D.R. Horton (DHI) Stock Analysis

July 31, 2026

This is a peer-relative look at D.R. Horton (DHI): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Consumer Durables & Apparel peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for D.R. Horton (DHI)
Profile Item	DHI
Name	D.R. Horton, Inc.
Country/Region	United States
GICS Sector	Consumer Discretionary
GICS Industry Group	Consumer Durables & Apparel
GICS Industry	Household Durables
GICS Sub-Industry	Homebuilding
Market Capitalization	40.70 billion USD
Currency	USD
Exchange	NYSE
Listing Date	June 5, 1992
Security Type	Common Stock

Price Performance

Cumulative Growth

DHI

GSPC

D.R. Horton (DHI) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for D.R. Horton (DHI) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for D.R. Horton (DHI) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

D.R. Horton (DHI) metric values compared with Consumer Durables & Apparel industry-group medians
Metric	Current stock: DHI	Industry group median
Total Return (1Y)	2.73%	11.98%
Total Return (3Y, Annualized)	5.55%	2.93%
Total Return (5Y, Annualized)	9.93%	-1.11%

Risk Profile

Drawdown History

DHI

GSPC

D.R. Horton (DHI) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for D.R. Horton (DHI) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

D.R. Horton (DHI) metric values compared with Consumer Durables & Apparel industry-group medians
Metric	Current stock: DHI	Industry group median
Volatility (1Y, Annualized)	35.48%	43.64%
Beta (5Y)	1.37	1.26
Max Drawdown (5Y)	-44.45%	-61.83%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. DHI is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

D.R. Horton (DHI) metric values compared with Consumer Durables & Apparel industry-group medians
Metric	Current stock: DHI	Industry group median
Sharpe Ratio (1Y)	-0.04	0.22
Sortino Ratio (1Y)	-0.06	0.31

Profitability

ROE (TTM)

D.R. Horton (DHI) posts ROE of 12.63%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

DHI

Consumer Durables & Apparel industry group

12.63%

Group distribution

Max: 35.09%
Q3: 17.90%
DHI: 12.63%
Median: 10.01%
Q1: 4.54%
Min: -12.26%

Largest peers

TPR: 60.91%
RL: 34.66%
NKE: 22.14%
GRMN: 19.90%
PHM: 16.18%
DHI: 12.63%
SONY: 12.34%

Where D.R. Horton (DHI) stands on ROE within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

D.R. Horton (DHI) keeps 9.15% of revenue as net profit, putting net margin in the upper peer quartile. After operating costs, interest, and taxes, more of each sales dollar reaches shareholders than it does at most industry peers.

DHI

Consumer Durables & Apparel industry group

9.15%

Group distribution

Max: 16.30%
DHI: 9.15%
Q3: 8.38%
Median: 4.94%
Q1: 1.53%
Min: -6.30%

Largest peers

GRMN: 23.26%
PHM: 12.14%
RL: 11.60%
DHI: 9.15%
TPR: 8.44%
NKE: 6.70%
SONY: -2.62%

Where D.R. Horton (DHI) stands on net margin within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

D.R. Horton (DHI) turns 12.99% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

DHI

Consumer Durables & Apparel industry group

12.99%

Group distribution

Max: 27.58%
Q3: 13.34%
DHI: 12.99%
Median: 8.03%
Q1: 3.73%
Min: -9.19%

Largest peers

GRMN: 24.62%
TPR: 22.42%
RL: 13.37%
PHM: 13.14%
DHI: 12.99%
NKE: 12.69%
SONY: 10.74%

Where D.R. Horton (DHI) stands on operating margin within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

D.R. Horton (DHI) metric values compared with Consumer Durables & Apparel industry-group medians
Metric	Current stock: DHI	Industry group median
ROE (TTM)	12.63%	10.01%
ROA (TTM)	6.88%	5.40%
Net Margin (TTM)	9.15%	4.94%
Operating Margin (TTM)	12.99%	8.03%
Gross Margin (TTM)	21.30%	41.50%

Growth

Revenue Growth

D.R. Horton (DHI) grew revenue -6.93%, in the lower peer quartile. The top line is expanding more slowly than at most peers, which can reflect softer demand, lost share, or weaker pricing.

D.R. Horton (DHI): Revenue Growth across different time periods, set against Consumer Durables & Apparel industry-group medians.

EPS Growth

D.R. Horton (DHI) grew earnings per share -19.32%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

D.R. Horton (DHI): EPS Growth across different time periods, set against Consumer Durables & Apparel industry-group medians.

Growth Metrics

D.R. Horton (DHI) metric values compared with Consumer Durables & Apparel industry-group medians
Metric	Current stock: DHI	Industry group median
Revenue Growth (YoY)	-6.93%	0.84%
Revenue Growth (3Y CAGR)	0.76%	-0.58%
EPS Growth (YoY)	-19.32%	-16.33%
EPS Growth (3Y CAGR)	-11.18%	-4.99%

Financial Strength

Current Ratio (MRQ)

D.R. Horton (DHI) has current ratio of 6.01, above the industry’s typical middle range. Liquidity looks ample versus peers, though an unusually high cushion can also mean idle current assets or inefficient working capital.

