PCOR vs. TWLO: Procore vs. Twilio Stock Comparison
How do Procore (PCOR) and Twilio (TWLO) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Procore (PCOR) and Twilio (TWLO) both fall under the Software & Services industry group, but PCOR is classified in Software while TWLO is classified in IT Services.
| Profile Item | PCOR | TWLO |
|---|---|---|
| Name | Procore Technologies Inc. | Twilio Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | IT Services |
| GICS Sub-Industry | Application Software | Internet Services & Infrastructure |
| Market Capitalization | 11.27 billion USD | 31.26 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | May 20, 2021 | June 23, 2016 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | PCOR | TWLO |
|---|---|---|
| Total Return (1Y) | -3.45% | 61.15% |
| Total Return (3Y, Annualized) | 15.41% | 54.31% |
| Total Return (5Y, Annualized) | -3.95% | -7.91% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Twilio (TWLO) has an aggressive beta of 1.48, indicating higher sensitivity to broad-market moves, while Procore (PCOR) is defensive at 0.66 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.
| Metric | PCOR | TWLO |
|---|---|---|
| Volatility (1Y, Annualized) | 54.42% | 63.75% |
| Beta (5Y) | 0.66 | 1.48 |
| Max Drawdown (5Y) | -59.26% | -86.25% |
| Avg. Volume (3M) | 3.10M | 3.05M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | PCOR | TWLO |
|---|---|---|
| Sharpe Ratio (1Y) | -0.14 | 0.89 |
| Sortino Ratio (1Y) | -0.22 | 1.49 |
Profitability
ROE (TTM)
Procore (PCOR) reports a negative ROE of -2.98%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Twilio (TWLO) reports 14.92%, ranking against industry peers normally.
PCOR
Software & Services industry group
-2.98%
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- PCOR
- -2.98%
- Q1
- -9.59%
- Min
- -50.52%
TWLO
Software & Services industry group
14.92%
- Max
- 53.85%
- Q3
- 17.90%
- TWLO
- 14.92%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Procore (PCOR) reports a negative net margin of -2.31%, usually indicating a net loss over the period. Meanwhile Twilio (TWLO) reports 21.82%, ranking against industry peers normally.
PCOR
Software & Services industry group
-2.31%
- Max
- 41.17%
- Q3
- 15.28%
- Median
- 4.63%
- PCOR
- -2.31%
- Q1
- -5.42%
- Min
- -33.17%
TWLO
Software & Services industry group
21.82%
- Max
- 41.17%
- TWLO
- 21.82%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Both Procore (PCOR) at 4.82% and Twilio (TWLO) at 9.53% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
PCOR
Software & Services industry group
4.82%
- Max
- 46.89%
- Q3
- 17.64%
- Median
- 8.73%
- PCOR
- 4.82%
- Q1
- -2.13%
- Min
- -30.45%
TWLO
Software & Services industry group
9.53%
- Max
- 46.89%
- Q3
- 17.64%
- TWLO
- 9.53%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | PCOR | TWLO |
|---|---|---|
| ROE (TTM) | -2.98% | 14.92% |
| ROA (TTM) | -0.44% | 2.69% |
| Net Margin (TTM) | -2.31% | 21.82% |
| Operating Margin (TTM) | 4.82% | 9.53% |
| Gross Margin (TTM) | 80.28% | 48.61% |
Growth
Revenue Growth
Both Procore (PCOR) at 14.83% and Twilio (TWLO) at 13.66% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Neither Procore (PCOR) nor Twilio (TWLO) reports a EPS growth value for this period, so a direct comparison isn't possible.
Growth Metrics
| Metric | PCOR | TWLO |
|---|---|---|
| Revenue Growth (YoY) | 14.83% | 13.66% |
| Revenue Growth (3Y CAGR) | 22.46% | 9.82% |
| EPS Growth (YoY) | -- | -- |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
Procore (PCOR) at 1.06 keeps current ratio within its industry’s typical mid-range, while Twilio (TWLO) at 4.47 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.
PCOR
Software & Services industry group
1.06
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- PCOR
- 1.06
- Q1
- 1.01
- Min
- 0.03
TWLO
Software & Services industry group
4.47
- Max
- 5.11
- TWLO
- 4.47
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Both Procore (PCOR) at 0.92 and Twilio (TWLO) at 0.12 fund their balance sheets with roughly industry-typical debt-to-equity mixes.
PCOR
Software & Services industry group
0.92
- Max
- 2.52
- Q3
- 1.13
- PCOR
- 0.92
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
TWLO
Software & Services industry group
0.12
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- TWLO
- 0.12
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | PCOR | TWLO |
|---|---|---|
| Current Ratio (MRQ) | 1.06 | 4.47 |
| Debt / Equity (MRQ) | 0.92 | 0.12 |
| Net Debt / EBITDA | 3.75 | -3.13 |
Dividends
Dividend Yield (TTM)
Neither Procore (PCOR) nor Twilio (TWLO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
PCOR
Software & Services industry group
0.00%
- PCOR
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TWLO
Software & Services industry group
0.00%
- TWLO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Procore (PCOR) nor Twilio (TWLO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
PCOR
Software & Services industry group
0.00%
- PCOR
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TWLO
Software & Services industry group
0.00%
- TWLO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | PCOR | TWLO |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
An earnings multiple is available for just one side: Twilio (TWLO) trades at 25.38 times trailing earnings, ranked against its peers, while Procore (PCOR) has no P/E ratio this period.
PCOR
Software & Services industry group
--
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
- PCOR
- --
TWLO
Software & Services industry group
25.38
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- TWLO
- 25.38
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Procore (PCOR) at 7.58 and Twilio (TWLO) at 5.36 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
PCOR
Software & Services industry group
7.58
- Max
- 17.91
- Q3
- 8.78
- PCOR
- 7.58
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
TWLO
Software & Services industry group
5.36
- Max
- 17.91
- Q3
- 8.78
- TWLO
- 5.36
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Twilio (TWLO) at 3.41 is valued about in line with its industry on P/B ratio, while Procore (PCOR) at 10.38 carries an above-peer premium to book — PCOR is pricier on assets.
PCOR
Software & Services industry group
10.38
- Max
- 16.63
- PCOR
- 10.38
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
TWLO
Software & Services industry group
3.41
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- TWLO
- 3.41
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | PCOR | TWLO |
|---|---|---|
| P/E Ratio (TTM) | -- | 25.38 |
| P/S Ratio (TTM) | 7.58 | 5.36 |
| P/B Ratio (MRQ) | 10.38 | 3.41 |
| Free Cash Flow Yield (TTM) | 3.24% | 3.45% |