GRMN vs. PHM: Garmin vs. PulteGroup Stock Comparison
How do Garmin (GRMN) and PulteGroup (PHM) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Garmin (GRMN) and PulteGroup (PHM) both belong to the Household Durables industry, though GRMN is classified under Consumer Electronics while PHM falls under Homebuilding.
| Profile Item | GRMN | PHM |
|---|---|---|
| Name | Garmin Ltd. | PulteGroup Inc. |
| Country/Region | Switzerland | United States |
| GICS Sector | Consumer Discretionary | Consumer Discretionary |
| GICS Industry Group | Consumer Durables & Apparel | Consumer Durables & Apparel |
| GICS Industry | Household Durables | Household Durables |
| GICS Sub-Industry | Consumer Electronics | Homebuilding |
| Market Capitalization | 59.82 billion USD | 24.80 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 8, 2000 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GRMN | PHM |
|---|---|---|
| Total Return (1Y) | 34.13% | 2.08% |
| Total Return (3Y, Annualized) | 46.56% | 16.60% |
| Total Return (5Y, Annualized) | 15.56% | 20.23% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GRMN | PHM |
|---|---|---|
| Volatility (1Y, Annualized) | 34.09% | 33.09% |
| Beta (5Y) | 0.86 | 1.19 |
| Max Drawdown (5Y) | -54.63% | -38.01% |
| Avg. Volume (3M) | 899.74K | 1.77M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GRMN | PHM |
|---|---|---|
| Sharpe Ratio (1Y) | 0.88 | -0.06 |
| Sortino Ratio (1Y) | 1.45 | -0.09 |
Profitability
ROE (TTM)
Both Garmin (GRMN) at 21.89% and PulteGroup (PHM) at 14.90% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
GRMN
Consumer Durables & Apparel industry group
21.89%
- Max
- 42.56%
- Q3
- 22.39%
- GRMN
- 21.89%
- Median
- 12.18%
- Q1
- 5.08%
- Min
- -12.26%
PHM
Consumer Durables & Apparel industry group
14.90%
- Max
- 42.56%
- Q3
- 22.39%
- PHM
- 14.90%
- Median
- 12.18%
- Q1
- 5.08%
- Min
- -12.26%
Net Margin (TTM)
Garmin (GRMN) at 24.47% keeps the most of each sales dollar — above its industry’s net margin range — and PulteGroup (PHM) at 11.62% also retains a top-quartile share.
GRMN
Consumer Durables & Apparel industry group
24.47%
- GRMN
- 24.47%
- Max
- 19.09%
- Q3
- 9.17%
- Median
- 5.55%
- Q1
- 2.47%
- Min
- -7.09%
PHM
Consumer Durables & Apparel industry group
11.62%
- Max
- 19.09%
- PHM
- 11.62%
- Q3
- 9.17%
- Median
- 5.55%
- Q1
- 2.47%
- Min
- -7.09%
Operating Margin (TTM)
Garmin (GRMN) at 30.44% shows unusually strong operating efficiency — above its industry’s operating margin range — and PulteGroup (PHM) at 15.69% also operates in the top quartile.
GRMN
Consumer Durables & Apparel industry group
30.44%
- GRMN
- 30.44%
- Max
- 28.97%
- Q3
- 15.16%
- Median
- 10.00%
- Q1
- 5.28%
- Min
- -5.53%
PHM
Consumer Durables & Apparel industry group
15.69%
- Max
- 28.97%
- PHM
- 15.69%
- Q3
- 15.16%
- Median
- 10.00%
- Q1
- 5.28%
- Min
- -5.53%
Profitability Metrics
| Metric | GRMN | PHM |
|---|---|---|
| ROE (TTM) | 21.89% | 14.90% |
| ROA (TTM) | 12.17% | 9.21% |
| Net Margin (TTM) | 24.47% | 11.62% |
| Operating Margin (TTM) | 30.44% | 15.69% |
| Gross Margin (TTM) | 60.08% | 25.57% |
Growth
Revenue Growth
Garmin (GRMN) at 15.06% sits in the top revenue growth quartile, while PulteGroup (PHM) at -3.54% is closer to the peer norm — faster top-line expansion for GRMN.
EPS Growth
Garmin (GRMN) at 17.67% sits in the top EPS growth quartile, while PulteGroup (PHM) at -24.30% is closer to the peer norm — faster per-share earnings growth for GRMN.
Growth Metrics
| Metric | GRMN | PHM |
|---|---|---|
| Revenue Growth (YoY) | 15.06% | -3.54% |
| Revenue Growth (3Y CAGR) | 14.24% | 2.66% |
| EPS Growth (YoY) | 17.67% | -24.30% |
| EPS Growth (3Y CAGR) | 19.45% | 0.33% |
Financial Strength
Current Ratio (MRQ)
Garmin (GRMN) at 3.03 keeps current ratio within its industry’s typical mid-range, while PulteGroup (PHM) at 7.27 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.
