DHI vs. GRMN: D.R. Horton vs. Garmin Stock Comparison

August 16, 2026

How do D.R. Horton (DHI) and Garmin (GRMN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

D.R. Horton (DHI) and Garmin (GRMN) both belong to the Household Durables industry, though DHI is classified under Homebuilding while GRMN falls under Consumer Electronics.

Company profile comparison for D.R. Horton (DHI) and Garmin (GRMN)
Profile Item	DHI	GRMN
Name	D.R. Horton, Inc.	Garmin Ltd.
Country/Region	United States	Switzerland
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Durables & Apparel	Consumer Durables & Apparel
GICS Industry	Household Durables	Household Durables
GICS Sub-Industry	Homebuilding	Consumer Electronics
Market Capitalization	41.62 billion USD	59.82 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	June 5, 1992	December 8, 2000
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

DHI

GRMN

GSPC

D.R. Horton (DHI) vs. Garmin (GRMN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for D.R. Horton (DHI) and Garmin (GRMN). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for D.R. Horton (DHI) and Garmin (GRMN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Total Return (1Y)	-8.12%	34.13%
Total Return (3Y, Annualized)	7.59%	46.56%
Total Return (5Y, Annualized)	9.90%	15.56%

Risk Profile

Drawdown History

DHI

GRMN

GSPC

D.R. Horton (DHI) vs. Garmin (GRMN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for D.R. Horton (DHI) and Garmin (GRMN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Volatility (1Y, Annualized)	35.65%	34.09%
Beta (5Y)	1.37	0.86
Max Drawdown (5Y)	-44.45%	-54.63%
Avg. Volume (3M)	2.42M	899.74K

Risk-Adjusted Performance

Risk-Return Positioning

DHI and GRMN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Sharpe Ratio (1Y)	-0.34	0.88
Sortino Ratio (1Y)	-0.52	1.45

Profitability

ROE (TTM)

Both D.R. Horton (DHI) at 12.63% and Garmin (GRMN) at 21.89% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

DHI

Consumer Durables & Apparel industry group

12.63%

Max: 42.56%
Q3: 22.39%
DHI: 12.63%
Median: 12.18%
Q1: 5.08%
Min: -12.26%

GRMN

Consumer Durables & Apparel industry group

21.89%

Max: 42.56%
Q3: 22.39%
GRMN: 21.89%
Median: 12.18%
Q1: 5.08%
Min: -12.26%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their ROE against the Consumer Durables & Apparel industry group benchmark.

Net Margin (TTM)

Garmin (GRMN) at 24.47% converts revenue to bottom-line profit above its industry’s benchmark range, while D.R. Horton (DHI) at 9.15% keeps roughly the typical share for its industry.

DHI

Consumer Durables & Apparel industry group

9.15%

Max: 19.09%
Q3: 9.17%
DHI: 9.15%
Median: 5.55%
Q1: 2.47%
Min: -7.09%

GRMN

Consumer Durables & Apparel industry group

24.47%

GRMN: 24.47%
Max: 19.09%
Q3: 9.17%
Median: 5.55%
Q1: 2.47%
Min: -7.09%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their net margin against the Consumer Durables & Apparel industry group benchmark.

Operating Margin (TTM)

Garmin (GRMN) at 30.44% turns sales into operating profit above its industry’s benchmark range, while D.R. Horton (DHI) at 12.99% operates around its industry’s norm.

DHI

Consumer Durables & Apparel industry group

12.99%

Max: 28.97%
Q3: 15.16%
DHI: 12.99%
Median: 10.00%
Q1: 5.28%
Min: -5.53%

GRMN

Consumer Durables & Apparel industry group

30.44%

GRMN: 30.44%
Max: 28.97%
Q3: 15.16%
Median: 10.00%
Q1: 5.28%
Min: -5.53%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their operating margin against the Consumer Durables & Apparel industry group benchmark.

Profitability Metrics

Profitability metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
ROE (TTM)	12.63%	21.89%
ROA (TTM)	6.88%	12.17%
Net Margin (TTM)	9.15%	24.47%
Operating Margin (TTM)	12.99%	30.44%
Gross Margin (TTM)	21.30%	60.08%

Growth

Revenue Growth

Garmin (GRMN) at 15.06% sits in the top revenue growth quartile, while D.R. Horton (DHI) at -6.93% is in the bottom quartile, showing a clear gap in revenue momentum.

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their Revenue Growth across different time periods.

EPS Growth

Garmin (GRMN) at 17.67% sits in the top EPS growth quartile, while D.R. Horton (DHI) at -19.32% is closer to the peer norm — faster per-share earnings growth for GRMN.

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Revenue Growth (YoY)	-6.93%	15.06%
Revenue Growth (3Y CAGR)	0.76%	14.24%
EPS Growth (YoY)	-19.32%	17.67%
EPS Growth (3Y CAGR)	-11.18%	19.45%

Financial Strength

Current Ratio (MRQ)

Garmin (GRMN) at 3.03 keeps current ratio within its industry’s typical mid-range, while D.R. Horton (DHI) at 6.01 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

DHI

Consumer Durables & Apparel industry group

6.01

DHI: 6.01
Max: 6.01
Q3: 3.61
Median: 2.28
Q1: 1.73
Min: 0.75

GRMN

Consumer Durables & Apparel industry group

3.03

Max: 6.01
Q3: 3.61
GRMN: 3.03
Median: 2.28
Q1: 1.73
Min: 0.75

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their current ratio against the Consumer Durables & Apparel industry group benchmark.

