NVR vs. PHM: NVR vs. PulteGroup Stock Comparison

September 14, 2026

How do NVR (NVR) and PulteGroup (PHM) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

NVR (NVR) and PulteGroup (PHM) are both classified in the Homebuilding sub-industry within the broader Household Durables industry, placing them in the closest GICS peer bucket.

Company profile comparison for NVR (NVR) and PulteGroup (PHM)
Profile Item	NVR	PHM
Name	NVR Inc.	PulteGroup, Inc.
Country/Region	United States	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Durables & Apparel	Consumer Durables & Apparel
GICS Industry	Household Durables	Household Durables
GICS Sub-Industry	Homebuilding	Homebuilding
Market Capitalization	16.50 billion USD	22.53 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	July 22, 1985	March 17, 1980
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

NVR

PHM

GSPC

NVR (NVR) vs. PulteGroup (PHM), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for NVR (NVR) and PulteGroup (PHM). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for NVR (NVR) and PulteGroup (PHM). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for NVR (NVR) and PulteGroup (PHM)
Metric	NVR	PHM
Total Return (1Y)	-27.80%	-14.03%
Total Return (3Y, Annualized)	-1.02%	13.99%
Total Return (5Y, Annualized)	3.72%	20.94%

Risk Profile

Drawdown History

NVR

PHM

GSPC

NVR (NVR) vs. PulteGroup (PHM), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for NVR (NVR) and PulteGroup (PHM). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

PulteGroup (PHM) trades around 1.67M shares per day on average, while NVR (NVR) sees only 32.55K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk profile metrics for NVR (NVR) and PulteGroup (PHM)
Metric	NVR	PHM
Volatility (1Y, Annualized)	27.16%	32.89%
Beta (5Y)	0.90	1.16
Max Drawdown (5Y)	-43.94%	-38.01%
Avg. Volume (3M)	32.55K	1.67M

Risk-Adjusted Performance

Risk-Return Positioning

NVR and PHM are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for NVR (NVR) and PulteGroup (PHM)
Metric	NVR	PHM
Sharpe Ratio (1Y)	-1.18	-0.55
Sortino Ratio (1Y)	-1.61	-0.83

Profitability

ROE (TTM)

NVR (NVR) at 31.54% sits in the top ROE quartile, while PulteGroup (PHM) at 14.90% is closer to the peer norm — stronger capital efficiency for NVR.

NVR

Consumer Durables & Apparel industry group

31.54%

Max: 49.52%
NVR: 31.54%
Q3: 23.95%
Median: 12.36%
Q1: 5.51%
Min: -8.59%

PHM

Consumer Durables & Apparel industry group

14.90%

Max: 49.52%
Q3: 23.95%
PHM: 14.90%
Median: 12.36%
Q1: 5.51%
Min: -8.59%

NVR (NVR) vs. PulteGroup (PHM): A comparison of their ROE against the Consumer Durables & Apparel industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both NVR (NVR) at 11.85% and PulteGroup (PHM) at 11.62% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

NVR

Consumer Durables & Apparel industry group

11.85%

Max: 19.09%
NVR: 11.85%
Q3: 9.37%
Median: 5.86%
Q1: 2.23%
Min: -3.46%

PHM

Consumer Durables & Apparel industry group

11.62%

Max: 19.09%
PHM: 11.62%
Q3: 9.37%
Median: 5.86%
Q1: 2.23%
Min: -3.46%

NVR (NVR) vs. PulteGroup (PHM): A comparison of their net margin against the Consumer Durables & Apparel industry group benchmark.

Operating Margin (TTM)

PulteGroup (PHM) at 15.69% operates in the top operating margin quartile, ahead of NVR (NVR) at 13.89%, which runs around its industry’s norm.

NVR

Consumer Durables & Apparel industry group

13.89%

Max: 30.44%
Q3: 14.70%
NVR: 13.89%
Median: 8.90%
Q1: 3.82%
Min: -5.53%

PHM

Consumer Durables & Apparel industry group

15.69%

Max: 30.44%
PHM: 15.69%
Q3: 14.70%
Median: 8.90%
Q1: 3.82%
Min: -5.53%

NVR (NVR) vs. PulteGroup (PHM): A comparison of their operating margin against the Consumer Durables & Apparel industry group benchmark.

Profitability Metrics

Profitability metrics for NVR (NVR) and PulteGroup (PHM)
Metric	NVR	PHM
ROE (TTM)	31.54%	14.90%
ROA (TTM)	16.55%	9.21%
Net Margin (TTM)	11.85%	11.62%
Operating Margin (TTM)	13.89%	15.69%
Gross Margin (TTM)	21.84%	25.57%

Growth

Revenue Growth

NVR (NVR) at -1.91% is around its peer norm for revenue growth, while PulteGroup (PHM) at -3.54% drops into the bottom quartile, signaling weaker demand or pricing momentum.

NVR (NVR) vs. PulteGroup (PHM): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both NVR (NVR) at -13.84% and PulteGroup (PHM) at -24.30% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

NVR (NVR) vs. PulteGroup (PHM): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for NVR (NVR) and PulteGroup (PHM)
Metric	NVR	PHM
Revenue Growth (YoY)	-1.91%	-3.54%
Revenue Growth (3Y CAGR)	-0.63%	2.66%
EPS Growth (YoY)	-13.84%	-24.30%
EPS Growth (3Y CAGR)	-3.90%	0.33%

Financial Strength

Current Ratio (MRQ)

Both NVR (NVR) at 5.67 and PulteGroup (PHM) at 7.27 post current ratio above their industries’ typical mid-ranges — short-term liquidity appears comfortable, though unusually high readings can point to idle current assets.

