DHI vs. GRMN: D.R. Horton vs. Garmin Stock Comparison

July 2, 2026

How do D.R. Horton (DHI) and Garmin (GRMN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

D.R. Horton (DHI) and Garmin (GRMN) both belong to the Household Durables industry, though DHI is classified under Homebuilding while GRMN falls under Consumer Electronics.

Company profile comparison for D.R. Horton (DHI) and Garmin (GRMN)
Profile Item	DHI	GRMN
Name	D.R. Horton, Inc.	Garmin Ltd.
Country/Region	United States	Switzerland
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Durables & Apparel	Consumer Durables & Apparel
GICS Industry	Household Durables	Household Durables
GICS Sub-Industry	Homebuilding	Consumer Electronics
Market Capitalization	46.19 billion USD	45.81 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	June 5, 1992	December 8, 2000
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

DHI

GRMN

D.R. Horton (DHI) vs. Garmin (GRMN): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for D.R. Horton (DHI) and Garmin (GRMN). Returns over one year are annualized.

Performance Metrics

Price performance metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Total Return (1Y)	27.81%	15.67%

Risk Profile

Drawdown History

DHI

GRMN

D.R. Horton (DHI) vs. Garmin (GRMN): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk Metrics

Risk profile metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Volatility (1Y, Annualized)	39.49%	30.11%
Beta (5Y)	1.36	0.90
Avg. Volume (3M)	2.45M	830.16K

Risk-Adjusted Performance

Risk-Return Positioning

DHI and GRMN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Profitability

ROE (TTM)

Garmin (GRMN) at 19.90% sits in the top ROE quartile, while D.R. Horton (DHI) at 13.08% is closer to the peer norm — stronger capital efficiency for GRMN.

DHI

Consumer Durables & Apparel industry group

13.08%

Max: 35.09%
Q3: 17.79%
DHI: 13.08%
Median: 10.11%
Q1: 4.62%
Min: -12.26%

GRMN

Consumer Durables & Apparel industry group

19.90%

Max: 35.09%
GRMN: 19.90%
Q3: 17.79%
Median: 10.11%
Q1: 4.62%
Min: -12.26%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their ROE against the Consumer Durables & Apparel industry group benchmark.

Net Margin (TTM)

Garmin (GRMN) at 23.26% keeps the most of each sales dollar — above its industry’s net margin range — and D.R. Horton (DHI) at 9.51% also retains a top-quartile share.

DHI

Consumer Durables & Apparel industry group

9.51%

Max: 18.71%
DHI: 9.51%
Q3: 8.44%
Median: 4.93%
Q1: 1.55%
Min: -6.30%

GRMN

Consumer Durables & Apparel industry group

23.26%

GRMN: 23.26%
Max: 18.71%
Q3: 8.44%
Median: 4.93%
Q1: 1.55%
Min: -6.30%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their net margin against the Consumer Durables & Apparel industry group benchmark.

Operating Margin (TTM)

Garmin (GRMN) at 24.62% operates in the top operating margin quartile, ahead of D.R. Horton (DHI) at 11.26%, which runs around its industry’s norm.

DHI

Consumer Durables & Apparel industry group

11.26%

Max: 26.93%
Q3: 13.14%
DHI: 11.26%
Median: 7.14%
Q1: 3.76%
Min: -9.19%

GRMN

Consumer Durables & Apparel industry group

24.62%

Max: 26.93%
GRMN: 24.62%
Q3: 13.14%
Median: 7.14%
Q1: 3.76%
Min: -9.19%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their operating margin against the Consumer Durables & Apparel industry group benchmark.

Profitability Metrics

Profitability metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
ROE (TTM)	13.08%	19.90%
ROA (TTM)	7.30%	11.90%
Net Margin (TTM)	9.51%	23.26%
Operating Margin (TTM)	11.26%	24.62%
Gross Margin (TTM)	21.60%	59.14%

Growth

Revenue Growth

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their Revenue Growth across different time periods.

Revenue Growth Metrics

Revenue growth metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Revenue Growth (YoY)	-6.93%	15.06%
Revenue Growth (3Y CAGR)	0.76%	14.24%

EPS Growth

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their EPS Growth across different time periods.

EPS Growth Metrics

EPS growth metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
EPS Growth (YoY)	-19.32%	17.67%
EPS Growth (3Y CAGR)	-11.18%	19.45%

Financial Strength

Current Ratio (MRQ)

Both D.R. Horton (DHI) at 6.37 and Garmin (GRMN) at 4.36 post current ratio above their industries’ typical mid-ranges — short-term liquidity appears comfortable, though unusually high readings can point to idle current assets.

DHI

Consumer Durables & Apparel industry group

6.37

Max: 8.27
DHI: 6.37
Q3: 4.33
Median: 2.46
Q1: 1.67
Min: 0.78

GRMN

Consumer Durables & Apparel industry group

4.36

Max: 8.27
GRMN: 4.36
Q3: 4.33
Median: 2.46
Q1: 1.67
Min: 0.78

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their current ratio against the Consumer Durables & Apparel industry group benchmark.