Debt / Equity (MRQ)

Garmin (GRMN) at 0.03 keeps leverage in the lower industry quartile, while D.R. Horton (DHI) at 0.29 runs a more typical debt-to-equity mix.

DHI

Consumer Durables & Apparel industry group

0.29

Max: 2.81
Q3: 1.29
Median: 0.53
DHI: 0.29
Q1: 0.26
Min: 0.00

GRMN

Consumer Durables & Apparel industry group

0.03

Max: 2.81
Q3: 1.29
Median: 0.53
Q1: 0.26
GRMN: 0.03
Min: 0.00

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their debt-to-equity ratio against the Consumer Durables & Apparel industry group benchmark.

Financial Strength Metrics

Financial strength metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Current Ratio (MRQ)	6.01	3.03
Debt / Equity (MRQ)	0.29	0.03
Net Debt / EBITDA	1.24	-1.06

Dividends

Dividend Yield (TTM)

Both D.R. Horton (DHI) at 1.17% and Garmin (GRMN) at 1.35% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

DHI

Consumer Durables & Apparel industry group

1.17%

Max: 4.54%
Q3: 2.15%
DHI: 1.17%
Median: 0.81%
Q1: 0.00%
Min: 0.00%

GRMN

Consumer Durables & Apparel industry group

1.35%

Max: 4.54%
Q3: 2.15%
GRMN: 1.35%
Median: 0.81%
Q1: 0.00%
Min: 0.00%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their dividend yield against the Consumer Durables & Apparel industry group benchmark.

Dividend Payout Ratio (TTM)

D.R. Horton (DHI) at 16.68% pays out a band-typical share of earnings, while Garmin (GRMN) at 38.70% distributes more than its industry norm — less retained, thinner cover.

DHI

Consumer Durables & Apparel industry group

16.68%

Max: 88.82%
Q3: 37.54%
DHI: 16.68%
Median: 12.13%
Q1: 0.00%
Min: 0.00%

GRMN

Consumer Durables & Apparel industry group

38.70%

Max: 88.82%
GRMN: 38.70%
Q3: 37.54%
Median: 12.13%
Q1: 0.00%
Min: 0.00%

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their payout ratio against the Consumer Durables & Apparel industry group benchmark.

Dividend Metrics

Dividend metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
Dividend Yield (TTM)	1.17%	1.35%
Dividend Payout Ratio (TTM)	16.68%	38.70%

Valuation

P/E Ratio (TTM)

D.R. Horton (DHI) at 14.19 is near its industry’s usual P/E ratio, while Garmin (GRMN) at 32.05 sits in the richer quartile — GRMN needs stronger growth or earnings quality to justify the premium.

DHI

Consumer Durables & Apparel industry group

14.19

Max: 43.97
Q3: 25.84
Median: 18.15
DHI: 14.19
Q1: 13.59
Min: 6.19

GRMN

Consumer Durables & Apparel industry group

32.05

Max: 43.97
GRMN: 32.05
Q3: 25.84
Median: 18.15
Q1: 13.59
Min: 6.19

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their P/E ratio against the Consumer Durables & Apparel industry group benchmark.

P/S Ratio (TTM)

D.R. Horton (DHI) at 1.25 prices around its industry’s typical P/S ratio, while Garmin (GRMN) at 7.80 clears its benchmark range — GRMN looks notably rich on sales.

DHI

Consumer Durables & Apparel industry group

1.25

Max: 3.77
Q3: 1.85
DHI: 1.25
Median: 1.01
Q1: 0.53
Min: 0.01

GRMN

Consumer Durables & Apparel industry group

7.80

GRMN: 7.80
Max: 3.77
Q3: 1.85
Median: 1.01
Q1: 0.53
Min: 0.01

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their P/S ratio against the Consumer Durables & Apparel industry group benchmark.

P/B Ratio (MRQ)

D.R. Horton (DHI) at 1.75 is valued about in line with its industry on P/B ratio, while Garmin (GRMN) at 6.63 carries an above-peer premium to book — GRMN is pricier on assets.

DHI

Consumer Durables & Apparel industry group

1.75

Max: 8.23
Q3: 4.17
Median: 2.08
DHI: 1.75
Q1: 1.23
Min: 0.65

GRMN

Consumer Durables & Apparel industry group

6.63

Max: 8.23
GRMN: 6.63
Q3: 4.17
Median: 2.08
Q1: 1.23
Min: 0.65

D.R. Horton (DHI) vs. Garmin (GRMN): A comparison of their P/B ratio against the Consumer Durables & Apparel industry group benchmark.

Valuation Metrics

Valuation metrics for D.R. Horton (DHI) and Garmin (GRMN)
Metric	DHI	GRMN
P/E Ratio (TTM)	14.19	32.05
P/S Ratio (TTM)	1.25	7.80
P/B Ratio (MRQ)	1.75	6.63
Free Cash Flow Yield (TTM)	5.80%	1.74%