NVR

Consumer Durables & Apparel industry group

5.67

Max: 6.01
NVR: 5.67
Q3: 3.74
Median: 2.21
Q1: 1.66
Min: 0.75

PHM

Consumer Durables & Apparel industry group

7.27

PHM: 7.27
Max: 6.01
Q3: 3.74
Median: 2.21
Q1: 1.66
Min: 0.75

NVR (NVR) vs. PulteGroup (PHM): A comparison of their current ratio against the Consumer Durables & Apparel industry group benchmark.

Debt / Equity (MRQ)

PulteGroup (PHM) at 0.19 keeps leverage in the lower industry quartile, while NVR (NVR) at 0.32 runs a more typical debt-to-equity mix.

NVR

Consumer Durables & Apparel industry group

0.32

Max: 2.45
Q3: 1.23
Median: 0.51
NVR: 0.32
Q1: 0.25
Min: 0.00

PHM

Consumer Durables & Apparel industry group

0.19

Max: 2.45
Q3: 1.23
Median: 0.51
Q1: 0.25
PHM: 0.19
Min: 0.00

NVR (NVR) vs. PulteGroup (PHM): A comparison of their debt-to-equity ratio against the Consumer Durables & Apparel industry group benchmark.

Financial Strength Metrics

Financial strength metrics for NVR (NVR) and PulteGroup (PHM)
Metric	NVR	PHM
Current Ratio (MRQ)	5.67	7.27
Debt / Equity (MRQ)	0.32	0.19
Net Debt / EBITDA	-0.00	0.42

Dividends

Dividend Yield (TTM)

NVR (NVR) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile PulteGroup (PHM) reports a yield of 0.86%, ranking against industry peers normally.

NVR

Consumer Durables & Apparel industry group

0.00%

Max: 4.77%
Q3: 2.55%
Median: 1.00%
NVR: 0.00%
Q1: 0.00%
Min: 0.00%

PHM

Consumer Durables & Apparel industry group

0.86%

Max: 4.77%
Q3: 2.55%
Median: 1.00%
PHM: 0.86%
Q1: 0.00%
Min: 0.00%

NVR (NVR) vs. PulteGroup (PHM): A comparison of their dividend yield against the Consumer Durables & Apparel industry group benchmark.

Dividend Payout Ratio (TTM)

NVR (NVR) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile PulteGroup (PHM) reports a payout of 10.21%, ranking against industry peers normally.

NVR

Consumer Durables & Apparel industry group

0.00%

Max: 100.00%
Q3: 40.00%
Median: 12.27%
NVR: 0.00%
Q1: 0.00%
Min: 0.00%

PHM

Consumer Durables & Apparel industry group

10.21%

Max: 100.00%
Q3: 40.00%
Median: 12.27%
PHM: 10.21%
Q1: 0.00%
Min: 0.00%

NVR (NVR) vs. PulteGroup (PHM): A comparison of their payout ratio against the Consumer Durables & Apparel industry group benchmark.

Dividend Metrics

Dividend metrics for NVR (NVR) and PulteGroup (PHM)
Metric	NVR	PHM
Dividend Yield (TTM)	0.00%	0.86%
Dividend Payout Ratio (TTM)	0.00%	10.21%

Valuation

P/E Ratio (TTM)

PulteGroup (PHM) at 12.08 sits in the cheaper P/E ratio quartile, while NVR (NVR) at 16.03 is closer to its industry’s usual earnings multiple — a discount for PHM, though growth and earnings durability still matter.

NVR

Consumer Durables & Apparel industry group

16.03

Max: 37.56
Q3: 23.14
Median: 16.29
NVR: 16.03
Q1: 12.48
Min: 5.68

PHM

Consumer Durables & Apparel industry group

12.08

Max: 37.56
Q3: 23.14
Median: 16.29
Q1: 12.48
PHM: 12.08
Min: 5.68

NVR (NVR) vs. PulteGroup (PHM): A comparison of their P/E ratio against the Consumer Durables & Apparel industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both NVR (NVR) at 1.70 and PulteGroup (PHM) at 1.37 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

NVR

Consumer Durables & Apparel industry group

1.70

Max: 3.28
Q3: 1.71
NVR: 1.70
Median: 0.97
Q1: 0.51
Min: 0.01

PHM

Consumer Durables & Apparel industry group

1.37

Max: 3.28
Q3: 1.71
PHM: 1.37
Median: 0.97
Q1: 0.51
Min: 0.01

NVR (NVR) vs. PulteGroup (PHM): A comparison of their P/S ratio against the Consumer Durables & Apparel industry group benchmark.

P/B Ratio (MRQ)

PulteGroup (PHM) at 1.71 is valued about in line with its industry on P/B ratio, while NVR (NVR) at 4.87 carries an above-peer premium to book — NVR is pricier on assets.

NVR

Consumer Durables & Apparel industry group

4.87

Max: 7.97
NVR: 4.87
Q3: 3.90
Median: 1.86
Q1: 1.09
Min: 0.54

PHM

Consumer Durables & Apparel industry group

1.71

Max: 7.97
Q3: 3.90
Median: 1.86
PHM: 1.71
Q1: 1.09
Min: 0.54

NVR (NVR) vs. PulteGroup (PHM): A comparison of their P/B ratio against the Consumer Durables & Apparel industry group benchmark.

Valuation Metrics

Valuation metrics for NVR (NVR) and PulteGroup (PHM)
Metric	NVR	PHM
P/E Ratio (TTM)	16.03	12.08
P/S Ratio (TTM)	1.70	1.37
P/B Ratio (MRQ)	4.87	1.71
Free Cash Flow Yield (TTM)	5.57%	4.79%