DHI vs. GRMN: D.R. Horton vs. Garmin Stock Comparison
How do D.R. Horton (DHI) and Garmin (GRMN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
D.R. Horton (DHI) and Garmin (GRMN) both belong to the Household Durables industry, though DHI is classified under Homebuilding while GRMN falls under Consumer Electronics.
| Profile Item | DHI | GRMN |
|---|---|---|
| Name | D.R. Horton, Inc. | Garmin Ltd. |
| Country/Region | United States | Switzerland |
| GICS Sector | Consumer Discretionary | Consumer Discretionary |
| GICS Industry Group | Consumer Durables & Apparel | Consumer Durables & Apparel |
| GICS Industry | Household Durables | Household Durables |
| GICS Sub-Industry | Homebuilding | Consumer Electronics |
| Market Capitalization | 39.58 billion USD | 56.73 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 5, 1992 | December 8, 2000 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | DHI | GRMN |
|---|---|---|
| Total Return (1Y) | -13.21% | 26.32% |
| Total Return (3Y, Annualized) | 10.51% | 43.21% |
| Total Return (5Y, Annualized) | 11.36% | 13.66% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | DHI | GRMN |
|---|---|---|
| Volatility (1Y, Annualized) | 35.56% | 34.43% |
| Beta (5Y) | 1.35 | 0.82 |
| Max Drawdown (5Y) | -44.45% | -51.19% |
| Avg. Volume (3M) | 2.41M | 916.02K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | DHI | GRMN |
|---|---|---|
| Sharpe Ratio (1Y) | -0.50 | 0.63 |
| Sortino Ratio (1Y) | -0.75 | 1.03 |
Profitability
ROE (TTM)
Both D.R. Horton (DHI) at 12.63% and Garmin (GRMN) at 21.89% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
DHI
Consumer Durables & Apparel industry group
12.63%
- Max
- 49.52%
- Q3
- 23.50%
- DHI
- 12.63%
- Median
- 12.27%
- Q1
- 5.29%
- Min
- -8.59%
GRMN
Consumer Durables & Apparel industry group
21.89%
- Max
- 49.52%
- Q3
- 23.50%
- GRMN
- 21.89%
- Median
- 12.27%
- Q1
- 5.29%
- Min
- -8.59%
Net Margin (TTM)
Garmin (GRMN) at 24.47% converts revenue to bottom-line profit above its industry’s benchmark range, while D.R. Horton (DHI) at 9.15% keeps roughly the typical share for its industry.
DHI
Consumer Durables & Apparel industry group
9.15%
- Max
- 19.09%
- Q3
- 9.32%
- DHI
- 9.15%
- Median
- 5.72%
- Q1
- 1.69%
- Min
- -7.09%
GRMN
Consumer Durables & Apparel industry group
24.47%
- GRMN
- 24.47%
- Max
- 19.09%
- Q3
- 9.32%
- Median
- 5.72%
- Q1
- 1.69%
- Min
- -7.09%
Operating Margin (TTM)
Garmin (GRMN) at 30.44% operates in the top operating margin quartile, ahead of D.R. Horton (DHI) at 12.99%, which runs around its industry’s norm.
DHI
Consumer Durables & Apparel industry group
12.99%
- Max
- 30.44%
- Q3
- 14.65%
- DHI
- 12.99%
- Median
- 8.77%
- Q1
- 3.95%
- Min
- -5.53%
GRMN
Consumer Durables & Apparel industry group
30.44%
- GRMN
- 30.44%
- Max
- 30.44%
- Q3
- 14.65%
- Median
- 8.77%
- Q1
- 3.95%
- Min
- -5.53%
Profitability Metrics
| Metric | DHI | GRMN |
|---|---|---|
| ROE (TTM) | 12.63% | 21.89% |
| ROA (TTM) | 6.88% | 12.17% |
| Net Margin (TTM) | 9.15% | 24.47% |
| Operating Margin (TTM) | 12.99% | 30.44% |
| Gross Margin (TTM) | 21.30% | 60.08% |
Growth
Revenue Growth
Garmin (GRMN) at 15.06% sits in the top revenue growth quartile, while D.R. Horton (DHI) at -6.93% is in the bottom quartile, showing a clear gap in revenue momentum.
EPS Growth
Garmin (GRMN) at 17.67% sits in the top EPS growth quartile, while D.R. Horton (DHI) at -19.32% is closer to the peer norm — faster per-share earnings growth for GRMN.
Growth Metrics
| Metric | DHI | GRMN |
|---|---|---|
| Revenue Growth (YoY) | -6.93% | 15.06% |
| Revenue Growth (3Y CAGR) | 0.76% | 14.24% |
| EPS Growth (YoY) | -19.32% | 17.67% |
| EPS Growth (3Y CAGR) | -11.18% | 19.45% |
Financial Strength
Current Ratio (MRQ)
Garmin (GRMN) at 3.03 keeps current ratio within its industry’s typical mid-range, while D.R. Horton (DHI) at 6.01 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.