GRMN
Consumer Durables & Apparel industry group
3.03
- Max
- 6.01
- Q3
- 3.61
- GRMN
- 3.03
- Median
- 2.28
- Q1
- 1.73
- Min
- 0.75
PHM
Consumer Durables & Apparel industry group
7.27
- PHM
- 7.27
- Max
- 6.01
- Q3
- 3.61
- Median
- 2.28
- Q1
- 1.73
- Min
- 0.75
Debt / Equity (MRQ)
Both Garmin (GRMN) at 0.03 and PulteGroup (PHM) at 0.19 keep leverage in the lower quartile of their industries, with less balance-sheet debt relative to equity than most peers.
GRMN
Consumer Durables & Apparel industry group
0.03
- Max
- 2.81
- Q3
- 1.29
- Median
- 0.53
- Q1
- 0.26
- GRMN
- 0.03
- Min
- 0.00
PHM
Consumer Durables & Apparel industry group
0.19
- Max
- 2.81
- Q3
- 1.29
- Median
- 0.53
- Q1
- 0.26
- PHM
- 0.19
- Min
- 0.00
Financial Strength Metrics
| Metric | GRMN | PHM |
|---|---|---|
| Current Ratio (MRQ) | 3.03 | 7.27 |
| Debt / Equity (MRQ) | 0.03 | 0.19 |
| Net Debt / EBITDA | -1.06 | 0.42 |
Dividends
Dividend Yield (TTM)
Both Garmin (GRMN) at 1.35% and PulteGroup (PHM) at 0.77% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
GRMN
Consumer Durables & Apparel industry group
1.35%
- Max
- 4.54%
- Q3
- 2.15%
- GRMN
- 1.35%
- Median
- 0.81%
- Q1
- 0.00%
- Min
- 0.00%
PHM
Consumer Durables & Apparel industry group
0.77%
- Max
- 4.54%
- Q3
- 2.15%
- Median
- 0.81%
- PHM
- 0.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
PulteGroup (PHM) at 10.21% pays out a band-typical share of earnings, while Garmin (GRMN) at 38.70% distributes more than its industry norm — less retained, thinner cover.
GRMN
Consumer Durables & Apparel industry group
38.70%
- Max
- 88.82%
- GRMN
- 38.70%
- Q3
- 37.54%
- Median
- 12.13%
- Q1
- 0.00%
- Min
- 0.00%
PHM
Consumer Durables & Apparel industry group
10.21%
- Max
- 88.82%
- Q3
- 37.54%
- Median
- 12.13%
- PHM
- 10.21%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GRMN | PHM |
|---|---|---|
| Dividend Yield (TTM) | 1.35% | 0.77% |
| Dividend Payout Ratio (TTM) | 38.70% | 10.21% |
Valuation
P/E Ratio (TTM)
PulteGroup (PHM) at 13.30 sits in the cheaper P/E ratio quartile, while Garmin (GRMN) at 32.05 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
GRMN
Consumer Durables & Apparel industry group
32.05
- Max
- 43.97
- GRMN
- 32.05
- Q3
- 25.84
- Median
- 18.15
- Q1
- 13.59
- Min
- 6.19
PHM
Consumer Durables & Apparel industry group
13.30
- Max
- 43.97
- Q3
- 25.84
- Median
- 18.15
- Q1
- 13.59
- PHM
- 13.30
- Min
- 6.19
P/S Ratio (TTM)
PulteGroup (PHM) at 1.51 prices around its industry’s typical P/S ratio, while Garmin (GRMN) at 7.80 clears its benchmark range — GRMN looks notably rich on sales.
GRMN
Consumer Durables & Apparel industry group
7.80
- GRMN
- 7.80
- Max
- 3.77
- Q3
- 1.85
- Median
- 1.01
- Q1
- 0.53
- Min
- 0.01
PHM
Consumer Durables & Apparel industry group
1.51
- Max
- 3.77
- Q3
- 1.85
- PHM
- 1.51
- Median
- 1.01
- Q1
- 0.53
- Min
- 0.01
P/B Ratio (MRQ)
PulteGroup (PHM) at 1.88 is valued about in line with its industry on P/B ratio, while Garmin (GRMN) at 6.63 carries an above-peer premium to book — GRMN is pricier on assets.
GRMN
Consumer Durables & Apparel industry group
6.63
- Max
- 8.23
- GRMN
- 6.63
- Q3
- 4.17
- Median
- 2.08
- Q1
- 1.23
- Min
- 0.65
PHM
Consumer Durables & Apparel industry group
1.88
- Max
- 8.23
- Q3
- 4.17
- Median
- 2.08
- PHM
- 1.88
- Q1
- 1.23
- Min
- 0.65
Valuation Metrics
| Metric | GRMN | PHM |
|---|---|---|
| P/E Ratio (TTM) | 32.05 | 13.30 |
| P/S Ratio (TTM) | 7.80 | 1.51 |
| P/B Ratio (MRQ) | 6.63 | 1.88 |
| Free Cash Flow Yield (TTM) | 1.74% | 4.35% |