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MSCI vs. TOST: MSCI vs. Toast Stock Comparison

How do MSCI (MSCI) and Toast (TOST) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

MSCI (MSCI) and Toast (TOST) both fall under the Financial Services industry group, but MSCI is classified in Capital Markets while TOST is classified in Financial Services.

Company profile comparison for MSCI (MSCI) and Toast (TOST)
Profile ItemMSCITOST
NameMSCI Inc.Toast, Inc. Class A Common Stock
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryFinancial Exchanges & DataTransaction & Payment Processing Services
Market Capitalization46.60 billion USD20.14 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 15, 2007September 22, 2021
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

MSCI
TOST
GSPC
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MSCI (MSCI) vs. Toast (TOST), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for MSCI (MSCI) and Toast (TOST). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for MSCI (MSCI) and Toast (TOST). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for MSCI (MSCI) and Toast (TOST)
MetricMSCITOST
Total Return (1Y)12.76%-5.92%
Total Return (3Y, Annualized)9.86%35.73%
Total Return (5Y, Annualized)1.00%-10.54%

Risk Profile

Drawdown History

MSCI
TOST
GSPC
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MSCI (MSCI) vs. Toast (TOST), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for MSCI (MSCI) and Toast (TOST). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for MSCI (MSCI) and Toast (TOST)
MetricMSCITOST
Volatility (1Y, Annualized)29.82%45.32%
Beta (5Y)1.171.66
Max Drawdown (5Y)-43.74%-79.13%
Avg. Volume (3M)590.34K8.73M

Risk-Adjusted Performance

Risk-Return Positioning

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MSCI and TOST are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for MSCI (MSCI) and Toast (TOST)
MetricMSCITOST
Sharpe Ratio (1Y)0.28-0.23
Sortino Ratio (1Y)0.40-0.31

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Toast (TOST) earns 25.58% on shareholders’ equity, ranked against its industry; MSCI (MSCI) has no ROE this period.

MSCI

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
MSCI
--

TOST

Financial Services industry group

25.58%

Max
44.78%
TOST
25.58%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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MSCI (MSCI) vs. Toast (TOST): MSCI does not report ROE, so it has no value marker; TOST is benchmarked against the Financial Services industry group.

Net Margin (TTM)

MSCI (MSCI) at 40.31% retains a top-quartile share of revenue as profit, ahead of Toast (TOST) at 7.69%, which keeps about the industry-typical share.

MSCI

Financial Services industry group

40.31%

Max
62.84%
MSCI
40.31%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

TOST

Financial Services industry group

7.69%

Max
62.84%
Q3
28.05%
Median
15.36%
TOST
7.69%
Q1
4.82%
Min
-28.52%
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MSCI (MSCI) vs. Toast (TOST): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

MSCI (MSCI) at 56.41% carries a top-quartile operating margin, while Toast (TOST) at 8.63% operates in the bottom quartile.

MSCI

Financial Services industry group

56.41%

Max
107.33%
MSCI
56.41%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%

TOST

Financial Services industry group

8.63%

Max
107.33%
Q3
55.90%
Median
30.09%
Q1
14.60%
TOST
8.63%
Min
-44.34%
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MSCI (MSCI) vs. Toast (TOST): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for MSCI (MSCI) and Toast (TOST)
MetricMSCITOST
ROE (TTM)--25.58%
ROA (TTM)21.75%10.30%
Net Margin (TTM)40.31%7.69%
Operating Margin (TTM)56.41%8.63%
Gross Margin (TTM)----

Growth

Revenue Growth

Both MSCI (MSCI) at 9.75% and Toast (TOST) at 24.05% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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MSCI (MSCI) vs. Toast (TOST): A comparison of their Revenue Growth across different time periods.

EPS Growth

Toast (TOST) at 1,766.67% clears its industry range for EPS growth, a much stronger earnings trajectory than MSCI (MSCI) at 11.67%, which is closer to a typical peer reading.

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MSCI (MSCI) vs. Toast (TOST): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for MSCI (MSCI) and Toast (TOST)
MetricMSCITOST
Revenue Growth (YoY)9.75%24.05%
Revenue Growth (3Y CAGR)11.71%31.10%
EPS Growth (YoY)11.67%1,766.67%
EPS Growth (3Y CAGR)13.54%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: MSCI (MSCI) in Financial Services and Toast (TOST) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: MSCI (MSCI) in Financial Services and Toast (TOST) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for MSCI (MSCI) and Toast (TOST)
MetricMSCITOST
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Toast (TOST) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile MSCI (MSCI) reports a yield of 1.21%, ranking against industry peers normally.

MSCI

Financial Services industry group

1.21%

Max
9.77%
Q3
3.92%
MSCI
1.21%
Median
1.09%
Q1
0.00%
Min
0.00%

TOST

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
TOST
0.00%
Q1
0.00%
Min
0.00%
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MSCI (MSCI) vs. Toast (TOST): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Toast (TOST) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile MSCI (MSCI) reports a payout of 42.04%, ranking against industry peers normally.

MSCI

Financial Services industry group

42.04%

Max
241.07%
Q3
97.36%
MSCI
42.04%
Median
25.77%
Q1
0.00%
Min
0.00%

TOST

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
TOST
0.00%
Q1
0.00%
Min
0.00%
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MSCI (MSCI) vs. Toast (TOST): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for MSCI (MSCI) and Toast (TOST)
MetricMSCITOST
Dividend Yield (TTM)1.21%0.00%
Dividend Payout Ratio (TTM)42.04%0.00%

Valuation

P/E Ratio (TTM)

Both MSCI (MSCI) at 33.90 and Toast (TOST) at 38.10 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

MSCI

Financial Services industry group

33.90

Max
45.85
MSCI
33.90
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

TOST

Financial Services industry group

38.10

Max
45.85
TOST
38.10
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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MSCI (MSCI) vs. Toast (TOST): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Toast (TOST) at 2.82 prices around its industry’s typical P/S ratio, while MSCI (MSCI) at 13.58 clears its benchmark range — MSCI looks notably rich on sales.

MSCI

Financial Services industry group

13.58

MSCI
13.58
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

TOST

Financial Services industry group

2.82

Max
9.23
Q3
4.57
TOST
2.82
Median
2.72
Q1
1.28
Min
-0.55
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MSCI (MSCI) vs. Toast (TOST): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

MSCI (MSCI) reports a negative P/B ratio of -15.24, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Toast (TOST) reports 8.79, ranking against industry peers normally.

MSCI

Financial Services industry group

-15.24

Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
MSCI
-15.24

TOST

Financial Services industry group

8.79

TOST
8.79
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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MSCI (MSCI) vs. Toast (TOST): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for MSCI (MSCI) and Toast (TOST)
MetricMSCITOST
P/E Ratio (TTM)33.9038.10
P/S Ratio (TTM)13.582.82
P/B Ratio (MRQ)-15.248.79
Free Cash Flow Yield (TTM)----