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PAYC vs. VRSK: Paycom Software vs. Verisk Analytics Stock Comparison

How do Paycom Software (PAYC) and Verisk Analytics (VRSK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Paycom Software (PAYC) and Verisk Analytics (VRSK) both belong to the Professional Services industry, though PAYC is classified under Human Resource & Employment Services while VRSK falls under Research & Consulting Services.

Company profile comparison for Paycom Software (PAYC) and Verisk Analytics (VRSK)
Profile ItemPAYCVRSK
NamePaycom Software, Inc.Verisk Analytics, Inc.
Country/RegionUnited StatesUnited States
GICS SectorIndustrialsIndustrials
GICS Industry GroupCommercial & Professional ServicesCommercial & Professional Services
GICS IndustryProfessional ServicesProfessional Services
GICS Sub-IndustryHuman Resource & Employment ServicesResearch & Consulting Services
Market Capitalization10.69 billion USD26.25 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateApril 15, 2014October 7, 2009
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

PAYC
VRSK
GSPC
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Paycom Software (PAYC) and Verisk Analytics (VRSK). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Paycom Software (PAYC) and Verisk Analytics (VRSK). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Paycom Software (PAYC) and Verisk Analytics (VRSK)
MetricPAYCVRSK
Total Return (1Y)49.84%-4.66%
Total Return (3Y, Annualized)13.71%-4.19%
Total Return (5Y, Annualized)-13.38%-0.60%

Risk Profile

Drawdown History

PAYC
VRSK
GSPC
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Paycom Software (PAYC) and Verisk Analytics (VRSK). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Paycom Software (PAYC) and Verisk Analytics (VRSK)
MetricPAYCVRSK
Volatility (1Y, Annualized)47.19%36.08%
Beta (5Y)0.750.65
Max Drawdown (5Y)-77.09%-50.81%
Avg. Volume (3M)702.61K1.25M

Risk-Adjusted Performance

Risk-Return Positioning

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PAYC and VRSK are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Paycom Software (PAYC) and Verisk Analytics (VRSK)
MetricPAYCVRSK
Sharpe Ratio (1Y)0.97-0.25
Sortino Ratio (1Y)1.66-0.35

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Paycom Software (PAYC) earns 42.22% on shareholders’ equity, ranked against its industry; Verisk Analytics (VRSK) has no ROE this period.

PAYC

Commercial & Professional Services industry group

42.22%

Max
47.06%
PAYC
42.22%
Q3
25.43%
Median
14.11%
Q1
3.92%
Min
-20.15%

VRSK

Commercial & Professional Services industry group

--

Max
47.06%
Q3
25.43%
Median
14.11%
Q1
3.92%
Min
-20.15%
VRSK
--
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): VRSK does not report ROE, so it has no value marker; PAYC is benchmarked against the Commercial & Professional Services industry group.

Net Margin (TTM)

Verisk Analytics (VRSK) at 27.68% keeps the most of each sales dollar — above its industry’s net margin range — and Paycom Software (PAYC) at 23.28% also retains a top-quartile share.

PAYC

Commercial & Professional Services industry group

23.28%

PAYC
23.28%
Max
23.28%
Q3
11.35%
Median
5.65%
Q1
0.87%
Min
-8.60%

VRSK

Commercial & Professional Services industry group

27.68%

VRSK
27.68%
Max
23.28%
Q3
11.35%
Median
5.65%
Q1
0.87%
Min
-8.60%
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their net margin against the Commercial & Professional Services industry group benchmark.

Operating Margin (TTM)

Verisk Analytics (VRSK) at 45.16% shows unusually strong operating efficiency — above its industry’s operating margin range — and Paycom Software (PAYC) at 38.03% also operates in the top quartile.

PAYC

Commercial & Professional Services industry group

38.03%

Max
38.50%
PAYC
38.03%
Q3
18.84%
Median
10.40%
Q1
5.59%
Min
-12.00%

VRSK

Commercial & Professional Services industry group

45.16%

VRSK
45.16%
Max
38.50%
Q3
18.84%
Median
10.40%
Q1
5.59%
Min
-12.00%
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their operating margin against the Commercial & Professional Services industry group benchmark.

Profitability Metrics

Profitability metrics for Paycom Software (PAYC) and Verisk Analytics (VRSK)
MetricPAYCVRSK
ROE (TTM)42.22%--
ROA (TTM)8.98%16.56%
Net Margin (TTM)23.28%27.68%
Operating Margin (TTM)38.03%45.16%
Gross Margin (TTM)88.39%70.17%

Growth

Revenue Growth

Both Paycom Software (PAYC) at 8.95% and Verisk Analytics (VRSK) at 6.63% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Paycom Software (PAYC) at -9.42% and Verisk Analytics (VRSK) at -3.43% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Paycom Software (PAYC) and Verisk Analytics (VRSK)
MetricPAYCVRSK
Revenue Growth (YoY)8.95%6.63%
Revenue Growth (3Y CAGR)14.27%7.16%
EPS Growth (YoY)-9.42%-3.43%
EPS Growth (3Y CAGR)18.63%2.60%

Financial Strength

Current Ratio (MRQ)

Both Paycom Software (PAYC) at 1.06 and Verisk Analytics (VRSK) at 1.07 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.

