TROW vs. XYZ: T. Rowe Price vs. Block Stock Comparison
How do T. Rowe Price (TROW) and Block (XYZ) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
T. Rowe Price (TROW) and Block (XYZ) both fall under the Financial Services industry group, but TROW is classified in Capital Markets while XYZ is classified in Financial Services.
| Profile Item | TROW | XYZ |
|---|---|---|
| Name | T. Rowe Price Group Inc. | Block Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Asset Management & Custody Banks | Transaction & Payment Processing Services |
| Market Capitalization | 23.13 billion USD | 51.67 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | April 2, 1986 | November 19, 2015 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | TROW | XYZ |
|---|---|---|
| Total Return (1Y) | 14.59% | 35.34% |
| Total Return (3Y, Annualized) | 11.26% | 20.17% |
| Total Return (5Y, Annualized) | -8.60% | -17.43% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | TROW | XYZ |
|---|---|---|
| Volatility (1Y, Annualized) | 24.99% | 48.01% |
| Beta (5Y) | 1.39 | 2.48 |
| Max Drawdown (5Y) | -57.57% | -83.55% |
| Avg. Volume (3M) | 1.72M | 4.73M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | TROW | XYZ |
|---|---|---|
| Sharpe Ratio (1Y) | 0.41 | 0.65 |
| Sortino Ratio (1Y) | 0.58 | 1.03 |
Profitability
ROE (TTM)
T. Rowe Price (TROW) at 18.20% is around its peer norm for ROE, while Block (XYZ) at 2.02% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
TROW
Financial Services industry group
18.20%
- Max
- 44.78%
- Q3
- 21.85%
- TROW
- 18.20%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
XYZ
Financial Services industry group
2.02%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- XYZ
- 2.02%
- Min
- -18.71%
Net Margin (TTM)
T. Rowe Price (TROW) at 28.40% keeps a top-quartile share of each sales dollar as profit, while Block (XYZ) at 1.80% keeps a bottom-quartile share.
TROW
Financial Services industry group
28.40%
- Max
- 62.84%
- TROW
- 28.40%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
XYZ
Financial Services industry group
1.80%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- XYZ
- 1.80%
- Min
- -28.52%
Operating Margin (TTM)
T. Rowe Price (TROW) at 38.60% runs core operations around its industry’s norm, while Block (XYZ) at 6.65% operates in the bottom quartile.
TROW
Financial Services industry group
38.60%
- Max
- 107.33%
- Q3
- 55.90%
- TROW
- 38.60%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
XYZ
Financial Services industry group
6.65%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- XYZ
- 6.65%
- Min
- -44.34%
Profitability Metrics
| Metric | TROW | XYZ |
|---|---|---|
| ROE (TTM) | 18.20% | 2.02% |
| ROA (TTM) | 10.67% | 1.94% |
| Net Margin (TTM) | 28.40% | 1.80% |
| Operating Margin (TTM) | 38.60% | 6.65% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
T. Rowe Price (TROW) at 3.12% is around its peer norm for revenue growth, while Block (XYZ) at 0.30% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
T. Rowe Price (TROW) at 0.98% is around its peer norm for EPS growth, while Block (XYZ) at -53.95% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | TROW | XYZ |
|---|---|---|
| Revenue Growth (YoY) | 3.12% | 0.30% |
| Revenue Growth (3Y CAGR) | 4.08% | 11.33% |
| EPS Growth (YoY) | 0.98% | -53.95% |
| EPS Growth (3Y CAGR) | 11.31% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: T. Rowe Price (TROW) in Financial Services and Block (XYZ) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: T. Rowe Price (TROW) in Financial Services and Block (XYZ) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | TROW | XYZ |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Block (XYZ) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile T. Rowe Price (TROW) reports a yield of 4.76%, ranking against industry peers normally.
TROW
Financial Services industry group
4.76%
- Max
- 9.77%
- TROW
- 4.76%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
XYZ
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- XYZ
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Block (XYZ) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile T. Rowe Price (TROW) reports a payout of 52.33%, ranking against industry peers normally.
TROW
Financial Services industry group
52.33%
- Max
- 241.07%
- Q3
- 97.36%
- TROW
- 52.33%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
XYZ
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- XYZ
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | TROW | XYZ |
|---|---|---|
| Dividend Yield (TTM) | 4.76% | 0.00% |
| Dividend Payout Ratio (TTM) | 52.33% | 0.00% |
Valuation
P/E Ratio (TTM)
T. Rowe Price (TROW) at 10.97 is near its industry’s usual P/E ratio, while Block (XYZ) at 112.47 sits above its peer range — an unusually expensive price for XYZ’s trailing earnings.
TROW
Financial Services industry group
10.97
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- TROW
- 10.97
- Q1
- 9.68
- Min
- 0.16
XYZ
Financial Services industry group
112.47
- XYZ
- 112.47
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both T. Rowe Price (TROW) at 3.00 and Block (XYZ) at 2.01 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
TROW
Financial Services industry group
3.00
- Max
- 9.23
- Q3
- 4.57
- TROW
- 3.00
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
XYZ
Financial Services industry group
2.01
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- XYZ
- 2.01
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both T. Rowe Price (TROW) at 2.03 and Block (XYZ) at 2.26 are valued close to their industries’ norm against book — neither stands out from peers.
TROW
Financial Services industry group
2.03
- Max
- 7.79
- Q3
- 3.63
- TROW
- 2.03
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
XYZ
Financial Services industry group
2.26
- Max
- 7.79
- Q3
- 3.63
- XYZ
- 2.26
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | TROW | XYZ |
|---|---|---|
| P/E Ratio (TTM) | 10.97 | 112.47 |
| P/S Ratio (TTM) | 3.00 | 2.01 |
| P/B Ratio (MRQ) | 2.03 | 2.26 |
| Free Cash Flow Yield (TTM) | -- | -- |