PAYC vs. VRSK: Paycom Software vs. Verisk Analytics Stock Comparison
How do Paycom Software (PAYC) and Verisk Analytics (VRSK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Paycom Software (PAYC) and Verisk Analytics (VRSK) both belong to the Professional Services industry, though PAYC is classified under Human Resource & Employment Services while VRSK falls under Research & Consulting Services.
| Profile Item | PAYC | VRSK |
|---|---|---|
| Name | Paycom Software, Inc. | Verisk Analytics, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry Group | Commercial & Professional Services | Commercial & Professional Services |
| GICS Industry | Professional Services | Professional Services |
| GICS Sub-Industry | Human Resource & Employment Services | Research & Consulting Services |
| Market Capitalization | 10.69 billion USD | 26.25 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | April 15, 2014 | October 7, 2009 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | PAYC | VRSK |
|---|---|---|
| Total Return (1Y) | 49.84% | -4.66% |
| Total Return (3Y, Annualized) | 13.71% | -4.19% |
| Total Return (5Y, Annualized) | -13.38% | -0.60% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | PAYC | VRSK |
|---|---|---|
| Volatility (1Y, Annualized) | 47.19% | 36.08% |
| Beta (5Y) | 0.75 | 0.65 |
| Max Drawdown (5Y) | -77.09% | -50.81% |
| Avg. Volume (3M) | 702.61K | 1.25M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | PAYC | VRSK |
|---|---|---|
| Sharpe Ratio (1Y) | 0.97 | -0.25 |
| Sortino Ratio (1Y) | 1.66 | -0.35 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Paycom Software (PAYC) earns 42.22% on shareholders’ equity, ranked against its industry; Verisk Analytics (VRSK) has no ROE this period.
PAYC
Commercial & Professional Services industry group
42.22%
- Max
- 47.06%
- PAYC
- 42.22%
- Q3
- 25.43%
- Median
- 14.11%
- Q1
- 3.92%
- Min
- -20.15%
VRSK
Commercial & Professional Services industry group
--
- Max
- 47.06%
- Q3
- 25.43%
- Median
- 14.11%
- Q1
- 3.92%
- Min
- -20.15%
- VRSK
- --
Net Margin (TTM)
Verisk Analytics (VRSK) at 27.68% keeps the most of each sales dollar — above its industry’s net margin range — and Paycom Software (PAYC) at 23.28% also retains a top-quartile share.
PAYC
Commercial & Professional Services industry group
23.28%
- PAYC
- 23.28%
- Max
- 23.28%
- Q3
- 11.35%
- Median
- 5.65%
- Q1
- 0.87%
- Min
- -8.60%
VRSK
Commercial & Professional Services industry group
27.68%
- VRSK
- 27.68%
- Max
- 23.28%
- Q3
- 11.35%
- Median
- 5.65%
- Q1
- 0.87%
- Min
- -8.60%
Operating Margin (TTM)
Verisk Analytics (VRSK) at 45.16% shows unusually strong operating efficiency — above its industry’s operating margin range — and Paycom Software (PAYC) at 38.03% also operates in the top quartile.
PAYC
Commercial & Professional Services industry group
38.03%
- Max
- 38.50%
- PAYC
- 38.03%
- Q3
- 18.84%
- Median
- 10.40%
- Q1
- 5.59%
- Min
- -12.00%
VRSK
Commercial & Professional Services industry group
45.16%
- VRSK
- 45.16%
- Max
- 38.50%
- Q3
- 18.84%
- Median
- 10.40%
- Q1
- 5.59%
- Min
- -12.00%
Profitability Metrics
| Metric | PAYC | VRSK |
|---|---|---|
| ROE (TTM) | 42.22% | -- |
| ROA (TTM) | 8.98% | 16.56% |
| Net Margin (TTM) | 23.28% | 27.68% |
| Operating Margin (TTM) | 38.03% | 45.16% |
| Gross Margin (TTM) | 88.39% | 70.17% |
Growth
Revenue Growth
Both Paycom Software (PAYC) at 8.95% and Verisk Analytics (VRSK) at 6.63% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Paycom Software (PAYC) at -9.42% and Verisk Analytics (VRSK) at -3.43% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | PAYC | VRSK |
|---|---|---|
| Revenue Growth (YoY) | 8.95% | 6.63% |
| Revenue Growth (3Y CAGR) | 14.27% | 7.16% |
| EPS Growth (YoY) | -9.42% | -3.43% |
| EPS Growth (3Y CAGR) | 18.63% | 2.60% |
Financial Strength
Current Ratio (MRQ)
Both Paycom Software (PAYC) at 1.06 and Verisk Analytics (VRSK) at 1.07 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.