PAYC

Commercial & Professional Services industry group

1.06

Max
3.63
Q3
2.14
Median
1.55
Q1
1.09
PAYC
1.06
Min
0.45

VRSK

Commercial & Professional Services industry group

1.07

Max
3.63
Q3
2.14
Median
1.55
Q1
1.09
VRSK
1.07
Min
0.45
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their current ratio against the Commercial & Professional Services industry group benchmark.

Debt / Equity (MRQ)

Only one side’s leverage can be read here: Paycom Software (PAYC) carries debt-to-equity ratio of 1.16 against its industry range, while Verisk Analytics (VRSK) reports no figure this period.

PAYC

Commercial & Professional Services industry group

1.16

Max
2.37
Q3
1.25
PAYC
1.16
Median
0.88
Q1
0.35
Min
0.00

VRSK

Commercial & Professional Services industry group

--

Max
2.37
Q3
1.25
Median
0.88
Q1
0.35
Min
0.00
VRSK
--
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): VRSK does not report debt-to-equity ratio, so it has no value marker; PAYC is benchmarked against the Commercial & Professional Services industry group.

Financial Strength Metrics

Financial strength metrics for Paycom Software (PAYC) and Verisk Analytics (VRSK)
MetricPAYCVRSK
Current Ratio (MRQ)1.061.07
Debt / Equity (MRQ)1.16--
Net Debt / EBITDA0.752.65

Dividends

Dividend Yield (TTM)

Both Paycom Software (PAYC) at 0.60% and Verisk Analytics (VRSK) at 0.92% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

PAYC

Commercial & Professional Services industry group

0.60%

Max
4.33%
Q3
1.80%
Median
0.60%
PAYC
0.60%
Q1
0.00%
Min
0.00%

VRSK

Commercial & Professional Services industry group

0.92%

Max
4.33%
Q3
1.80%
VRSK
0.92%
Median
0.60%
Q1
0.00%
Min
0.00%
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their dividend yield against the Commercial & Professional Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Paycom Software (PAYC) at 14.34% and Verisk Analytics (VRSK) at 29.55% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

PAYC

Commercial & Professional Services industry group

14.34%

Max
99.58%
Q3
41.99%
Median
17.27%
PAYC
14.34%
Q1
0.00%
Min
-17.94%

VRSK

Commercial & Professional Services industry group

29.55%

Max
99.58%
Q3
41.99%
VRSK
29.55%
Median
17.27%
Q1
0.00%
Min
-17.94%
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their payout ratio against the Commercial & Professional Services industry group benchmark.

Dividend Metrics

Dividend metrics for Paycom Software (PAYC) and Verisk Analytics (VRSK)
MetricPAYCVRSK
Dividend Yield (TTM)0.60%0.92%
Dividend Payout Ratio (TTM)14.34%29.55%

Valuation

P/E Ratio (TTM)

Both Paycom Software (PAYC) at 22.69 and Verisk Analytics (VRSK) at 31.00 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

PAYC

Commercial & Professional Services industry group

22.69

Max
49.47
Q3
33.76
Median
24.16
PAYC
22.69
Q1
16.01
Min
1.89

VRSK

Commercial & Professional Services industry group

31.00

Max
49.47
Q3
33.76
VRSK
31.00
Median
24.16
Q1
16.01
Min
1.89
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their P/E ratio against the Commercial & Professional Services industry group benchmark.

P/S Ratio (TTM)

Both look expensive on sales: Paycom Software (PAYC) at 4.88 sits in the upper P/S ratio quartile, and Verisk Analytics (VRSK) at 8.26 prices even higher, above its industry range.

PAYC

Commercial & Professional Services industry group

4.88

Max
7.17
PAYC
4.88
Q3
3.35
Median
1.33
Q1
0.69
Min
0.11

VRSK

Commercial & Professional Services industry group

8.26

VRSK
8.26
Max
7.17
Q3
3.35
Median
1.33
Q1
0.69
Min
0.11
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their P/S ratio against the Commercial & Professional Services industry group benchmark.

P/B Ratio (MRQ)

Verisk Analytics (VRSK) reports a negative P/B ratio of -23.56, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Paycom Software (PAYC) reports 14.62, ranking against industry peers normally.

PAYC

Commercial & Professional Services industry group

14.62

PAYC
14.62
Max
11.25
Q3
6.08
Median
2.92
Q1
1.55
Min
-2.78

VRSK

Commercial & Professional Services industry group

-23.56

Max
11.25
Q3
6.08
Median
2.92
Q1
1.55
Min
-2.78
VRSK
-23.56
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Paycom Software (PAYC) vs. Verisk Analytics (VRSK): A comparison of their P/B ratio against the Commercial & Professional Services industry group benchmark.

Valuation Metrics

Valuation metrics for Paycom Software (PAYC) and Verisk Analytics (VRSK)
MetricPAYCVRSK
P/E Ratio (TTM)22.6931.00
P/S Ratio (TTM)4.888.26
P/B Ratio (MRQ)14.62-23.56
Free Cash Flow Yield (TTM)5.69%3.57%