Debt / Equity (MRQ)

Garmin (GRMN) at 0.02 keeps leverage in the lower industry quartile, while D.R. Horton (DHI) at 0.27 runs a more typical debt-to-equity mix.

DHI

Consumer Durables & Apparel industry group

0.27

Max: 2.69
Q3: 1.30
Median: 0.52
DHI: 0.27
Q1: 0.26
Min: 0.00

GRMN

Consumer Durables & Apparel industry group

0.02

Max: 2.69
Q3: 1.30
Median: 0.52
Q1: 0.26
GRMN: 0.02
Min: 0.00

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their debt-to-equity ratio against the Consumer Durables & Apparel industry group benchmark.

Financial Strength Metrics

Financial strength metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Current Ratio (MRQ)	6.37	4.36
Debt / Equity (MRQ)	0.27	0.02
Net Debt / EBITDA	1.11	-1.15

Dividends

Dividend Yield (TTM)

Both D.R. Horton (DHI) at 1.04% and Garmin (GRMN) at 1.80% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

DHI

Consumer Durables & Apparel industry group

1.04%

Max: 4.62%
Q3: 2.20%
DHI: 1.04%
Median: 0.70%
Q1: 0.00%
Min: 0.00%

GRMN

Consumer Durables & Apparel industry group

1.80%

Max: 4.62%
Q3: 2.20%
GRMN: 1.80%
Median: 0.70%
Q1: 0.00%
Min: 0.00%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their dividend yield against the Consumer Durables & Apparel industry group benchmark.

Dividend Payout Ratio (TTM)

D.R. Horton (DHI) at 15.96% pays out a band-typical share of earnings, while Garmin (GRMN) at 40.18% distributes more than its industry norm — less retained, thinner cover.

DHI

Consumer Durables & Apparel industry group

15.96%

Max: 99.29%
Q3: 40.16%
DHI: 15.96%
Median: 12.42%
Q1: 0.00%
Min: 0.00%

GRMN

Consumer Durables & Apparel industry group

40.18%

Max: 99.29%
GRMN: 40.18%
Q3: 40.16%
Median: 12.42%
Q1: 0.00%
Min: 0.00%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their payout ratio against the Consumer Durables & Apparel industry group benchmark.

Dividend Metrics

Dividend metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Dividend Yield (TTM)	1.04%	1.80%
Dividend Payout Ratio (TTM)	15.96%	40.18%

Valuation

P/E Ratio (TTM)

Both D.R. Horton (DHI) at 15.29 and Garmin (GRMN) at 26.51 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

DHI

Consumer Durables & Apparel industry group

15.29

Max: 46.50
Q3: 30.18
Median: 19.55
DHI: 15.29
Q1: 14.14
Min: 7.27

GRMN

Consumer Durables & Apparel industry group

26.51

Max: 46.50
Q3: 30.18
GRMN: 26.51
Median: 19.55
Q1: 14.14
Min: 7.27

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their P/E ratio against the Consumer Durables & Apparel industry group benchmark.

P/S Ratio (TTM)

D.R. Horton (DHI) at 1.39 prices around its industry’s typical P/S ratio, while Garmin (GRMN) at 6.14 clears its benchmark range — GRMN looks notably rich on sales.

DHI

Consumer Durables & Apparel industry group

1.39

Max: 3.63
Q3: 1.85
DHI: 1.39
Median: 1.05
Q1: 0.60
Min: 0.01

GRMN

Consumer Durables & Apparel industry group

6.14

GRMN: 6.14
Max: 3.63
Q3: 1.85
Median: 1.05
Q1: 0.60
Min: 0.01

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their P/S ratio against the Consumer Durables & Apparel industry group benchmark.

P/B Ratio (MRQ)

D.R. Horton (DHI) at 1.96 is valued about in line with its industry on P/B ratio, while Garmin (GRMN) at 4.94 carries an above-peer premium to book — GRMN is pricier on assets.

DHI

Consumer Durables & Apparel industry group

1.96

Max: 8.49
Q3: 4.21
Median: 1.98
DHI: 1.96
Q1: 1.19
Min: 0.66

GRMN

Consumer Durables & Apparel industry group

4.94

Max: 8.49
GRMN: 4.94
Q3: 4.21
Median: 1.98
Q1: 1.19
Min: 0.66

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their P/B ratio against the Consumer Durables & Apparel industry group benchmark.

Valuation Metrics

Valuation metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
P/E Ratio (TTM)	15.29	26.51
P/S Ratio (TTM)	1.39	6.14
P/B Ratio (MRQ)	1.96	4.94
Free Cash Flow Yield (TTM)	6.23%	1.77%