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MU vs. V: Micron vs. Visa Stock Comparison

How do Micron (MU) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Micron (MU) is classified in the Information Technology sector (Semiconductors & Semiconductor Equipment), whereas Visa (V) belongs to Financials (Financial Services) — their GICS classifications point to very different parts of the market.

Company profile comparison for Micron (MU) and Visa (V)
Profile ItemMUV
NameMicron Technology Inc.Visa Inc. Class A
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyFinancials
GICS Industry GroupSemiconductors & Semiconductor EquipmentFinancial Services
GICS IndustrySemiconductors & Semiconductor EquipmentFinancial Services
GICS Sub-IndustrySemiconductorsTransaction & Payment Processing Services
Market Capitalization780.68 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateJune 1, 1984March 19, 2008
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

MU
V
GSPC
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Micron (MU) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Micron (MU) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Micron (MU) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Micron (MU) and Visa (V)
MetricMUV
Total Return (1Y)208.53%27.50%
Total Return (3Y, Annualized)115.89%21.55%
Total Return (5Y, Annualized)58.28%15.65%

Risk Profile

Drawdown History

MU
V
GSPC
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Micron (MU) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Micron (MU) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Micron (MU) carries a highly aggressive beta of 2.44, indicating much higher sensitivity to broad-market moves, whereas Visa (V) is closer to market-like at 0.78 — a noticeable difference in market-sensitivity profile.

Risk profile metrics for Micron (MU) and Visa (V)
MetricMUV
Volatility (1Y, Annualized)83.85%22.99%
Beta (5Y)2.440.78
Max Drawdown (5Y)-57.63%-24.14%
Avg. Volume (3M)27.63M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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MU and V are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Micron (MU) and Visa (V)
MetricMUV
Sharpe Ratio (1Y)2.441.01
Sortino Ratio (1Y)3.871.64

Profitability

ROE (TTM)

Both Micron (MU) at 88.26% and Visa (V) at 63.51% turn shareholders’ equity into profit at rates above their industry benchmark ranges for ROE. That is a strong capital-efficiency signal, though leverage and the equity base still matter.

MU

Semiconductors & Semiconductor Equipment industry group

88.26%

MU
88.26%
Max
52.82%
Q3
22.26%
Median
10.58%
Q1
1.29%
Min
-16.89%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Micron (MU) vs. Visa (V): A comparison of their ROE against their respective Semiconductors & Semiconductor Equipment and Financial Services industry group benchmarks.

Net Margin (TTM)

For every dollar of sales, both Micron (MU) at 63.80% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

MU

Semiconductors & Semiconductor Equipment industry group

63.80%

MU
63.80%
Max
63.80%
Q3
28.36%
Median
11.44%
Q1
0.90%
Min
-37.77%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Micron (MU) vs. Visa (V): A comparison of their net margin against their respective Semiconductors & Semiconductor Equipment and Financial Services industry group benchmarks.

Operating Margin (TTM)

Micron (MU) at 80.68% shows unusually strong operating efficiency — above its industry’s operating margin range — and Visa (V) at 63.73% also operates in the top quartile.

MU

Semiconductors & Semiconductor Equipment industry group

80.68%

MU
80.68%
Max
58.66%
Q3
30.23%
Median
15.91%
Q1
7.54%
Min
-25.74%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Micron (MU) vs. Visa (V): A comparison of their operating margin against their respective Semiconductors & Semiconductor Equipment and Financial Services industry group benchmarks.

Profitability Metrics

Profitability metrics for Micron (MU) and Visa (V)
MetricMUV
ROE (TTM)88.26%63.51%
ROA (TTM)44.56%19.61%
Net Margin (TTM)63.80%51.20%
Operating Margin (TTM)80.68%63.73%
Gross Margin (TTM)80.72%--

Growth

Revenue Growth

Micron (MU) at 256.33% clears its industry range for revenue growth, far stronger top-line momentum than Visa (V) at 14.76%, which is closer to a typical peer reading.

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Micron (MU) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Micron (MU) at 879.31% clears its industry range for EPS growth, a much stronger earnings trajectory than Visa (V) at 20.78%, which is closer to a typical peer reading.

