SYF vs. VIRT: Synchrony Financial vs. Virtu Financial Stock Comparison

Company Profile

Synchrony Financial (SYF) and Virtu Financial (VIRT) both fall under the Financial Services industry group, but SYF is classified in Consumer Finance while VIRT is classified in Capital Markets.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Synchrony Financial (SYF) has an aggressive beta of 1.40, indicating higher sensitivity to broad-market moves, while Virtu Financial (VIRT) is defensive at 0.69 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Virtu Financial (VIRT) at 57.03% clears its industry range for ROE, a sharper capital-efficiency signal than Synchrony Financial (SYF) at 19.83%, which is closer to a typical peer reading.

Synchrony Financial (SYF) at 34.07% retains a top-quartile share of revenue as profit, ahead of Virtu Financial (VIRT) at 17.96%, which keeps about the industry-typical share.

Both Synchrony Financial (SYF) at 49.84% and Virtu Financial (VIRT) at 36.32% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Virtu Financial (VIRT) at 26.25% is around its peer norm for revenue growth, while Synchrony Financial (SYF) at -0.50% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Virtu Financial (VIRT) at 72.73% sits in the top EPS growth quartile, while Synchrony Financial (SYF) at 8.54% is closer to the peer norm — faster per-share earnings growth for VIRT.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Synchrony Financial (SYF) in Financial Services and Virtu Financial (VIRT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Synchrony Financial (SYF) in Financial Services and Virtu Financial (VIRT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Synchrony Financial (SYF) at 1.67% and Virtu Financial (VIRT) at 1.78% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Synchrony Financial (SYF) at 12.94% and Virtu Financial (VIRT) at 15.95% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both Synchrony Financial (SYF) at 7.70 and Virtu Financial (VIRT) at 7.92 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

On P/S ratio, both Synchrony Financial (SYF) at 2.45 and Virtu Financial (VIRT) at 3.35 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

On P/B ratio, both Synchrony Financial (SYF) at 1.55 and Virtu Financial (VIRT) at 1.92 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics