GRMN vs. PHM: Garmin vs. PulteGroup Stock Comparison

July 2, 2026

How do Garmin (GRMN) and PulteGroup (PHM) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Garmin (GRMN) and PulteGroup (PHM) both belong to the Household Durables industry, though GRMN is classified under Consumer Electronics while PHM falls under Homebuilding.

Company profile comparison for Garmin (GRMN) and PulteGroup (PHM)
Profile Item	GRMN	PHM
Name	Garmin Ltd.	PulteGroup Inc.
Country/Region	Switzerland	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Durables & Apparel	Consumer Durables & Apparel
GICS Industry	Household Durables	Household Durables
GICS Sub-Industry	Consumer Electronics	Homebuilding
Market Capitalization	45.81 billion USD	26.14 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	December 8, 2000	March 17, 1980
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

GRMN

PHM

Garmin (GRMN) vs. PulteGroup (PHM): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Garmin (GRMN) and PulteGroup (PHM). Returns over one year are annualized.

Performance Metrics

Price performance metrics for Garmin (GRMN) and PulteGroup (PHM)
Metric	GRMN	PHM
Total Return (1Y)	15.67%	31.14%

Risk Profile

Drawdown History

GRMN

PHM

Garmin (GRMN) vs. PulteGroup (PHM): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk Metrics

Risk profile metrics for Garmin (GRMN) and PulteGroup (PHM)
Metric	GRMN	PHM
Volatility (1Y, Annualized)	30.11%	34.97%
Beta (5Y)	0.90	1.18
Avg. Volume (3M)	830.16K	1.91M

Risk-Adjusted Performance

Risk-Return Positioning

GRMN and PHM are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Profitability

ROE (TTM)

Garmin (GRMN) at 19.90% sits in the top ROE quartile, while PulteGroup (PHM) at 16.18% is closer to the peer norm — stronger capital efficiency for GRMN.

GRMN

Consumer Durables & Apparel industry group

19.90%

Max: 35.09%
GRMN: 19.90%
Q3: 17.79%
Median: 10.11%
Q1: 4.62%
Min: -12.26%

PHM

Consumer Durables & Apparel industry group

16.18%

Max: 35.09%
Q3: 17.79%
PHM: 16.18%
Median: 10.11%
Q1: 4.62%
Min: -12.26%

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their ROE against the Consumer Durables & Apparel industry group benchmark.

Net Margin (TTM)

Garmin (GRMN) at 23.26% keeps the most of each sales dollar — above its industry’s net margin range — and PulteGroup (PHM) at 12.14% also retains a top-quartile share.

GRMN

Consumer Durables & Apparel industry group

23.26%

GRMN: 23.26%
Max: 18.71%
Q3: 8.44%
Median: 4.93%
Q1: 1.55%
Min: -6.30%

PHM

Consumer Durables & Apparel industry group

12.14%

Max: 18.71%
PHM: 12.14%
Q3: 8.44%
Median: 4.93%
Q1: 1.55%
Min: -6.30%

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their net margin against the Consumer Durables & Apparel industry group benchmark.

Operating Margin (TTM)

Garmin (GRMN) at 24.62% operates in the top operating margin quartile, ahead of PulteGroup (PHM) at 13.14%, which runs around its industry’s norm.

GRMN

Consumer Durables & Apparel industry group

24.62%

Max: 26.93%
GRMN: 24.62%
Q3: 13.14%
Median: 7.14%
Q1: 3.76%
Min: -9.19%

PHM

Consumer Durables & Apparel industry group

13.14%

Max: 26.93%
PHM: 13.14%
Q3: 13.14%
Median: 7.14%
Q1: 3.76%
Min: -9.19%

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their operating margin against the Consumer Durables & Apparel industry group benchmark.

Profitability Metrics

Profitability metrics for Garmin (GRMN) and PulteGroup (PHM)
Metric	GRMN	PHM
ROE (TTM)	19.90%	16.18%
ROA (TTM)	11.90%	9.96%
Net Margin (TTM)	23.26%	12.14%
Operating Margin (TTM)	24.62%	13.14%
Gross Margin (TTM)	59.14%	26.10%

Growth

Revenue Growth

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their Revenue Growth across different time periods.

Revenue Growth Metrics

Revenue growth metrics for Garmin (GRMN) and PulteGroup (PHM)
Metric	GRMN	PHM
Revenue Growth (YoY)	15.06%	-3.54%
Revenue Growth (3Y CAGR)	14.24%	2.66%

EPS Growth

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their EPS Growth across different time periods.

EPS Growth Metrics

EPS growth metrics for Garmin (GRMN) and PulteGroup (PHM)
Metric	GRMN	PHM
EPS Growth (YoY)	17.67%	-24.30%
EPS Growth (3Y CAGR)	19.45%	0.33%

Financial Strength

Current Ratio (MRQ)

Both Garmin (GRMN) at 4.36 and PulteGroup (PHM) at 7.14 post current ratio above their industries’ typical mid-ranges — short-term liquidity appears comfortable, though unusually high readings can point to idle current assets.

GRMN

Consumer Durables & Apparel industry group

4.36

Max: 8.27
GRMN: 4.36
Q3: 4.33
Median: 2.46
Q1: 1.67
Min: 0.78

PHM

Consumer Durables & Apparel industry group

7.14

Max: 8.27
PHM: 7.14
Q3: 4.33
Median: 2.46
Q1: 1.67
Min: 0.78

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their current ratio against the Consumer Durables & Apparel industry group benchmark.

Debt / Equity (MRQ)

Both Garmin (GRMN) at 0.02 and PulteGroup (PHM) at 0.19 keep leverage in the lower quartile of their industries, with less balance-sheet debt relative to equity than most peers.

GRMN

Consumer Durables & Apparel industry group

0.02

Max: 2.69
Q3: 1.30
Median: 0.52
Q1: 0.26
GRMN: 0.02
Min: 0.00

PHM

Consumer Durables & Apparel industry group

0.19

Max: 2.69
Q3: 1.30
Median: 0.52
Q1: 0.26
PHM: 0.19
Min: 0.00

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their debt-to-equity ratio against the Consumer Durables & Apparel industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Garmin (GRMN) and PulteGroup (PHM)
Metric	GRMN	PHM
Current Ratio (MRQ)	4.36	7.14
Debt / Equity (MRQ)	0.02	0.19
Net Debt / EBITDA	-1.15	0.22

Dividends

Dividend Yield (TTM)

Both Garmin (GRMN) at 1.80% and PulteGroup (PHM) at 0.70% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

GRMN

Consumer Durables & Apparel industry group

1.80%

Max: 4.62%
Q3: 2.20%
GRMN: 1.80%
Median: 0.70%
Q1: 0.00%
Min: 0.00%

PHM

Consumer Durables & Apparel industry group

0.70%

Max: 4.62%
Q3: 2.20%
PHM: 0.70%
Median: 0.70%
Q1: 0.00%
Min: 0.00%

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their dividend yield against the Consumer Durables & Apparel industry group benchmark.

Dividend Payout Ratio (TTM)

PulteGroup (PHM) at 9.28% pays out a band-typical share of earnings, while Garmin (GRMN) at 40.18% distributes more than its industry norm — less retained, thinner cover.

GRMN

Consumer Durables & Apparel industry group

40.18%

Max: 99.29%
GRMN: 40.18%
Q3: 40.16%
Median: 12.42%
Q1: 0.00%
Min: 0.00%

PHM

Consumer Durables & Apparel industry group

9.28%

Max: 99.29%
Q3: 40.16%
Median: 12.42%
PHM: 9.28%
Q1: 0.00%
Min: 0.00%

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their payout ratio against the Consumer Durables & Apparel industry group benchmark.

Dividend Metrics

Dividend metrics for Garmin (GRMN) and PulteGroup (PHM)
Metric	GRMN	PHM
Dividend Yield (TTM)	1.80%	0.70%
Dividend Payout Ratio (TTM)	40.18%	9.28%

Valuation

P/E Ratio (TTM)

PulteGroup (PHM) at 13.26 sits in the cheaper P/E ratio quartile, while Garmin (GRMN) at 26.51 is closer to its industry’s usual earnings multiple — a discount for PHM, though growth and earnings durability still matter.

GRMN

Consumer Durables & Apparel industry group

26.51

Max: 46.50
Q3: 30.18
GRMN: 26.51
Median: 19.55
Q1: 14.14
Min: 7.27

PHM

Consumer Durables & Apparel industry group

13.26

Max: 46.50
Q3: 30.18
Median: 19.55
Q1: 14.14
PHM: 13.26
Min: 7.27

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their P/E ratio against the Consumer Durables & Apparel industry group benchmark.

P/S Ratio (TTM)

PulteGroup (PHM) at 1.55 prices around its industry’s typical P/S ratio, while Garmin (GRMN) at 6.14 clears its benchmark range — GRMN looks notably rich on sales.

GRMN

Consumer Durables & Apparel industry group

6.14

GRMN: 6.14
Max: 3.63
Q3: 1.85
Median: 1.05
Q1: 0.60
Min: 0.01

PHM

Consumer Durables & Apparel industry group

1.55

Max: 3.63
Q3: 1.85
PHM: 1.55
Median: 1.05
Q1: 0.60
Min: 0.01

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their P/S ratio against the Consumer Durables & Apparel industry group benchmark.

P/B Ratio (MRQ)

PulteGroup (PHM) at 2.02 is valued about in line with its industry on P/B ratio, while Garmin (GRMN) at 4.94 carries an above-peer premium to book — GRMN is pricier on assets.

GRMN

Consumer Durables & Apparel industry group

4.94

Max: 8.49
GRMN: 4.94
Q3: 4.21
Median: 1.98
Q1: 1.19
Min: 0.66

PHM

Consumer Durables & Apparel industry group

2.02

Max: 8.49
Q3: 4.21
PHM: 2.02
Median: 1.98
Q1: 1.19
Min: 0.66

Garmin (GRMN) vs. PulteGroup (PHM): A comparison of their P/B ratio against the Consumer Durables & Apparel industry group benchmark.

Valuation Metrics

Valuation metrics for Garmin (GRMN) and PulteGroup (PHM)
Metric	GRMN	PHM
P/E Ratio (TTM)	26.51	13.26
P/S Ratio (TTM)	6.14	1.55
P/B Ratio (MRQ)	4.94	2.02
Free Cash Flow Yield (TTM)	1.77%	5.68%