walmart (WMT). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Visa (V) and Walmart (WMT)
MetricVWMT
Total Return (1Y)27.50%23.19%
Total Return (3Y, Annualized)21.55%33.27%
Total Return (5Y, Annualized)15.65%21.72%

Risk Profile

Drawdown History

V
WMT
GSPC
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Visa (V) vs. Walmart (WMT), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Visa (V) and Walmart (WMT). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Visa (V) and Walmart (WMT)
MetricVWMT
Volatility (1Y, Annualized)22.99%26.96%
Beta (5Y)0.780.52
Max Drawdown (5Y)-24.14%-25.74%
Avg. Volume (3M)6.56M23.66M

Risk-Adjusted Performance

Risk-Return Positioning

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V and WMT are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Visa (V) and Walmart (WMT)
MetricVWMT
Sharpe Ratio (1Y)1.010.70
Sortino Ratio (1Y)1.641.00

Profitability

ROE (TTM)

Visa (V) at 63.51% clears its industry range for ROE, a sharper capital-efficiency signal than Walmart (WMT) at 22.31%, which is closer to a typical peer reading.

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

WMT

Consumer Staples Distribution & Retail industry group

22.31%

Max
33.48%
WMT
22.31%
Q3
22.31%
Median
15.57%
Q1
7.66%
Min
-2.27%
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Visa (V) vs. Walmart (WMT): A comparison of their ROE against their respective Financial Services and Consumer Staples Distribution & Retail industry group benchmarks.

Net Margin (TTM)

Visa (V) at 51.20% retains a top-quartile share of revenue as profit, ahead of Walmart (WMT) at 3.00%, which keeps about the industry-typical share.

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

WMT

Consumer Staples Distribution & Retail industry group

3.00%

Max
5.45%
Q3
3.42%
WMT
3.00%
Median
2.44%
Q1
1.86%
Min
-0.06%
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Visa (V) vs. Walmart (WMT): A comparison of their net margin against their respective Financial Services and Consumer Staples Distribution & Retail industry group benchmarks.

Operating Margin (TTM)

Visa (V) at 63.73% operates in the top operating margin quartile, ahead of Walmart (WMT) at 3.45%, which runs around its industry’s norm.

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%

WMT

Consumer Staples Distribution & Retail industry group

3.45%

Max
6.81%
Q3
5.49%
Median
3.84%
WMT
3.45%
Q1
2.00%
Min
0.97%
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Visa (V) vs. Walmart (WMT): A comparison of their operating margin against their respective Financial Services and Consumer Staples Distribution & Retail industry group benchmarks.

Profitability Metrics

Profitability metrics for Visa (V) and Walmart (WMT)
MetricVWMT
ROE (TTM)63.51%22.31%
ROA (TTM)19.61%6.41%
Net Margin (TTM)51.20%3.00%
Operating Margin (TTM)63.73%3.45%
Gross Margin (TTM)--24.84%

Growth

Revenue Growth

Both Visa (V) at 14.76% and Walmart (WMT) at 4.73% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Visa (V) vs. Walmart (WMT): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Visa (V) at 20.78% and Walmart (WMT) at 13.28% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Visa (V) vs. Walmart (WMT): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Visa (V) and Walmart (WMT)
MetricVWMT
Revenue Growth (YoY)14.76%4.73%
Revenue Growth (3Y CAGR)12.02%5.27%
EPS Growth (YoY)20.78%13.28%
EPS Growth (3Y CAGR)14.16%24.25%

Financial Strength

Current Ratio (MRQ)

Walmart (WMT) shows current ratio of 0.77; Visa (V) doesn’t get one — Financial Services balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.

V

Financial Services industry group

--

V
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

WMT

Consumer Staples Distribution & Retail industry group

0.77

Max
2.04
Q3
1.45
Median
1.17
Q1
1.00
WMT
0.77
Min
0.69
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Visa (V) vs. Walmart (WMT): V’s current ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for WMT only.

Debt / Equity (MRQ)

Walmart (WMT) shows debt-to-equity ratio of 0.72; for Visa (V) the ratio is set aside — in Financial Services, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.

V

Financial Services industry group

--

V
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

WMT

Consumer Staples Distribution & Retail industry group

0.72

Max
2.59
Q3
1.83
Median
1.24
WMT
0.72
Q1
0.63
Min
0.01
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Visa (V) vs. Walmart (WMT): V’s debt-to-equity ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for WMT only.

Financial Strength Metrics

Financial strength metrics for Visa (V) and Walmart (WMT)
MetricVWMT
Current Ratio (MRQ)--0.77
Debt / Equity (MRQ)--0.72
Net Debt / EBITDA--1.44

Dividends

Dividend Yield (TTM)

Both Visa (V) at 0.66% and Walmart (WMT) at 0.76% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%

WMT

Consumer Staples Distribution & Retail industry group

0.76%

Max
2.90%
Q3
1.72%
WMT
0.76%
Median
0.43%
Q1
0.00%
Min
0.00%
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Visa (V) vs. Walmart (WMT): A comparison of their dividend yield against their respective Financial Services and Consumer Staples Distribution & Retail industry group benchmarks.

Dividend Payout Ratio (TTM)

Visa (V) at 21.75% pays out a band-typical share of earnings, while Walmart (WMT) at 34.96% distributes more than its industry norm — less retained, thinner cover.

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%

WMT

Consumer Staples Distribution & Retail industry group

34.96%

Max
57.98%
WMT
34.96%
Q3
30.05%
Median
11.72%
Q1
0.00%
Min
0.00%
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Visa (V) vs. Walmart (WMT): A comparison of their payout ratio against their respective Financial Services and Consumer Staples Distribution & Retail industry group benchmarks.

Dividend Metrics

Dividend metrics for Visa (V) and Walmart (WMT)
MetricVWMT
Dividend Yield (TTM)0.66%0.76%
Dividend Payout Ratio (TTM)21.75%34.96%

Valuation

P/E Ratio (TTM)

Both Visa (V) at 34.31 and Walmart (WMT) at 45.48 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

WMT

Consumer Staples Distribution & Retail industry group

45.48

Max
50.75
WMT
45.48
Q3
33.64
Median
22.19
Q1
16.09
Min
9.28
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Visa (V) vs. Walmart (WMT): A comparison of their P/E ratio against their respective Financial Services and Consumer Staples Distribution & Retail industry group benchmarks.

P/S Ratio (TTM)

Both look expensive on sales: Walmart (WMT) at 1.36 sits in the upper P/S ratio quartile, and Visa (V) at 17.18 prices even higher, above its industry range.

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

WMT

Consumer Staples Distribution & Retail industry group

1.36

Max
1.54
WMT
1.36
Q3
0.81
Median
0.47
Q1
0.26
Min
0.02
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Visa (V) vs. Walmart (WMT): A comparison of their P/S ratio against their respective Financial Services and Consumer Staples Distribution & Retail industry group benchmarks.

P/B Ratio (MRQ)

Both look rich against book: Walmart (WMT) at 10.15 sits in the upper P/B ratio quartile, and Visa (V) at 22.05 prices even higher, above its industry range.

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

WMT

Consumer Staples Distribution & Retail industry group

10.15

WMT
10.15
Max
10.15
Q3
6.27
Median
3.70
Q1
1.85
Min
0.93
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Visa (V) vs. Walmart (WMT): A comparison of their P/B ratio against their respective Financial Services and Consumer Staples Distribution & Retail industry group benchmarks.

Valuation Metrics

Valuation metrics for Visa (V) and Walmart (WMT)
MetricVWMT
P/E Ratio (TTM)34.3145.48
P/S Ratio (TTM)17.181.36
P/B Ratio (MRQ)22.0510.15
Free Cash Flow Yield (TTM)--0.71%