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Micron (MU) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Micron (MU) and Visa (V)
MetricMUV
Revenue Growth (YoY)256.33%14.76%
Revenue Growth (3Y CAGR)104.65%12.02%
EPS Growth (YoY)879.31%20.78%
EPS Growth (3Y CAGR)--14.16%

Financial Strength

Current Ratio (MRQ)

Micron (MU) shows current ratio of 3.31; Visa (V) doesn’t get one — Financial Services balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.

MU

Semiconductors & Semiconductor Equipment industry group

3.31

Max
10.33
Q3
5.62
Median
3.33
MU
3.31
Q1
2.35
Min
1.03

V

Financial Services industry group

--

V
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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Micron (MU) vs. Visa (V): V’s current ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for MU only.

Debt / Equity (MRQ)

Micron (MU) shows debt-to-equity ratio of 0.04; for Visa (V) the ratio is set aside — in Financial Services, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.

MU

Semiconductors & Semiconductor Equipment industry group

0.04

Max
1.46
Q3
0.65
Median
0.27
Q1
0.04
MU
0.04
Min
0.00

V

Financial Services industry group

--

V
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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Micron (MU) vs. Visa (V): V’s debt-to-equity ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for MU only.

Financial Strength Metrics

Financial strength metrics for Micron (MU) and Visa (V)
MetricMUV
Current Ratio (MRQ)3.31--
Debt / Equity (MRQ)0.04--
Net Debt / EBITDA-0.35--

Dividends

Dividend Yield (TTM)

Both Micron (MU) at 0.09% and Visa (V) at 0.66% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

MU

Semiconductors & Semiconductor Equipment industry group

0.09%

Max
1.37%
Q3
0.65%
MU
0.09%
Median
0.00%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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Micron (MU) vs. Visa (V): A comparison of their dividend yield against their respective Semiconductors & Semiconductor Equipment and Financial Services industry group benchmarks.

Dividend Payout Ratio (TTM)

Both Micron (MU) at 0.71% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

MU

Semiconductors & Semiconductor Equipment industry group

0.71%

Max
49.64%
Q3
21.71%
MU
0.71%
Median
0.00%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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Micron (MU) vs. Visa (V): A comparison of their payout ratio against their respective Semiconductors & Semiconductor Equipment and Financial Services industry group benchmarks.

Dividend Metrics

Dividend metrics for Micron (MU) and Visa (V)
MetricMUV
Dividend Yield (TTM)0.09%0.66%
Dividend Payout Ratio (TTM)0.71%21.75%

Valuation

P/E Ratio (TTM)

Micron (MU) at 9.28 sits in the cheaper P/E ratio quartile, while Visa (V) at 34.31 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

MU

Semiconductors & Semiconductor Equipment industry group

9.28

Max
110.34
Q3
66.81
Median
37.02
Q1
23.96
MU
9.28
Min
8.12

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Micron (MU) vs. Visa (V): A comparison of their P/E ratio against their respective Semiconductors & Semiconductor Equipment and Financial Services industry group benchmarks.

P/S Ratio (TTM)

Micron (MU) at 5.86 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.

MU

Semiconductors & Semiconductor Equipment industry group

5.86

Max
21.42
Q3
12.27
MU
5.86
Median
5.76
Q1
2.73
Min
0.00

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Micron (MU) vs. Visa (V): A comparison of their P/S ratio against their respective Semiconductors & Semiconductor Equipment and Financial Services industry group benchmarks.

P/B Ratio (MRQ)

Micron (MU) at 5.64 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

MU

Semiconductors & Semiconductor Equipment industry group

5.64

Max
14.06
Q3
7.44
MU
5.64
Median
4.29
Q1
2.30
Min
0.20

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Micron (MU) vs. Visa (V): A comparison of their P/B ratio against their respective Semiconductors & Semiconductor Equipment and Financial Services industry group benchmarks.

Valuation Metrics

Valuation metrics for Micron (MU) and Visa (V)
MetricMUV
P/E Ratio (TTM)9.2834.31
P/S Ratio (TTM)5.8617.18
P/B Ratio (MRQ)5.6422.05
Free Cash Flow Yield (TTM)3.73%--