PAYC
Commercial & Professional Services industry group
1.06
- Max
- 3.63
- Q3
- 2.14
- Median
- 1.55
- Q1
- 1.09
- PAYC
- 1.06
- Min
- 0.45
VRSK
Commercial & Professional Services industry group
1.07
- Max
- 3.63
- Q3
- 2.14
- Median
- 1.55
- Q1
- 1.09
- VRSK
- 1.07
- Min
- 0.45
Debt / Equity (MRQ)
Only one side’s leverage can be read here: Paycom Software (PAYC) carries debt-to-equity ratio of 1.16 against its industry range, while Verisk Analytics (VRSK) reports no figure this period.
PAYC
Commercial & Professional Services industry group
1.16
- Max
- 2.37
- Q3
- 1.25
- PAYC
- 1.16
- Median
- 0.88
- Q1
- 0.35
- Min
- 0.00
VRSK
Commercial & Professional Services industry group
--
- Max
- 2.37
- Q3
- 1.25
- Median
- 0.88
- Q1
- 0.35
- Min
- 0.00
- VRSK
- --
Financial Strength Metrics
| Metric | PAYC | VRSK |
|---|---|---|
| Current Ratio (MRQ) | 1.06 | 1.07 |
| Debt / Equity (MRQ) | 1.16 | -- |
| Net Debt / EBITDA | 0.75 | 2.65 |
Dividends
Dividend Yield (TTM)
Both Paycom Software (PAYC) at 0.60% and Verisk Analytics (VRSK) at 0.92% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
PAYC
Commercial & Professional Services industry group
0.60%
- Max
- 4.33%
- Q3
- 1.80%
- Median
- 0.60%
- PAYC
- 0.60%
- Q1
- 0.00%
- Min
- 0.00%
VRSK
Commercial & Professional Services industry group
0.92%
- Max
- 4.33%
- Q3
- 1.80%
- VRSK
- 0.92%
- Median
- 0.60%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Paycom Software (PAYC) at 14.34% and Verisk Analytics (VRSK) at 29.55% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
PAYC
Commercial & Professional Services industry group
14.34%
- Max
- 99.58%
- Q3
- 41.99%
- Median
- 17.27%
- PAYC
- 14.34%
- Q1
- 0.00%
- Min
- -17.94%
VRSK
Commercial & Professional Services industry group
29.55%
- Max
- 99.58%
- Q3
- 41.99%
- VRSK
- 29.55%
- Median
- 17.27%
- Q1
- 0.00%
- Min
- -17.94%
Dividend Metrics
| Metric | PAYC | VRSK |
|---|---|---|
| Dividend Yield (TTM) | 0.60% | 0.92% |
| Dividend Payout Ratio (TTM) | 14.34% | 29.55% |
Valuation
P/E Ratio (TTM)
Both Paycom Software (PAYC) at 22.69 and Verisk Analytics (VRSK) at 31.00 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
PAYC
Commercial & Professional Services industry group
22.69
- Max
- 49.47
- Q3
- 33.76
- Median
- 24.16
- PAYC
- 22.69
- Q1
- 16.01
- Min
- 1.89
VRSK
Commercial & Professional Services industry group
31.00
- Max
- 49.47
- Q3
- 33.76
- VRSK
- 31.00
- Median
- 24.16
- Q1
- 16.01
- Min
- 1.89
P/S Ratio (TTM)
Both look expensive on sales: Paycom Software (PAYC) at 4.88 sits in the upper P/S ratio quartile, and Verisk Analytics (VRSK) at 8.26 prices even higher, above its industry range.
PAYC
Commercial & Professional Services industry group
4.88
- Max
- 7.17
- PAYC
- 4.88
- Q3
- 3.35
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.11
VRSK
Commercial & Professional Services industry group
8.26
- VRSK
- 8.26
- Max
- 7.17
- Q3
- 3.35
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.11
P/B Ratio (MRQ)
Verisk Analytics (VRSK) reports a negative P/B ratio of -23.56, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Paycom Software (PAYC) reports 14.62, ranking against industry peers normally.
PAYC
Commercial & Professional Services industry group
14.62
- PAYC
- 14.62
- Max
- 11.25
- Q3
- 6.08
- Median
- 2.92
- Q1
- 1.55
- Min
- -2.78
VRSK
Commercial & Professional Services industry group
-23.56
- Max
- 11.25
- Q3
- 6.08
- Median
- 2.92
- Q1
- 1.55
- Min
- -2.78
- VRSK
- -23.56
Valuation Metrics
| Metric | PAYC | VRSK |
|---|---|---|
| P/E Ratio (TTM) | 22.69 | 31.00 |
| P/S Ratio (TTM) | 4.88 | 8.26 |
| P/B Ratio (MRQ) | 14.62 | -23.56 |
| Free Cash Flow Yield (TTM) | 5.69% | 3.57% |