NVR vs. RL: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at NVR and RL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | NVR | RL |
|---|---|---|
| Company Name | NVR, Inc. | Ralph Lauren Corporation |
| Country | United States | United States |
| GICS Sector | Consumer Discretionary | Consumer Discretionary |
| GICS Industry | Household Durables | Textiles, Apparel & Luxury Goods |
| Market Capitalization | 21.43 billion USD | 19.93 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | July 22, 1985 | June 12, 1997 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of NVR and RL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | NVR | RL |
|---|---|---|
| 5-Day Price Return | -3.90% | 2.06% |
| 13-Week Price Return | 0.73% | 13.24% |
| 26-Week Price Return | 9.10% | 66.27% |
| 52-Week Price Return | -17.67% | 68.26% |
| Month-to-Date Return | -3.46% | 4.93% |
| Year-to-Date Return | -5.16% | 42.45% |
| 10-Day Avg. Volume | 0.02M | 0.55M |
| 3-Month Avg. Volume | 0.02M | 0.66M |
| 3-Month Volatility | 28.08% | 28.36% |
| Beta | 1.03 | 1.57 |
Profitability
Return on Equity (TTM)
NVR
37.35%
Household Durables Industry
- Max
- 27.70%
- Q3
- 17.40%
- Median
- 12.87%
- Q1
- 7.33%
- Min
- -5.50%
NVR’s Return on Equity of 37.35% is exceptionally high, placing it well beyond the typical range for the Household Durables industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
RL
31.52%
Textiles, Apparel & Luxury Goods Industry
- Max
- 42.05%
- Q3
- 24.41%
- Median
- 17.18%
- Q1
- 7.87%
- Min
- -8.23%
In the upper quartile for the Textiles, Apparel & Luxury Goods industry, RL’s Return on Equity of 31.52% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
NVR
14.18%
Household Durables Industry
- Max
- 16.37%
- Q3
- 9.18%
- Median
- 6.63%
- Q1
- 3.85%
- Min
- -3.29%
A Net Profit Margin of 14.18% places NVR in the upper quartile for the Household Durables industry, signifying strong profitability and more effective cost management than most of its peers.
RL
10.91%
Textiles, Apparel & Luxury Goods Industry
- Max
- 21.16%
- Q3
- 13.26%
- Median
- 6.06%
- Q1
- 3.93%
- Min
- -3.05%
RL’s Net Profit Margin of 10.91% is aligned with the median group of its peers in the Textiles, Apparel & Luxury Goods industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
NVR
18.55%
Household Durables Industry
- Max
- 21.32%
- Q3
- 12.25%
- Median
- 9.93%
- Q1
- 5.57%
- Min
- -1.07%
An Operating Profit Margin of 18.55% places NVR in the upper quartile for the Household Durables industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
RL
13.69%
Textiles, Apparel & Luxury Goods Industry
- Max
- 29.47%
- Q3
- 20.87%
- Median
- 11.68%
- Q1
- 6.26%
- Min
- -0.12%
RL’s Operating Profit Margin of 13.69% is around the midpoint for the Textiles, Apparel & Luxury Goods industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | NVR | RL |
|---|---|---|
| Return on Equity (TTM) | 37.35% | 31.52% |
| Return on Assets (TTM) | 24.32% | 11.08% |
| Net Profit Margin (TTM) | 14.18% | 10.91% |
| Operating Profit Margin (TTM) | 18.55% | 13.69% |
| Gross Profit Margin (TTM) | 25.28% | 69.03% |
Financial Strength
Current Ratio (MRQ)
NVR
3.36
Household Durables Industry
- Max
- 6.09
- Q3
- 3.79
- Median
- 2.54
- Q1
- 1.23
- Min
- 0.83
NVR’s Current Ratio of 3.36 aligns with the median group of the Household Durables industry, indicating that its short-term liquidity is in line with its sector peers.
RL
1.84
Textiles, Apparel & Luxury Goods Industry
- Max
- 2.94
- Q3
- 2.22
- Median
- 1.61
- Q1
- 1.48
- Min
- 0.74
RL’s Current Ratio of 1.84 aligns with the median group of the Textiles, Apparel & Luxury Goods industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
NVR
0.24
Household Durables Industry
- Max
- 1.89
- Q3
- 0.87
- Median
- 0.34
- Q1
- 0.19
- Min
- 0.00
NVR’s Debt-to-Equity Ratio of 0.24 is typical for the Household Durables industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
RL
0.75
Textiles, Apparel & Luxury Goods Industry
- Max
- 2.79
- Q3
- 1.32
- Median
- 0.60
- Q1
- 0.27
- Min
- 0.00
RL’s Debt-to-Equity Ratio of 0.75 is typical for the Textiles, Apparel & Luxury Goods industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
NVR
77.14
Household Durables Industry
- Max
- 140.40
- Q3
- 77.14
- Median
- 24.53
- Q1
- 5.69
- Min
- -17.01
NVR’s Interest Coverage Ratio of 77.14 is positioned comfortably within the norm for the Household Durables industry, indicating a standard and healthy capacity to cover its interest payments.
