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MSFT vs. PCOR: Microsoft vs. Procore Stock Comparison

How do Microsoft (MSFT) and Procore (PCOR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Microsoft (MSFT) and Procore (PCOR) both belong to the Software industry, though MSFT is classified under Systems Software while PCOR falls under Application Software.

Microsoft (MSFT) has more than two decades of public-market history since March 13, 1986, whereas Procore (PCOR) listed on May 20, 2021 and has a much shorter record to draw on.

Company profile comparison for Microsoft (MSFT) and Procore (PCOR)
Profile ItemMSFTPCOR
NameMicrosoft Corporation Common StockProcore Technologies Inc.
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareSoftware
GICS Sub-IndustrySystems SoftwareApplication Software
Market Capitalization3,940.41 billion USD11.27 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateMarch 13, 1986May 20, 2021
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

MSFT
PCOR
GSPC
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Microsoft (MSFT) vs. Procore (PCOR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Microsoft (MSFT) and Procore (PCOR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Microsoft (MSFT) and Procore (PCOR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Microsoft (MSFT) and Procore (PCOR)
MetricMSFTPCOR
Total Return (1Y)10.30%-3.45%
Total Return (3Y, Annualized)15.53%15.41%
Total Return (5Y, Annualized)11.01%-3.95%

Risk Profile

Drawdown History

MSFT
PCOR
GSPC
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Microsoft (MSFT) vs. Procore (PCOR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Microsoft (MSFT) and Procore (PCOR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Microsoft (MSFT) and Procore (PCOR)
MetricMSFTPCOR
Volatility (1Y, Annualized)33.91%54.42%
Beta (5Y)1.030.66
Max Drawdown (5Y)-37.15%-59.26%
Avg. Volume (3M)22.95M3.10M

Risk-Adjusted Performance

Risk-Return Positioning

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MSFT and PCOR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Microsoft (MSFT) and Procore (PCOR)
MetricMSFTPCOR
Sharpe Ratio (1Y)0.18-0.14
Sortino Ratio (1Y)0.28-0.22

Profitability

ROE (TTM)

Procore (PCOR) reports a negative ROE of -2.98%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Microsoft (MSFT) reports 34.22%, ranking against industry peers normally.

MSFT

Software & Services industry group

34.22%

Max
53.85%
MSFT
34.22%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%

PCOR

Software & Services industry group

-2.98%

Max
53.85%
Q3
17.90%
Median
6.59%
PCOR
-2.98%
Q1
-9.59%
Min
-50.52%
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Procore (PCOR) reports a negative net margin of -2.31%, usually indicating a net loss over the period. Meanwhile Microsoft (MSFT) reports 41.17%, ranking against industry peers normally.

MSFT

Software & Services industry group

41.17%

MSFT
41.17%
Max
41.17%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

PCOR

Software & Services industry group

-2.31%

Max
41.17%
Q3
15.28%
Median
4.63%
PCOR
-2.31%
Q1
-5.42%
Min
-33.17%
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Microsoft (MSFT) at 49.76% turns sales into operating profit above its industry’s benchmark range, while Procore (PCOR) at 4.82% operates around its industry’s norm.

MSFT

Software & Services industry group

49.76%

MSFT
49.76%
Max
46.89%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

PCOR

Software & Services industry group

4.82%

Max
46.89%
Q3
17.64%
Median
8.73%
PCOR
4.82%
Q1
-2.13%
Min
-30.45%
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Microsoft (MSFT) and Procore (PCOR)
MetricMSFTPCOR
ROE (TTM)34.22%-2.98%
ROA (TTM)14.41%-0.44%
Net Margin (TTM)41.17%-2.31%
Operating Margin (TTM)49.76%4.82%
Gross Margin (TTM)67.66%80.28%

Growth

Revenue Growth

Both Microsoft (MSFT) at 17.79% and Procore (PCOR) at 14.83% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Microsoft (MSFT) reports EPS growth of 31.60%, ranked against its industry; Procore (PCOR) has no EPS growth figure this period.

