OWL vs. SOFI: Blue Owl Capital vs. SoFi Stock Comparison
How do Blue Owl Capital (OWL) and SoFi (SOFI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Blue Owl Capital (OWL) and SoFi (SOFI) both fall under the Financial Services industry group, but OWL is classified in Capital Markets while SOFI is classified in Consumer Finance.
| Profile Item | OWL | SOFI |
|---|---|---|
| Name | Blue Owl Capital Inc. Class A Common Stock | SoFi Technologies, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Consumer Finance |
| GICS Sub-Industry | Asset Management & Custody Banks | Consumer Finance |
| Market Capitalization | 15.48 billion USD | 21.04 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | December 14, 2020 | January 4, 2021 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | OWL | SOFI |
|---|---|---|
| Total Return (1Y) | -27.51% | -40.42% |
| Total Return (3Y, Annualized) | -3.02% | 34.88% |
| Total Return (5Y, Annualized) | -4.22% | -5.36% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
SoFi (SOFI) carries a highly aggressive beta of 2.22, indicating much higher sensitivity to broad-market moves, whereas Blue Owl Capital (OWL) is closer to market-like at 1.28 — a noticeable difference in market-sensitivity profile.
| Metric | OWL | SOFI |
|---|---|---|
| Volatility (1Y, Annualized) | 46.89% | 55.56% |
| Beta (5Y) | 1.28 | 2.22 |
| Max Drawdown (5Y) | -67.10% | -81.28% |
| Avg. Volume (3M) | 19.50M | 48.09M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | OWL | SOFI |
|---|---|---|
| Sharpe Ratio (1Y) | -0.68 | -0.80 |
| Sortino Ratio (1Y) | -0.99 | -1.09 |
Profitability
ROE (TTM)
Both Blue Owl Capital (OWL) at 6.41% and SoFi (SOFI) at 7.35% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
OWL
Financial Services industry group
6.41%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- OWL
- 6.41%
- Q1
- 4.48%
- Min
- -18.71%
SOFI
Financial Services industry group
7.35%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- SOFI
- 7.35%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
SoFi (SOFI) at 15.75% keeps about the industry-typical share of revenue as profit, while Blue Owl Capital (OWL) at 3.08% retains only a bottom-quartile share.
OWL
Financial Services industry group
3.08%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- OWL
- 3.08%
- Min
- -28.52%
SOFI
Financial Services industry group
15.75%
- Max
- 62.84%
- Q3
- 28.05%
- SOFI
- 15.75%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Blue Owl Capital (OWL) at 31.15% and SoFi (SOFI) at 23.19% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
OWL
Financial Services industry group
31.15%
- Max
- 107.33%
- Q3
- 55.90%
- OWL
- 31.15%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
SOFI
Financial Services industry group
23.19%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- SOFI
- 23.19%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | OWL | SOFI |
|---|---|---|
| ROE (TTM) | 6.41% | 7.35% |
| ROA (TTM) | 4.69% | 1.31% |
| Net Margin (TTM) | 3.08% | 15.75% |
| Operating Margin (TTM) | 31.15% | 23.19% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
SoFi (SOFI) at 38.32% sits in the top revenue growth quartile, while Blue Owl Capital (OWL) at 25.04% is closer to the peer norm — faster top-line expansion for SOFI.
EPS Growth
SoFi (SOFI) at 0.00% is around its peer norm for EPS growth, while Blue Owl Capital (OWL) at -50.00% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | OWL | SOFI |
|---|---|---|
| Revenue Growth (YoY) | 25.04% | 38.32% |
| Revenue Growth (3Y CAGR) | 27.97% | 31.93% |
| EPS Growth (YoY) | -50.00% | 0.00% |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Blue Owl Capital (OWL) in Financial Services and SoFi (SOFI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Blue Owl Capital (OWL) in Financial Services and SoFi (SOFI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | OWL | SOFI |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
SoFi (SOFI) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Blue Owl Capital (OWL) reports a yield of 9.66%, ranking against industry peers normally.
OWL
Financial Services industry group
9.66%
- Max
- 9.77%
- OWL
- 9.66%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
SOFI
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- SOFI
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Blue Owl Capital (OWL) reports payout ratio above 100% at 650.00%, meaning dividends exceeded current-period earnings; SoFi (SOFI) pays no dividend (payout 0.00%).
OWL
Financial Services industry group
650.00%
- OWL
- 650.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
SOFI
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SOFI
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | OWL | SOFI |
|---|---|---|
| Dividend Yield (TTM) | 9.66% | 0.00% |
| Dividend Payout Ratio (TTM) | 650.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Both look expensive on trailing earnings: SoFi (SOFI) at 29.47 sits in the richer P/E ratio quartile, and Blue Owl Capital (OWL) at 70.14 is richer still, above its industry range.
OWL
Financial Services industry group
70.14
- OWL
- 70.14
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
SOFI
Financial Services industry group
29.47
- Max
- 45.85
- SOFI
- 29.47
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
SoFi (SOFI) at 4.49 is priced about in line with its industry on P/S ratio, while Blue Owl Capital (OWL) at 5.04 sits in the pricier quartile — OWL costs more per dollar of sales.
OWL
Financial Services industry group
5.04
- Max
- 9.23
- OWL
- 5.04
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
SOFI
Financial Services industry group
4.49
- Max
- 9.23
- Q3
- 4.57
- SOFI
- 4.49
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Blue Owl Capital (OWL) at 3.54 and SoFi (SOFI) at 1.86 are valued close to their industries’ norm against book — neither stands out from peers.
OWL
Financial Services industry group
3.54
- Max
- 7.79
- Q3
- 3.63
- OWL
- 3.54
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
SOFI
Financial Services industry group
1.86
- Max
- 7.79
- Q3
- 3.63
- SOFI
- 1.86
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | OWL | SOFI |
|---|---|---|
| P/E Ratio (TTM) | 70.14 | 29.47 |
| P/S Ratio (TTM) | 5.04 | 4.49 |
| P/B Ratio (MRQ) | 3.54 | 1.86 |
| Free Cash Flow Yield (TTM) | -- | -- |