RJF vs. STT: Raymond James Financial vs. State Street Stock Comparison
How do Raymond James Financial (RJF) and State Street (STT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Raymond James Financial (RJF) and State Street (STT) both belong to the Capital Markets industry, though RJF is classified under Investment Banking & Brokerage while STT falls under Asset Management & Custody Banks.
| Profile Item | RJF | STT |
|---|---|---|
| Name | Raymond James Financial, Inc. | State Street Corporation Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Capital Markets |
| GICS Sub-Industry | Investment Banking & Brokerage | Asset Management & Custody Banks |
| Market Capitalization | 31.28 billion USD | 45.05 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | July 1, 1983 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | RJF | STT |
|---|---|---|
| Total Return (1Y) | 3.99% | 49.16% |
| Total Return (3Y, Annualized) | 20.73% | 41.54% |
| Total Return (5Y, Annualized) | 12.47% | 16.00% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | RJF | STT |
|---|---|---|
| Volatility (1Y, Annualized) | 25.94% | 25.01% |
| Beta (5Y) | 0.91 | 1.36 |
| Max Drawdown (5Y) | -32.11% | -41.45% |
| Avg. Volume (3M) | 1.20M | 1.85M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | RJF | STT |
|---|---|---|
| Sharpe Ratio (1Y) | -0.01 | 1.79 |
| Sortino Ratio (1Y) | -0.02 | 2.61 |
Profitability
ROE (TTM)
Both Raymond James Financial (RJF) at 18.73% and State Street (STT) at 13.08% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
RJF
Financial Services industry group
18.73%
- Max
- 44.78%
- Q3
- 21.85%
- RJF
- 18.73%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
STT
Financial Services industry group
13.08%
- Max
- 44.78%
- Q3
- 21.85%
- STT
- 13.08%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Raymond James Financial (RJF) at 14.97% and State Street (STT) at 23.78% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
RJF
Financial Services industry group
14.97%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- RJF
- 14.97%
- Q1
- 4.82%
- Min
- -28.52%
STT
Financial Services industry group
23.78%
- Max
- 62.84%
- Q3
- 28.05%
- STT
- 23.78%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Raymond James Financial (RJF) at 20.88% and State Street (STT) at 34.63% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
RJF
Financial Services industry group
20.88%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- RJF
- 20.88%
- Q1
- 14.60%
- Min
- -44.34%
STT
Financial Services industry group
34.63%
- Max
- 107.33%
- Q3
- 55.90%
- STT
- 34.63%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | RJF | STT |
|---|---|---|
| ROE (TTM) | 18.73% | 13.08% |
| ROA (TTM) | -- | 0.95% |
| Net Margin (TTM) | 14.97% | 23.78% |
| Operating Margin (TTM) | 20.88% | 34.63% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Only one side can be read here: State Street (STT) reports revenue growth of 8.10%, ranked against its industry; Raymond James Financial (RJF) has no revenue growth figure this period.
EPS Growth
Both Raymond James Financial (RJF) at 15.63% and State Street (STT) at 14.49% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | RJF | STT |
|---|---|---|
| Revenue Growth (YoY) | -- | 8.10% |
| Revenue Growth (3Y CAGR) | -- | 4.82% |
| EPS Growth (YoY) | 15.63% | 14.49% |
| EPS Growth (3Y CAGR) | 14.33% | 9.35% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Raymond James Financial (RJF) in Financial Services and State Street (STT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Raymond James Financial (RJF) in Financial Services and State Street (STT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | RJF | STT |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Raymond James Financial (RJF) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile State Street (STT) reports a yield of 2.08%, ranking against industry peers normally.
RJF
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- RJF
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
STT
Financial Services industry group
2.08%
- Max
- 9.77%
- Q3
- 3.92%
- STT
- 2.08%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Raymond James Financial (RJF) at 18.48% and State Street (STT) at 28.10% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
RJF
Financial Services industry group
18.48%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- RJF
- 18.48%
- Q1
- 0.00%
- Min
- 0.00%
STT
Financial Services industry group
28.10%
- Max
- 241.07%
- Q3
- 97.36%
- STT
- 28.10%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | RJF | STT |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 2.08% |
| Dividend Payout Ratio (TTM) | 18.48% | 28.10% |
Valuation
P/E Ratio (TTM)
Both Raymond James Financial (RJF) at 13.67 and State Street (STT) at 13.53 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
RJF
Financial Services industry group
13.67
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- RJF
- 13.67
- Q1
- 9.68
- Min
- 0.16
STT
Financial Services industry group
13.53
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- STT
- 13.53
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Raymond James Financial (RJF) at 1.98 and State Street (STT) at 2.91 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
RJF
Financial Services industry group
1.98
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- RJF
- 1.98
- Q1
- 1.28
- Min
- -0.55
STT
Financial Services industry group
2.91
- Max
- 9.23
- Q3
- 4.57
- STT
- 2.91
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Raymond James Financial (RJF) at 2.46 and State Street (STT) at 1.83 are valued close to their industries’ norm against book — neither stands out from peers.
RJF
Financial Services industry group
2.46
- Max
- 7.79
- Q3
- 3.63
- RJF
- 2.46
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
STT
Financial Services industry group
1.83
- Max
- 7.79
- Q3
- 3.63
- STT
- 1.83
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | RJF | STT |
|---|---|---|
| P/E Ratio (TTM) | 13.67 | 13.53 |
| P/S Ratio (TTM) | 1.98 | 2.91 |
| P/B Ratio (MRQ) | 2.46 | 1.83 |
| Free Cash Flow Yield (TTM) | -- | -- |