MUFG vs. TD: Mitsubishi UFJ Financial vs. Toronto-Dominion Bank Stock Comparison

Company Profile

Mitsubishi UFJ Financial (MUFG) and Toronto-Dominion Bank (TD) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Toronto-Dominion Bank (TD) trades as ordinary local shares, while Mitsubishi UFJ Financial (MUFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Toronto-Dominion Bank (TD) at 12.83% is around its peer norm for ROE, while Mitsubishi UFJ Financial (MUFG) at 9.46% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Mitsubishi UFJ Financial (MUFG) at 27.45% keeps about the industry-typical share of revenue as profit, while Toronto-Dominion Bank (TD) at 26.62% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Mitsubishi UFJ Financial (MUFG) in Banks and Toronto-Dominion Bank (TD) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Mitsubishi UFJ Financial (MUFG) at 9.98% and Toronto-Dominion Bank (TD) at 8.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both companies show strong earnings momentum, but Toronto-Dominion Bank (TD) at 144.92% is the standout with EPS growth above its industry range; Mitsubishi UFJ Financial (MUFG) at 33.15% also sits in the top quartile.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Mitsubishi UFJ Financial (MUFG) in Banks and Toronto-Dominion Bank (TD) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Mitsubishi UFJ Financial (MUFG) in Banks and Toronto-Dominion Bank (TD) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Toronto-Dominion Bank (TD) at 3.46% earns its spot in the top quartile of its industry’s yields; Mitsubishi UFJ Financial (MUFG) at 401.68% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

Mitsubishi UFJ Financial (MUFG) at 34.74% pays out a band-typical share of earnings, while Toronto-Dominion Bank (TD) at 46.36% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Mitsubishi UFJ Financial (MUFG) at 13.77 is near its industry’s usual P/E ratio, while Toronto-Dominion Bank (TD) at 18.49 sits in the richer quartile — TD needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Mitsubishi UFJ Financial (MUFG) in Banks and Toronto-Dominion Bank (TD) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Both Mitsubishi UFJ Financial (MUFG) at 1.65 and Toronto-Dominion Bank (TD) at 2.31 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

Valuation Metrics