DHI

Consumer Durables & Apparel industry group

6.01

Group distribution

Max: 8.27
DHI: 6.01
Q3: 4.34
Median: 2.47
Q1: 1.67
Min: 0.78

Largest peers

PHM: 7.14
DHI: 6.01
GRMN: 4.36
RL: 2.13
NKE: 1.96
TPR: 1.84
SONY: 1.18

Where D.R. Horton (DHI) stands on current ratio within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

Debt / Equity (MRQ)

D.R. Horton (DHI) has debt-to-equity ratio of 0.29, roughly in line with the peer group’s normal leverage range. Its mix of debt and equity looks typical for the industry.

DHI

Consumer Durables & Apparel industry group

0.29

Group distribution

Max: 2.69
Q3: 1.30
Median: 0.52
DHI: 0.29
Q1: 0.26
Min: 0.00

Largest peers

TPR: 5.75
RL: 1.06
NKE: 0.74
DHI: 0.29
SONY: 0.20
PHM: 0.19
GRMN: 0.02

Where D.R. Horton (DHI) stands on debt-to-equity ratio within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

Financial Strength Metrics

D.R. Horton (DHI) metric values compared with Consumer Durables & Apparel industry-group medians
Metric	Current stock: DHI	Industry group median
Current Ratio (MRQ)	6.01	2.47
Debt / Equity (MRQ)	0.29	0.52
Net Debt / EBITDA	1.24	1.74

Dividends

Dividend Yield (TTM)

D.R. Horton (DHI) has dividend yield of 1.19%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

DHI

Consumer Durables & Apparel industry group

1.19%

Group distribution

Max: 4.35%
Q3: 2.16%
DHI: 1.19%
Median: 0.68%
Q1: 0.00%
Min: 0.00%

Largest peers

SONY: 118.20%
NKE: 3.75%
GRMN: 1.72%
DHI: 1.19%
TPR: 1.10%
RL: 0.97%
PHM: 0.78%

Where D.R. Horton (DHI) stands on dividend yield within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

D.R. Horton (DHI) has payout ratio of 16.68%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

DHI

Consumer Durables & Apparel industry group

16.68%

Group distribution

Max: 99.29%
Q3: 40.04%
DHI: 16.68%
Median: 13.34%
Q1: 0.00%
Min: 0.00%

Largest peers

NKE: 77.62%
TPR: 47.26%
GRMN: 40.18%
RL: 24.16%
DHI: 16.68%
SONY: 14.25%
PHM: 9.28%

Where D.R. Horton (DHI) stands on payout ratio within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

D.R. Horton (DHI) metric values compared with Consumer Durables & Apparel industry-group medians
Metric	Current stock: DHI	Industry group median
Dividend Yield (TTM)	1.19%	0.68%
Dividend Payout Ratio (TTM)	16.68%	13.34%

Valuation

P/E Ratio (TTM)

D.R. Horton (DHI) trades at P/E ratio of 14.02, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

DHI

Consumer Durables & Apparel industry group

14.02

Group distribution

Max: 46.68
Q3: 28.76
Median: 19.14
DHI: 14.02
Q1: 13.32
Min: 6.63

Largest peers

TPR: 43.08
GRMN: 27.33
RL: 24.93
NKE: 20.75
SONY: 20.02
DHI: 14.02
PHM: 11.91

Where D.R. Horton (DHI) stands on P/E ratio within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

D.R. Horton (DHI) trades at 1.22 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

DHI

Consumer Durables & Apparel industry group

1.22

Group distribution

Max: 3.84
Q3: 1.93
DHI: 1.22
Median: 1.05
Q1: 0.60
Min: 0.01

Largest peers

GRMN: 6.11
TPR: 3.66
RL: 2.81
PHM: 1.41
NKE: 1.37
DHI: 1.22
SONY: 0.01

Where D.R. Horton (DHI) stands on P/S ratio within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

D.R. Horton (DHI) trades at 1.72 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

DHI

Consumer Durables & Apparel industry group

1.72

Group distribution

Max: 8.10
Q3: 4.09
Median: 2.04
DHI: 1.72
Q1: 1.16
Min: 0.62

Largest peers

TPR: 42.15
RL: 8.10
GRMN: 4.92
NKE: 4.28
SONY: 2.49
PHM: 1.83
DHI: 1.72

Where D.R. Horton (DHI) stands on P/B ratio within its Consumer Durables & Apparel peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

D.R. Horton (DHI) metric values compared with Consumer Durables & Apparel industry-group medians
Metric	Current stock: DHI	Industry group median
P/E Ratio (TTM)	14.02	19.14
P/S Ratio (TTM)	1.22	1.05
P/B Ratio (MRQ)	1.72	2.04
Free Cash Flow Yield (TTM)	5.93%	5.31%