DHI
Consumer Durables & Apparel industry group
6.01
- Max
- 6.18
- DHI
- 6.01
- Q3
- 3.70
- Median
- 2.19
- Q1
- 1.66
- Min
- 0.75
GRMN
Consumer Durables & Apparel industry group
3.03
- Max
- 6.18
- Q3
- 3.70
- GRMN
- 3.03
- Median
- 2.19
- Q1
- 1.66
- Min
- 0.75
Debt / Equity (MRQ)
Garmin (GRMN) at 0.03 keeps leverage in the lower industry quartile, while D.R. Horton (DHI) at 0.29 runs a more typical debt-to-equity mix.
DHI
Consumer Durables & Apparel industry group
0.29
- Max
- 2.45
- Q3
- 1.25
- Median
- 0.53
- DHI
- 0.29
- Q1
- 0.26
- Min
- 0.00
GRMN
Consumer Durables & Apparel industry group
0.03
- Max
- 2.45
- Q3
- 1.25
- Median
- 0.53
- Q1
- 0.26
- GRMN
- 0.03
- Min
- 0.00
Financial Strength Metrics
| Metric | DHI | GRMN |
|---|---|---|
| Current Ratio (MRQ) | 6.01 | 3.03 |
| Debt / Equity (MRQ) | 0.29 | 0.03 |
| Net Debt / EBITDA | 1.24 | -1.06 |
Dividends
Dividend Yield (TTM)
Both D.R. Horton (DHI) at 1.25% and Garmin (GRMN) at 1.42% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
DHI
Consumer Durables & Apparel industry group
1.25%
- Max
- 5.15%
- Q3
- 2.48%
- DHI
- 1.25%
- Median
- 0.96%
- Q1
- 0.00%
- Min
- 0.00%
GRMN
Consumer Durables & Apparel industry group
1.42%
- Max
- 5.15%
- Q3
- 2.48%
- GRMN
- 1.42%
- Median
- 0.96%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both D.R. Horton (DHI) at 16.68% and Garmin (GRMN) at 38.70% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
DHI
Consumer Durables & Apparel industry group
16.68%
- Max
- 100.00%
- Q3
- 40.00%
- DHI
- 16.68%
- Median
- 11.44%
- Q1
- 0.00%
- Min
- 0.00%
GRMN
Consumer Durables & Apparel industry group
38.70%
- Max
- 100.00%
- Q3
- 40.00%
- GRMN
- 38.70%
- Median
- 11.44%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | DHI | GRMN |
|---|---|---|
| Dividend Yield (TTM) | 1.25% | 1.42% |
| Dividend Payout Ratio (TTM) | 16.68% | 38.70% |
Valuation
P/E Ratio (TTM)
D.R. Horton (DHI) at 13.48 sits in the cheaper P/E ratio quartile, while Garmin (GRMN) at 30.39 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
DHI
Consumer Durables & Apparel industry group
13.48
- Max
- 37.44
- Q3
- 24.20
- Median
- 16.37
- Q1
- 13.52
- DHI
- 13.48
- Min
- 5.84
GRMN
Consumer Durables & Apparel industry group
30.39
- Max
- 37.44
- GRMN
- 30.39
- Q3
- 24.20
- Median
- 16.37
- Q1
- 13.52
- Min
- 5.84
P/S Ratio (TTM)
D.R. Horton (DHI) at 1.19 prices around its industry’s typical P/S ratio, while Garmin (GRMN) at 7.39 clears its benchmark range — GRMN looks notably rich on sales.
DHI
Consumer Durables & Apparel industry group
1.19
- Max
- 3.14
- Q3
- 1.74
- DHI
- 1.19
- Median
- 0.93
- Q1
- 0.51
- Min
- 0.01
GRMN
Consumer Durables & Apparel industry group
7.39
- GRMN
- 7.39
- Max
- 3.14
- Q3
- 1.74
- Median
- 0.93
- Q1
- 0.51
- Min
- 0.01
P/B Ratio (MRQ)
D.R. Horton (DHI) at 1.67 is valued about in line with its industry on P/B ratio, while Garmin (GRMN) at 6.28 carries an above-peer premium to book — GRMN is pricier on assets.
DHI
Consumer Durables & Apparel industry group
1.67
- Max
- 7.82
- Q3
- 3.89
- Median
- 1.90
- DHI
- 1.67
- Q1
- 1.10
- Min
- 0.54
GRMN
Consumer Durables & Apparel industry group
6.28
- Max
- 7.82
- GRMN
- 6.28
- Q3
- 3.89
- Median
- 1.90
- Q1
- 1.10
- Min
- 0.54
Valuation Metrics
| Metric | DHI | GRMN |
|---|---|---|
| P/E Ratio (TTM) | 13.48 | 30.39 |
| P/S Ratio (TTM) | 1.19 | 7.39 |
| P/B Ratio (MRQ) | 1.67 | 6.28 |
| Free Cash Flow Yield (TTM) | 6.10% | 1.84% |