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RKT vs. WSE: Rocket vs. Wise Stock Comparison

How do Rocket (RKT) and Wise (WSE) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Rocket (RKT) and Wise (WSE) both belong to the Financial Services industry, though RKT is classified under Commercial & Residential Mortgage Finance while WSE falls under Transaction & Payment Processing Services.

Rocket (RKT) has traded publicly since August 6, 2020, giving it several years of listed trading history, while Wise (WSE) only listed on May 11, 2026 and has a limited public-market record.

Company profile comparison for Rocket (RKT) and Wise (WSE)
Profile ItemRKTWSE
NameRocket Companies Inc. Class A Common StockWise Group plc
Country/RegionUnited StatesUnited Kingdom
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesFinancial Services
GICS Sub-IndustryCommercial & Residential Mortgage FinanceTransaction & Payment Processing Services
Market Capitalization42.74 billion USD10.76 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateAugust 6, 2020May 11, 2026
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

RKT
WSE
GSPC
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Rocket (RKT) vs. Wise (WSE), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Rocket (RKT) and Wise (WSE). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Rocket (RKT) and Wise (WSE). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Rocket (RKT) and Wise (WSE)
MetricRKTWSE
Total Return (1Y)-7.27%--
Total Return (3Y, Annualized)26.30%--
Total Return (5Y, Annualized)0.22%--

Risk Profile

Drawdown History

RKT
WSE
GSPC
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Rocket (RKT) vs. Wise (WSE), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Rocket (RKT) and Wise (WSE). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Rocket (RKT) and Wise (WSE)
MetricRKTWSE
Volatility (1Y, Annualized)58.88%44.06%
Beta (5Y)2.191.56
Max Drawdown (5Y)-59.90%-32.47%
Avg. Volume (3M)34.27M1.74M

Risk-Adjusted Performance

Risk-Return Positioning

Both RKT and WSE need 1-year volatility and 1-year return to plot risk-return positioning.

Risk-Adjusted Metrics

Risk-adjusted metrics for Rocket (RKT) and Wise (WSE)
MetricRKTWSE
Sharpe Ratio (1Y)-0.20--
Sortino Ratio (1Y)-0.29--

Profitability

ROE (TTM)

Wise (WSE) at 27.23% sits in the top ROE quartile, while Rocket (RKT) at 7.86% is closer to the peer norm — stronger capital efficiency for WSE.

RKT

Financial Services industry group

7.86%

Max
44.78%
Q3
21.85%
Median
12.91%
RKT
7.86%
Q1
4.48%
Min
-18.71%

WSE

Financial Services industry group

27.23%

Max
44.78%
WSE
27.23%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Rocket (RKT) vs. Wise (WSE): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Rocket (RKT) at 11.02% and Wise (WSE) at 19.93% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

RKT

Financial Services industry group

11.02%

Max
62.84%
Q3
28.05%
Median
15.36%
RKT
11.02%
Q1
4.82%
Min
-28.52%

WSE

Financial Services industry group

19.93%

Max
62.84%
Q3
28.05%
WSE
19.93%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Rocket (RKT) vs. Wise (WSE): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Wise (WSE) at 59.77% operates in the top operating margin quartile, ahead of Rocket (RKT) at 43.54%, which runs around its industry’s norm.

RKT

Financial Services industry group

43.54%

Max
107.33%
Q3
55.90%
RKT
43.54%
Median
30.09%
Q1
14.60%
Min
-44.34%

WSE

Financial Services industry group

59.77%

Max
107.33%
WSE
59.77%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Rocket (RKT) vs. Wise (WSE): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Rocket (RKT) and Wise (WSE)
MetricRKTWSE
ROE (TTM)7.86%27.23%
ROA (TTM)4.45%2.41%
Net Margin (TTM)11.02%19.93%
Operating Margin (TTM)43.54%59.77%
Gross Margin (TTM)----

Growth

Revenue Growth

Rocket (RKT) at 26.87% sits in the top revenue growth quartile, while Wise (WSE) at 17.14% is closer to the peer norm — faster top-line expansion for RKT.

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Rocket (RKT) vs. Wise (WSE): A comparison of their Revenue Growth across different time periods.

EPS Growth

Wise (WSE) at -5.78% is around its peer norm for EPS growth, while Rocket (RKT) at -123.81% drops into the bottom quartile, signaling weaker earnings momentum.

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Rocket (RKT) vs. Wise (WSE): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Rocket (RKT) and Wise (WSE)
MetricRKTWSE
Revenue Growth (YoY)26.87%17.14%
Revenue Growth (3Y CAGR)3.25%30.26%
EPS Growth (YoY)-123.81%-5.78%
EPS Growth (3Y CAGR)--52.89%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Rocket (RKT) in Financial Services and Wise (WSE) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Rocket (RKT) in Financial Services and Wise (WSE) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Rocket (RKT) and Wise (WSE)
MetricRKTWSE
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Neither Rocket (RKT) nor Wise (WSE) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

RKT

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
RKT
0.00%
Q1
0.00%
Min
0.00%

WSE

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
WSE
0.00%
Q1
0.00%
Min
0.00%
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Rocket (RKT) vs. Wise (WSE): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Neither Rocket (RKT) nor Wise (WSE) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

RKT

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
RKT
0.00%
Q1
0.00%
Min
0.00%

WSE

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
WSE
0.00%
Q1
0.00%
Min
0.00%
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Rocket (RKT) vs. Wise (WSE): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Rocket (RKT) and Wise (WSE)
MetricRKTWSE
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

P/E Ratio (TTM)

An earnings multiple is available for just one side: Wise (WSE) trades at 23.23 times trailing earnings, ranked against its peers, while Rocket (RKT) has no P/E ratio this period.

RKT

Financial Services industry group

--

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
RKT
--

WSE

Financial Services industry group

23.23

Max
45.85
Q3
24.64
WSE
23.23
Median
15.37
Q1
9.68
Min
0.16
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Rocket (RKT) vs. Wise (WSE): RKT does not report P/E ratio, so it has no value marker; WSE is benchmarked against the Financial Services industry group.

P/S Ratio (TTM)

On P/S ratio, both Rocket (RKT) at 3.61 and Wise (WSE) at 4.30 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

RKT

Financial Services industry group

3.61

Max
9.23
Q3
4.57
RKT
3.61
Median
2.72
Q1
1.28
Min
-0.55

WSE

Financial Services industry group

4.30

Max
9.23
Q3
4.57
WSE
4.30
Median
2.72
Q1
1.28
Min
-0.55
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Rocket (RKT) vs. Wise (WSE): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Rocket (RKT) at 1.76 is valued about in line with its industry on P/B ratio, while Wise (WSE) at 5.94 carries an above-peer premium to book — WSE is pricier on assets.

RKT

Financial Services industry group

1.76

Max
7.79
Q3
3.63
RKT
1.76
Median
1.57
Q1
0.81
Min
-0.39

WSE

Financial Services industry group

5.94

Max
7.79
WSE
5.94
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Rocket (RKT) vs. Wise (WSE): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Rocket (RKT) and Wise (WSE)
MetricRKTWSE
P/E Ratio (TTM)--23.23
P/S Ratio (TTM)3.614.30
P/B Ratio (MRQ)1.765.94
Free Cash Flow Yield (TTM)----