STT vs. XYZ: State Street vs. Block Stock Comparison
How do State Street (STT) and Block (XYZ) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
State Street (STT) and Block (XYZ) both fall under the Financial Services industry group, but STT is classified in Capital Markets while XYZ is classified in Financial Services.
| Profile Item | STT | XYZ |
|---|---|---|
| Name | State Street Corporation Common Stock | Block Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Asset Management & Custody Banks | Transaction & Payment Processing Services |
| Market Capitalization | 45.05 billion USD | 51.67 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 17, 1980 | November 19, 2015 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | STT | XYZ |
|---|---|---|
| Total Return (1Y) | 49.16% | 35.34% |
| Total Return (3Y, Annualized) | 41.54% | 20.17% |
| Total Return (5Y, Annualized) | 16.00% | -17.43% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | STT | XYZ |
|---|---|---|
| Volatility (1Y, Annualized) | 25.01% | 48.01% |
| Beta (5Y) | 1.36 | 2.48 |
| Max Drawdown (5Y) | -41.45% | -83.55% |
| Avg. Volume (3M) | 1.85M | 4.73M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | STT | XYZ |
|---|---|---|
| Sharpe Ratio (1Y) | 1.79 | 0.65 |
| Sortino Ratio (1Y) | 2.61 | 1.03 |
Profitability
ROE (TTM)
State Street (STT) at 13.08% is around its peer norm for ROE, while Block (XYZ) at 2.02% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
STT
Financial Services industry group
13.08%
- Max
- 44.78%
- Q3
- 21.85%
- STT
- 13.08%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
XYZ
Financial Services industry group
2.02%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- XYZ
- 2.02%
- Min
- -18.71%
Net Margin (TTM)
State Street (STT) at 23.78% keeps about the industry-typical share of revenue as profit, while Block (XYZ) at 1.80% retains only a bottom-quartile share.
STT
Financial Services industry group
23.78%
- Max
- 62.84%
- Q3
- 28.05%
- STT
- 23.78%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
XYZ
Financial Services industry group
1.80%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- XYZ
- 1.80%
- Min
- -28.52%
Operating Margin (TTM)
State Street (STT) at 34.63% runs core operations around its industry’s norm, while Block (XYZ) at 6.65% operates in the bottom quartile.
STT
Financial Services industry group
34.63%
- Max
- 107.33%
- Q3
- 55.90%
- STT
- 34.63%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
XYZ
Financial Services industry group
6.65%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- XYZ
- 6.65%
- Min
- -44.34%
Profitability Metrics
| Metric | STT | XYZ |
|---|---|---|
| ROE (TTM) | 13.08% | 2.02% |
| ROA (TTM) | 0.95% | 1.94% |
| Net Margin (TTM) | 23.78% | 1.80% |
| Operating Margin (TTM) | 34.63% | 6.65% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
State Street (STT) at 8.10% is around its peer norm for revenue growth, while Block (XYZ) at 0.30% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
State Street (STT) at 14.49% is around its peer norm for EPS growth, while Block (XYZ) at -53.95% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | STT | XYZ |
|---|---|---|
| Revenue Growth (YoY) | 8.10% | 0.30% |
| Revenue Growth (3Y CAGR) | 4.82% | 11.33% |
| EPS Growth (YoY) | 14.49% | -53.95% |
| EPS Growth (3Y CAGR) | 9.35% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: State Street (STT) in Financial Services and Block (XYZ) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: State Street (STT) in Financial Services and Block (XYZ) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | STT | XYZ |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Block (XYZ) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile State Street (STT) reports a yield of 2.08%, ranking against industry peers normally.
STT
Financial Services industry group
2.08%
- Max
- 9.77%
- Q3
- 3.92%
- STT
- 2.08%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
XYZ
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- XYZ
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Block (XYZ) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile State Street (STT) reports a payout of 28.10%, ranking against industry peers normally.
STT
Financial Services industry group
28.10%
- Max
- 241.07%
- Q3
- 97.36%
- STT
- 28.10%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
XYZ
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- XYZ
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | STT | XYZ |
|---|---|---|
| Dividend Yield (TTM) | 2.08% | 0.00% |
| Dividend Payout Ratio (TTM) | 28.10% | 0.00% |
Valuation
P/E Ratio (TTM)
State Street (STT) at 13.53 is near its industry’s usual P/E ratio, while Block (XYZ) at 112.47 sits above its peer range — an unusually expensive price for XYZ’s trailing earnings.
STT
Financial Services industry group
13.53
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- STT
- 13.53
- Q1
- 9.68
- Min
- 0.16
XYZ
Financial Services industry group
112.47
- XYZ
- 112.47
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both State Street (STT) at 2.91 and Block (XYZ) at 2.01 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
STT
Financial Services industry group
2.91
- Max
- 9.23
- Q3
- 4.57
- STT
- 2.91
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
XYZ
Financial Services industry group
2.01
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- XYZ
- 2.01
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both State Street (STT) at 1.83 and Block (XYZ) at 2.26 are valued close to their industries’ norm against book — neither stands out from peers.
STT
Financial Services industry group
1.83
- Max
- 7.79
- Q3
- 3.63
- STT
- 1.83
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
XYZ
Financial Services industry group
2.26
- Max
- 7.79
- Q3
- 3.63
- XYZ
- 2.26
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | STT | XYZ |
|---|---|---|
| P/E Ratio (TTM) | 13.53 | 112.47 |
| P/S Ratio (TTM) | 2.91 | 2.01 |
| P/B Ratio (MRQ) | 1.83 | 2.26 |
| Free Cash Flow Yield (TTM) | -- | -- |