RL
85.38
Textiles, Apparel & Luxury Goods Industry
- Max
- 57.00
- Q3
- 32.83
- Median
- 7.87
- Q1
- 3.52
- Min
- -32.49
With an Interest Coverage Ratio of 85.38, RL demonstrates a superior capacity to service its debt, placing it well above the typical range for the Textiles, Apparel & Luxury Goods industry. This stems from either robust earnings or a conservative debt load.
Financial Strength at a Glance
| Symbol | NVR | RL |
|---|---|---|
| Current Ratio (MRQ) | 3.36 | 1.84 |
| Quick Ratio (MRQ) | 1.53 | 1.25 |
| Debt-to-Equity Ratio (MRQ) | 0.24 | 0.75 |
| Interest Coverage Ratio (TTM) | 77.14 | 85.38 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
NVR
0.00%
Household Durables Industry
- Max
- 9.61%
- Q3
- 3.97%
- Median
- 2.00%
- Q1
- 0.18%
- Min
- 0.00%
NVR currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
RL
1.03%
Textiles, Apparel & Luxury Goods Industry
- Max
- 5.22%
- Q3
- 3.07%
- Median
- 2.34%
- Q1
- 1.11%
- Min
- 0.00%
RL’s Dividend Yield of 1.03% is in the lower quartile for the Textiles, Apparel & Luxury Goods industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
Dividend Payout Ratio (TTM)
NVR
0.00%
Household Durables Industry
- Max
- 129.55%
- Q3
- 65.55%
- Median
- 42.15%
- Q1
- 6.45%
- Min
- 0.00%
NVR has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
RL
25.71%
Textiles, Apparel & Luxury Goods Industry
- Max
- 156.63%
- Q3
- 94.60%
- Median
- 52.65%
- Q1
- 35.04%
- Min
- 0.00%
RL’s Dividend Payout Ratio of 25.71% is in the lower quartile for the Textiles, Apparel & Luxury Goods industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
Dividend at a Glance
| Symbol | NVR | RL |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.03% |
| Dividend Payout Ratio (TTM) | 0.00% | 25.71% |
Valuation
Price-to-Earnings Ratio (TTM)
NVR
14.54
Household Durables Industry
- Max
- 33.67
- Q3
- 19.33
- Median
- 12.58
- Q1
- 9.62
- Min
- 6.48
NVR’s P/E Ratio of 14.54 is within the middle range for the Household Durables industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
RL
25.00
Textiles, Apparel & Luxury Goods Industry
- Max
- 48.15
- Q3
- 33.82
- Median
- 20.70
- Q1
- 14.57
- Min
- 7.12
RL’s P/E Ratio of 25.00 is within the middle range for the Textiles, Apparel & Luxury Goods industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
NVR
2.06
Household Durables Industry
- Max
- 2.54
- Q3
- 1.39
- Median
- 0.90
- Q1
- 0.54
- Min
- 0.19
NVR’s P/S Ratio of 2.06 is in the upper echelon for the Household Durables industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
RL
2.73
Textiles, Apparel & Luxury Goods Industry
- Max
- 4.35
- Q3
- 3.06
- Median
- 1.66
- Q1
- 0.83
- Min
- 0.26
RL’s P/S Ratio of 2.73 aligns with the market consensus for the Textiles, Apparel & Luxury Goods industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
NVR
5.62
Household Durables Industry
- Max
- 3.26
- Q3
- 2.01
- Median
- 1.38
- Q1
- 1.00
- Min
- 0.58
At 5.62, NVR’s P/B Ratio is at an extreme premium to the Household Durables industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
RL
6.61
Textiles, Apparel & Luxury Goods Industry
- Max
- 9.74
- Q3
- 5.59
- Median
- 3.41
- Q1
- 2.01
- Min
- 0.56
RL’s P/B Ratio of 6.61 is in the upper tier for the Textiles, Apparel & Luxury Goods industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | NVR | RL |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 14.54 | 25.00 |
| Price-to-Sales Ratio (TTM) | 2.06 | 2.73 |
| Price-to-Book Ratio (MRQ) | 5.62 | 6.61 |
| Price-to-Free Cash Flow Ratio (TTM) | 18.28 | 19.50 |