BRK.A vs. SOFI: Berkshire Hathaway vs. SoFi Stock Comparison

Company Profile

Berkshire Hathaway (BRK.A) and SoFi (SOFI) both fall under the Financial Services industry group, but BRK.A is classified in Financial Services while SOFI is classified in Consumer Finance.

Berkshire Hathaway (BRK.A) has more than two decades of public-market history since March 17, 1980, whereas SoFi (SOFI) listed on January 4, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

SoFi (SOFI) has a highly aggressive beta of 2.22, indicating much higher sensitivity to broad-market moves, while Berkshire Hathaway (BRK.A) is defensive at 0.56 and tends to be less market-sensitive — a wide gap in beta profiles.

SoFi (SOFI) is heavily traded at around 48.09M shares per day, whereas Berkshire Hathaway (BRK.A) is thinly traded at only 206 — larger orders in the latter may face more price impact or wider spreads, depending on market conditions.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Berkshire Hathaway (BRK.A) at 12.12% and SoFi (SOFI) at 7.35% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Berkshire Hathaway (BRK.A) at 22.30% and SoFi (SOFI) at 15.75% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Both Berkshire Hathaway (BRK.A) at 32.56% and SoFi (SOFI) at 23.19% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

SoFi (SOFI) at 38.32% sits in the top revenue growth quartile, while Berkshire Hathaway (BRK.A) at -3.23% is in the bottom quartile, showing a clear gap in revenue momentum.

SoFi (SOFI) at 0.00% is around its peer norm for EPS growth, while Berkshire Hathaway (BRK.A) at -24.78% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Berkshire Hathaway (BRK.A) in Financial Services and SoFi (SOFI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Berkshire Hathaway (BRK.A) in Financial Services and SoFi (SOFI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Berkshire Hathaway (BRK.A) nor SoFi (SOFI) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Berkshire Hathaway (BRK.A) nor SoFi (SOFI) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

Berkshire Hathaway (BRK.A) at 14.36 is near its industry’s usual P/E ratio, while SoFi (SOFI) at 29.47 sits in the richer quartile — SOFI needs stronger growth or earnings quality to justify the premium.

On P/S ratio, both Berkshire Hathaway (BRK.A) at 3.18 and SoFi (SOFI) at 4.49 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

On P/B ratio, both Berkshire Hathaway (BRK.A) at 1.72 and SoFi (SOFI) at 1.86 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics