GRMN vs. RL: Garmin vs. Ralph Lauren Stock Comparison

October 26, 2026

How do Garmin (GRMN) and Ralph Lauren (RL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Garmin (GRMN) and Ralph Lauren (RL) both fall under the Consumer Durables & Apparel industry group, but GRMN is classified in Household Durables while RL is classified in Textiles, Apparel & Luxury Goods.

Company profile comparison for Garmin (GRMN) and Ralph Lauren (RL)
Profile Item	GRMN	RL
Name	Garmin Ltd.	Ralph Lauren Corp. Class A Common Stock
Country/Region	Switzerland	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Durables & Apparel	Consumer Durables & Apparel
GICS Industry	Household Durables	Textiles, Apparel & Luxury Goods
GICS Sub-Industry	Consumer Electronics	Apparel, Accessories & Luxury Goods
Market Capitalization	56.65 billion USD	22.49 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	December 8, 2000	June 12, 1997
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

GRMN

GSPC

Garmin (GRMN) vs. Ralph Lauren (RL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Garmin (GRMN) and Ralph Lauren (RL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Garmin (GRMN) and Ralph Lauren (RL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Garmin (GRMN) and Ralph Lauren (RL)
Metric	GRMN	RL
Total Return (1Y)	19.36%	13.42%
Total Return (3Y, Annualized)	44.73%	50.26%
Total Return (5Y, Annualized)	14.64%	27.57%

Risk Profile

Drawdown History

GRMN

GSPC

Garmin (GRMN) vs. Ralph Lauren (RL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Garmin (GRMN) and Ralph Lauren (RL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Garmin (GRMN) and Ralph Lauren (RL)
Metric	GRMN	RL
Volatility (1Y, Annualized)	34.46%	34.86%
Beta (5Y)	0.89	1.32
Max Drawdown (5Y)	-50.87%	-36.51%
Avg. Volume (3M)	900.84K	604.37K

Risk-Adjusted Performance

Risk-Return Positioning

GRMN and RL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Garmin (GRMN) and Ralph Lauren (RL)
Metric	GRMN	RL
Sharpe Ratio (1Y)	0.43	0.26
Sortino Ratio (1Y)	0.71	0.41

Profitability

ROE (TTM)

Ralph Lauren (RL) at 37.54% sits in the top ROE quartile, while Garmin (GRMN) at 21.89% is closer to the peer norm — stronger capital efficiency for RL.

GRMN

Consumer Durables & Apparel industry group

21.89%

Max: 49.52%
Q3: 23.46%
GRMN: 21.89%
Median: 12.27%
Q1: 5.61%
Min: -11.15%

RL

Consumer Durables & Apparel industry group

37.54%

Max: 49.52%
RL: 37.54%
Q3: 23.46%
Median: 12.27%
Q1: 5.61%
Min: -11.15%

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their ROE against the Consumer Durables & Apparel industry group benchmark.

Net Margin (TTM)

Garmin (GRMN) at 24.47% keeps the most of each sales dollar — above its industry’s net margin range — and Ralph Lauren (RL) at 11.76% also retains a top-quartile share.

GRMN

Consumer Durables & Apparel industry group

24.47%

GRMN: 24.47%
Max: 19.09%
Q3: 9.20%
Median: 5.72%
Q1: 2.35%
Min: -7.09%

RL

Consumer Durables & Apparel industry group

11.76%

Max: 19.09%
RL: 11.76%
Q3: 9.20%
Median: 5.72%
Q1: 2.35%
Min: -7.09%

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their net margin against the Consumer Durables & Apparel industry group benchmark.

Operating Margin (TTM)

Both Garmin (GRMN) at 30.44% and Ralph Lauren (RL) at 18.40% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

GRMN

Consumer Durables & Apparel industry group

30.44%

GRMN: 30.44%
Max: 30.44%
Q3: 14.63%
Median: 8.19%
Q1: 3.95%
Min: -5.53%

RL

Consumer Durables & Apparel industry group

18.40%

Max: 30.44%
RL: 18.40%
Q3: 14.63%
Median: 8.19%
Q1: 3.95%
Min: -5.53%

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their operating margin against the Consumer Durables & Apparel industry group benchmark.

Profitability Metrics

Profitability metrics for Garmin (GRMN) and Ralph Lauren (RL)
Metric	GRMN	RL
ROE (TTM)	21.89%	37.54%
ROA (TTM)	12.17%	11.01%
Net Margin (TTM)	24.47%	11.76%
Operating Margin (TTM)	30.44%	18.40%
Gross Margin (TTM)	60.08%	70.27%

Growth

Revenue Growth

Both Garmin (GRMN) at 15.06% and Ralph Lauren (RL) at 14.63% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Garmin (GRMN) at 17.67% and Ralph Lauren (RL) at 30.15% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Garmin (GRMN) and Ralph Lauren (RL)
Metric	GRMN	RL
Revenue Growth (YoY)	15.06%	14.63%
Revenue Growth (3Y CAGR)	14.24%	7.99%
EPS Growth (YoY)	17.67%	30.15%
EPS Growth (3Y CAGR)	19.45%	25.85%

Financial Strength

Current Ratio (MRQ)

Both Garmin (GRMN) at 3.03 and Ralph Lauren (RL) at 2.05 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

GRMN

Consumer Durables & Apparel industry group

3.03

Max: 6.01
Q3: 3.59
GRMN: 3.03
Median: 2.16
Q1: 1.65
Min: 0.75

RL

Consumer Durables & Apparel industry group

2.05

Max: 6.01
Q3: 3.59
Median: 2.16
RL: 2.05
Q1: 1.65
Min: 0.75

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their current ratio against the Consumer Durables & Apparel industry group benchmark.

Debt / Equity (MRQ)

Garmin (GRMN) at 0.03 keeps leverage in the lower industry quartile, while Ralph Lauren (RL) at 1.10 runs a more typical debt-to-equity mix.

GRMN

Consumer Durables & Apparel industry group

0.03

Max: 2.45
Q3: 1.22
Median: 0.49
Q1: 0.23
GRMN: 0.03
Min: 0.00

RL

Consumer Durables & Apparel industry group

1.10

Max: 2.45
Q3: 1.22
RL: 1.10
Median: 0.49
Q1: 0.23
Min: 0.00

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their debt-to-equity ratio against the Consumer Durables & Apparel industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Garmin (GRMN) and Ralph Lauren (RL)
Metric	GRMN	RL
Current Ratio (MRQ)	3.03	2.05
Debt / Equity (MRQ)	0.03	1.10
Net Debt / EBITDA	-1.06	0.67

Dividends

Dividend Yield (TTM)

Both Garmin (GRMN) at 1.42% and Ralph Lauren (RL) at 0.98% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

GRMN

Consumer Durables & Apparel industry group

1.42%

Max: 4.89%
Q3: 2.37%
GRMN: 1.42%
Median: 0.92%
Q1: 0.00%
Min: 0.00%

RL

Consumer Durables & Apparel industry group

0.98%

Max: 4.89%
Q3: 2.37%
RL: 0.98%
Median: 0.92%
Q1: 0.00%
Min: 0.00%

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their dividend yield against the Consumer Durables & Apparel industry group benchmark.

Dividend Payout Ratio (TTM)

Both Garmin (GRMN) at 38.70% and Ralph Lauren (RL) at 23.55% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

GRMN

Consumer Durables & Apparel industry group

38.70%

Max: 100.00%
Q3: 41.00%
GRMN: 38.70%
Median: 12.86%
Q1: 0.00%
Min: 0.00%

RL

Consumer Durables & Apparel industry group

23.55%

Max: 100.00%
Q3: 41.00%
RL: 23.55%
Median: 12.86%
Q1: 0.00%
Min: 0.00%

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their payout ratio against the Consumer Durables & Apparel industry group benchmark.

Dividend Metrics

Dividend metrics for Garmin (GRMN) and Ralph Lauren (RL)
Metric	GRMN	RL
Dividend Yield (TTM)	1.42%	0.98%
Dividend Payout Ratio (TTM)	38.70%	23.55%

Valuation

P/E Ratio (TTM)

Both Garmin (GRMN) at 30.31 and Ralph Lauren (RL) at 23.78 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

GRMN

Consumer Durables & Apparel industry group

30.31

Max: 38.98
GRMN: 30.31
Q3: 23.65
Median: 16.60
Q1: 13.15
Min: 6.08

RL

Consumer Durables & Apparel industry group

23.78

Max: 38.98
RL: 23.78
Q3: 23.65
Median: 16.60
Q1: 13.15
Min: 6.08

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their P/E ratio against the Consumer Durables & Apparel industry group benchmark.

P/S Ratio (TTM)

Both look expensive on sales: Ralph Lauren (RL) at 2.69 sits in the upper P/S ratio quartile, and Garmin (GRMN) at 7.38 prices even higher, above its industry range.

GRMN

Consumer Durables & Apparel industry group

7.38

GRMN: 7.38
Max: 3.20
Q3: 1.66
Median: 0.96
Q1: 0.54
Min: 0.01

RL

Consumer Durables & Apparel industry group

2.69

Max: 3.20
RL: 2.69
Q3: 1.66
Median: 0.96
Q1: 0.54
Min: 0.01

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their P/S ratio against the Consumer Durables & Apparel industry group benchmark.

P/B Ratio (MRQ)

Both Garmin (GRMN) at 6.28 and Ralph Lauren (RL) at 8.26 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

GRMN

Consumer Durables & Apparel industry group

6.28

Max: 8.26
GRMN: 6.28
Q3: 3.99
Median: 2.10
Q1: 1.13
Min: 0.46

RL

Consumer Durables & Apparel industry group

8.26

RL: 8.26
Max: 8.26
Q3: 3.99
Median: 2.10
Q1: 1.13
Min: 0.46

Garmin (GRMN) vs. Ralph Lauren (RL): A comparison of their P/B ratio against the Consumer Durables & Apparel industry group benchmark.

Valuation Metrics

Valuation metrics for Garmin (GRMN) and Ralph Lauren (RL)
Metric	GRMN	RL
P/E Ratio (TTM)	30.31	23.78
P/S Ratio (TTM)	7.38	2.69
P/B Ratio (MRQ)	6.28	8.26
Free Cash Flow Yield (TTM)	1.84%	3.91%