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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Microsoft (MSFT) and Procore (PCOR)
MetricMSFTPCOR
Revenue Growth (YoY)17.79%14.83%
Revenue Growth (3Y CAGR)16.12%22.46%
EPS Growth (YoY)31.60%--
EPS Growth (3Y CAGR)22.86%--

Financial Strength

Current Ratio (MRQ)

Both Microsoft (MSFT) at 1.23 and Procore (PCOR) at 1.06 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

MSFT

Software & Services industry group

1.23

Max
5.11
Q3
2.77
Median
1.67
MSFT
1.23
Q1
1.01
Min
0.03

PCOR

Software & Services industry group

1.06

Max
5.11
Q3
2.77
Median
1.67
PCOR
1.06
Q1
1.01
Min
0.03
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Both Microsoft (MSFT) at 0.28 and Procore (PCOR) at 0.92 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

MSFT

Software & Services industry group

0.28

Max
2.52
Q3
1.13
Median
0.40
MSFT
0.28
Q1
0.07
Min
0.00

PCOR

Software & Services industry group

0.92

Max
2.52
Q3
1.13
PCOR
0.92
Median
0.40
Q1
0.07
Min
0.00
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Microsoft (MSFT) and Procore (PCOR)
MetricMSFTPCOR
Current Ratio (MRQ)1.231.06
Debt / Equity (MRQ)0.280.92
Net Debt / EBITDA0.343.75

Dividends

Dividend Yield (TTM)

Procore (PCOR) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Microsoft (MSFT) reports a yield of 0.69%, ranking against industry peers normally.

MSFT

Software & Services industry group

0.69%

MSFT
0.69%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

PCOR

Software & Services industry group

0.00%

PCOR
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Procore (PCOR) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Microsoft (MSFT) reports a payout of 19.00%, ranking against industry peers normally.

MSFT

Software & Services industry group

19.00%

MSFT
19.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

PCOR

Software & Services industry group

0.00%

PCOR
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Microsoft (MSFT) and Procore (PCOR)
MetricMSFTPCOR
Dividend Yield (TTM)0.69%0.00%
Dividend Payout Ratio (TTM)19.00%0.00%

Valuation

P/E Ratio (TTM)

An earnings multiple is available for just one side: Microsoft (MSFT) trades at 27.69 times trailing earnings, ranked against its peers, while Procore (PCOR) has no P/E ratio this period.

MSFT

Software & Services industry group

27.69

Max
112.94
Q3
60.32
Median
32.91
MSFT
27.69
Q1
18.77
Min
6.69

PCOR

Software & Services industry group

--

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
Min
6.69
PCOR
--
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Microsoft (MSFT) vs. Procore (PCOR): PCOR does not report P/E ratio, so it has no value marker; MSFT is benchmarked against the Software & Services industry group.

P/S Ratio (TTM)

Procore (PCOR) at 7.58 is priced about in line with its industry on P/S ratio, while Microsoft (MSFT) at 11.37 sits in the pricier quartile — MSFT costs more per dollar of sales.

MSFT

Software & Services industry group

11.37

Max
17.91
MSFT
11.37
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02

PCOR

Software & Services industry group

7.58

Max
17.91
Q3
8.78
PCOR
7.58
Median
4.25
Q1
2.23
Min
0.02
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Microsoft (MSFT) at 8.38 is valued about in line with its industry on P/B ratio, while Procore (PCOR) at 10.38 carries an above-peer premium to book — PCOR is pricier on assets.

MSFT

Software & Services industry group

8.38

Max
16.63
Q3
8.50
MSFT
8.38
Median
4.30
Q1
1.92
Min
-3.90

PCOR

Software & Services industry group

10.38

Max
16.63
PCOR
10.38
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90
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Microsoft (MSFT) vs. Procore (PCOR): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Microsoft (MSFT) and Procore (PCOR)
MetricMSFTPCOR
P/E Ratio (TTM)27.69--
P/S Ratio (TTM)11.377.58
P/B Ratio (MRQ)8.3810.38
Free Cash Flow Yield (TTM)0.08%3.24%