MU vs. V: Micron vs. Visa Stock Comparison
How do Micron (MU) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Micron (MU) is classified in the Information Technology sector (Semiconductors & Semiconductor Equipment), whereas Visa (V) belongs to Financials (Financial Services) — their GICS classifications point to very different parts of the market.
| Profile Item | MU | V |
|---|---|---|
| Name | Micron Technology Inc. | Visa Inc. Class A |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Financials |
| GICS Industry Group | Semiconductors & Semiconductor Equipment | Financial Services |
| GICS Industry | Semiconductors & Semiconductor Equipment | Financial Services |
| GICS Sub-Industry | Semiconductors | Transaction & Payment Processing Services |
| Market Capitalization | 780.68 billion USD | 788.58 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | June 1, 1984 | March 19, 2008 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MU | V |
|---|---|---|
| Total Return (1Y) | 208.53% | 27.50% |
| Total Return (3Y, Annualized) | 115.89% | 21.55% |
| Total Return (5Y, Annualized) | 58.28% | 15.65% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Micron (MU) carries a highly aggressive beta of 2.44, indicating much higher sensitivity to broad-market moves, whereas Visa (V) is closer to market-like at 0.78 — a noticeable difference in market-sensitivity profile.
| Metric | MU | V |
|---|---|---|
| Volatility (1Y, Annualized) | 83.85% | 22.99% |
| Beta (5Y) | 2.44 | 0.78 |
| Max Drawdown (5Y) | -57.63% | -24.14% |
| Avg. Volume (3M) | 27.63M | 6.56M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MU | V |
|---|---|---|
| Sharpe Ratio (1Y) | 2.44 | 1.01 |
| Sortino Ratio (1Y) | 3.87 | 1.64 |
Profitability
ROE (TTM)
Both Micron (MU) at 88.26% and Visa (V) at 63.51% turn shareholders’ equity into profit at rates above their industry benchmark ranges for ROE. That is a strong capital-efficiency signal, though leverage and the equity base still matter.
MU
Semiconductors & Semiconductor Equipment industry group
88.26%
- MU
- 88.26%
- Max
- 52.82%
- Q3
- 22.26%
- Median
- 10.58%
- Q1
- 1.29%
- Min
- -16.89%
V
Financial Services industry group
63.51%
- V
- 63.51%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
For every dollar of sales, both Micron (MU) at 63.80% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
MU
Semiconductors & Semiconductor Equipment industry group
63.80%
- MU
- 63.80%
- Max
- 63.80%
- Q3
- 28.36%
- Median
- 11.44%
- Q1
- 0.90%
- Min
- -37.77%
V
Financial Services industry group
51.20%
- Max
- 62.84%
- V
- 51.20%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Micron (MU) at 80.68% shows unusually strong operating efficiency — above its industry’s operating margin range — and Visa (V) at 63.73% also operates in the top quartile.
MU
Semiconductors & Semiconductor Equipment industry group
80.68%
- MU
- 80.68%
- Max
- 58.66%
- Q3
- 30.23%
- Median
- 15.91%
- Q1
- 7.54%
- Min
- -25.74%
V
Financial Services industry group
63.73%
- Max
- 107.33%
- V
- 63.73%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | MU | V |
|---|---|---|
| ROE (TTM) | 88.26% | 63.51% |
| ROA (TTM) | 44.56% | 19.61% |
| Net Margin (TTM) | 63.80% | 51.20% |
| Operating Margin (TTM) | 80.68% | 63.73% |
| Gross Margin (TTM) | 80.72% | -- |
Growth
Revenue Growth
Micron (MU) at 256.33% clears its industry range for revenue growth, far stronger top-line momentum than Visa (V) at 14.76%, which is closer to a typical peer reading.
EPS Growth
Micron (MU) at 879.31% clears its industry range for EPS growth, a much stronger earnings trajectory than Visa (V) at 20.78%, which is closer to a typical peer reading.
Growth Metrics
| Metric | MU | V |
|---|---|---|
| Revenue Growth (YoY) | 256.33% | 14.76% |
| Revenue Growth (3Y CAGR) | 104.65% | 12.02% |
| EPS Growth (YoY) | 879.31% | 20.78% |
| EPS Growth (3Y CAGR) | -- | 14.16% |
Financial Strength
Current Ratio (MRQ)
Micron (MU) shows current ratio of 3.31; Visa (V) doesn’t get one — Financial Services balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.
MU
Semiconductors & Semiconductor Equipment industry group
3.31
- Max
- 10.33
- Q3
- 5.62
- Median
- 3.33
- MU
- 3.31
- Q1
- 2.35
- Min
- 1.03
V
Financial Services industry group
--
- V
- --
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Debt / Equity (MRQ)
Micron (MU) shows debt-to-equity ratio of 0.04; for Visa (V) the ratio is set aside — in Financial Services, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.
MU
Semiconductors & Semiconductor Equipment industry group
0.04
- Max
- 1.46
- Q3
- 0.65
- Median
- 0.27
- Q1
- 0.04
- MU
- 0.04
- Min
- 0.00
V
Financial Services industry group
--
- V
- --
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Financial Strength Metrics
| Metric | MU | V |
|---|---|---|
| Current Ratio (MRQ) | 3.31 | -- |
| Debt / Equity (MRQ) | 0.04 | -- |
| Net Debt / EBITDA | -0.35 | -- |
Dividends
Dividend Yield (TTM)
Both Micron (MU) at 0.09% and Visa (V) at 0.66% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
MU
Semiconductors & Semiconductor Equipment industry group
0.09%
- Max
- 1.37%
- Q3
- 0.65%
- MU
- 0.09%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
0.66%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- V
- 0.66%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Micron (MU) at 0.71% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
MU
Semiconductors & Semiconductor Equipment industry group
0.71%
- Max
- 49.64%
- Q3
- 21.71%
- MU
- 0.71%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
21.75%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- V
- 21.75%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MU | V |
|---|---|---|
| Dividend Yield (TTM) | 0.09% | 0.66% |
| Dividend Payout Ratio (TTM) | 0.71% | 21.75% |
Valuation
P/E Ratio (TTM)
Micron (MU) at 9.28 sits in the cheaper P/E ratio quartile, while Visa (V) at 34.31 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
MU
Semiconductors & Semiconductor Equipment industry group
9.28
- Max
- 110.34
- Q3
- 66.81
- Median
- 37.02
- Q1
- 23.96
- MU
- 9.28
- Min
- 8.12
V
Financial Services industry group
34.31
- Max
- 45.85
- V
- 34.31
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Micron (MU) at 5.86 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.
MU
Semiconductors & Semiconductor Equipment industry group
5.86
- Max
- 21.42
- Q3
- 12.27
- MU
- 5.86
- Median
- 5.76
- Q1
- 2.73
- Min
- 0.00
V
Financial Services industry group
17.18
- V
- 17.18
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Micron (MU) at 5.64 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.
MU
Semiconductors & Semiconductor Equipment industry group
5.64
- Max
- 14.06
- Q3
- 7.44
- MU
- 5.64
- Median
- 4.29
- Q1
- 2.30
- Min
- 0.20
V
Financial Services industry group
22.05
- V
- 22.05
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | MU | V |
|---|---|---|
| P/E Ratio (TTM) | 9.28 | 34.31 |
| P/S Ratio (TTM) | 5.86 | 17.18 |
| P/B Ratio (MRQ) | 5.64 | 22.05 |
| Free Cash Flow Yield (TTM) | 3.73% | -- |