Seek Returns

NMR vs. PYPL: Nomura vs. PayPal Stock Comparison

How do Nomura (NMR) and PayPal (PYPL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Nomura (NMR) and PayPal (PYPL) both fall under the Financial Services industry group, but NMR is classified in Capital Markets while PYPL is classified in Financial Services.

PayPal (PYPL) trades as ordinary local shares, while Nomura (NMR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Nomura (NMR) and PayPal (PYPL)
Profile ItemNMRPYPL
NameNomura Holdings, Inc. Sponsored ADRPayPal Holdings, Inc.
Country/RegionJapanUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryInvestment Banking & BrokerageTransaction & Payment Processing Services
Market Capitalization27.53 billion USD49.21 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateDecember 17, 2001July 6, 2015
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

NMR
PYPL
GSPC
Loading price history…
Nomura (NMR) vs. PayPal (PYPL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Nomura (NMR) and PayPal (PYPL). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Nomura (NMR) and PayPal (PYPL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Nomura (NMR) and PayPal (PYPL)
MetricNMRPYPL
Total Return (1Y)35.42%-7.44%
Total Return (3Y, Annualized)37.86%4.14%
Total Return (5Y, Annualized)18.78%-21.48%

Risk Profile

Drawdown History

NMR
PYPL
GSPC
Loading price history…
Nomura (NMR) vs. PayPal (PYPL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Nomura (NMR) and PayPal (PYPL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

PayPal (PYPL) is heavily traded at around 11.78M shares per day, whereas Nomura (NMR) sees a more moderate 789.26K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk profile metrics for Nomura (NMR) and PayPal (PYPL)
MetricNMRPYPL
Volatility (1Y, Annualized)29.52%42.40%
Beta (5Y)0.791.28
Max Drawdown (5Y)-38.40%-81.84%
Avg. Volume (3M)789.26K11.78M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
NMR and PYPL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Nomura (NMR) and PayPal (PYPL)
MetricNMRPYPL
Sharpe Ratio (1Y)1.06-0.28
Sortino Ratio (1Y)1.55-0.37

Profitability

ROE (TTM)

PayPal (PYPL) at 23.83% sits in the top ROE quartile, while Nomura (NMR) at 11.51% is closer to the peer norm — stronger capital efficiency for PYPL.

NMR

Financial Services industry group

11.51%

Max
44.78%
Q3
21.85%
Median
12.91%
NMR
11.51%
Q1
4.48%
Min
-18.71%

PYPL

Financial Services industry group

23.83%

Max
44.78%
PYPL
23.83%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Nomura (NMR) at 17.12% and PayPal (PYPL) at 13.78% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

NMR

Financial Services industry group

17.12%

Max
62.84%
Q3
28.05%
NMR
17.12%
Median
15.36%
Q1
4.82%
Min
-28.52%

PYPL

Financial Services industry group

13.78%

Max
62.84%
Q3
28.05%
Median
15.36%
PYPL
13.78%
Q1
4.82%
Min
-28.52%
Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Nomura (NMR) at 24.36% and PayPal (PYPL) at 18.41% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

NMR

Financial Services industry group

24.36%

Max
107.33%
Q3
55.90%
Median
30.09%
NMR
24.36%
Q1
14.60%
Min
-44.34%

PYPL

Financial Services industry group

18.41%

Max
107.33%
Q3
55.90%
Median
30.09%
PYPL
18.41%
Q1
14.60%
Min
-44.34%
Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Nomura (NMR) and PayPal (PYPL)
MetricNMRPYPL
ROE (TTM)11.51%23.83%
ROA (TTM)0.68%4.70%
Net Margin (TTM)17.12%13.78%
Operating Margin (TTM)24.36%18.41%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Nomura (NMR) at 10.80% and PayPal (PYPL) at 4.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Nomura (NMR) at 7.17% and PayPal (PYPL) at 35.59% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Nomura (NMR) and PayPal (PYPL)
MetricNMRPYPL
Revenue Growth (YoY)10.80%4.32%
Revenue Growth (3Y CAGR)17.17%6.43%
EPS Growth (YoY)7.17%35.59%
EPS Growth (3Y CAGR)58.75%37.30%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Nomura (NMR) in Financial Services and PayPal (PYPL) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Nomura (NMR) in Financial Services and PayPal (PYPL) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Nomura (NMR) and PayPal (PYPL)
MetricNMRPYPL
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

PayPal (PYPL) at 0.95% pays an industry-typical yield; Nomura (NMR) at 620.40% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

NMR

Financial Services industry group

620.40%

NMR
620.40%
Max
9.77%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%

PYPL

Financial Services industry group

0.95%

Max
9.77%
Q3
3.92%
Median
1.09%
PYPL
0.95%
Q1
0.00%
Min
0.00%
Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Nomura (NMR) at 16.85% and PayPal (PYPL) at 10.69% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

NMR

Financial Services industry group

16.85%

Max
241.07%
Q3
97.36%
Median
25.77%
NMR
16.85%
Q1
0.00%
Min
0.00%

PYPL

Financial Services industry group

10.69%

Max
241.07%
Q3
97.36%
Median
25.77%
PYPL
10.69%
Q1
0.00%
Min
0.00%
Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Nomura (NMR) and PayPal (PYPL)
MetricNMRPYPL
Dividend Yield (TTM)620.40%0.95%
Dividend Payout Ratio (TTM)16.85%10.69%

Valuation

P/E Ratio (TTM)

Both Nomura (NMR) at 10.83 and PayPal (PYPL) at 11.31 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

NMR

Financial Services industry group

10.83

Max
45.85
Q3
24.64
Median
15.37
NMR
10.83
Q1
9.68
Min
0.16

PYPL

Financial Services industry group

11.31

Max
45.85
Q3
24.64
Median
15.37
PYPL
11.31
Q1
9.68
Min
0.16
Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Nomura (NMR) at 0.01 sits in the cheaper P/S ratio quartile while PayPal (PYPL) at 1.43 prices around its industry’s middle — NMR costs less per dollar of sales, though read it alongside growth and margins.

NMR

Financial Services industry group

0.01

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
NMR
0.01
Min
-0.55

PYPL

Financial Services industry group

1.43

Max
9.23
Q3
4.57
Median
2.72
PYPL
1.43
Q1
1.28
Min
-0.55
Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Nomura (NMR) at 1.15 and PayPal (PYPL) at 2.55 are valued close to their industries’ norm against book — neither stands out from peers.

NMR

Financial Services industry group

1.15

Max
7.79
Q3
3.63
Median
1.57
NMR
1.15
Q1
0.81
Min
-0.39

PYPL

Financial Services industry group

2.55

Max
7.79
Q3
3.63
PYPL
2.55
Median
1.57
Q1
0.81
Min
-0.39
Loading chart…
Nomura (NMR) vs. PayPal (PYPL): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Nomura (NMR) and PayPal (PYPL)
MetricNMRPYPL
P/E Ratio (TTM)10.8311.31
P/S Ratio (TTM)0.011.43
P/B Ratio (MRQ)1.152.55
Free Cash Flow Yield (TTM)----