MELI vs. PAG: MercadoLibre vs. Penske Automotive Stock Comparison

November 11, 2026

How do MercadoLibre (MELI) and Penske Automotive (PAG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

MercadoLibre (MELI) and Penske Automotive (PAG) both fall under the Consumer Discretionary Distribution & Retail industry group, but MELI is classified in Broadline Retail while PAG is classified in Specialty Retail.

Company profile comparison for MercadoLibre (MELI) and Penske Automotive (PAG)
Profile Item	MELI	PAG
Name	MercadoLibre Inc.	Penske Automotive Group Inc.
Country/Region	Uruguay	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Discretionary Distribution & Retail	Consumer Discretionary Distribution & Retail
GICS Industry	Broadline Retail	Specialty Retail
GICS Sub-Industry	Broadline Retail	Automotive Retail
Market Capitalization	76.55 billion USD	13.94 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	August 10, 2007	October 23, 1996
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

MELI

PAG

GSPC

MercadoLibre (MELI) vs. Penske Automotive (PAG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for MercadoLibre (MELI) and Penske Automotive (PAG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for MercadoLibre (MELI) and Penske Automotive (PAG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for MercadoLibre (MELI) and Penske Automotive (PAG)
Metric	MELI	PAG
Total Return (1Y)	-26.90%	39.10%
Total Return (3Y, Annualized)	4.74%	16.11%
Total Return (5Y, Annualized)	-2.06%	16.74%

Risk Profile

Drawdown History

MELI

PAG

GSPC

MercadoLibre (MELI) vs. Penske Automotive (PAG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for MercadoLibre (MELI) and Penske Automotive (PAG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for MercadoLibre (MELI) and Penske Automotive (PAG)
Metric	MELI	PAG
Volatility (1Y, Annualized)	42.09%	27.55%
Beta (5Y)	1.39	0.90
Max Drawdown (5Y)	-64.17%	-24.03%
Avg. Volume (3M)	581.53K	450.08K

Risk-Adjusted Performance

Risk-Return Positioning

MELI and PAG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for MercadoLibre (MELI) and Penske Automotive (PAG)
Metric	MELI	PAG
Sharpe Ratio (1Y)	-0.74	1.26
Sortino Ratio (1Y)	-0.97	2.27

Profitability

ROE (TTM)

Both MercadoLibre (MELI) at 26.22% and Penske Automotive (PAG) at 15.47% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

MELI

Consumer Discretionary Distribution & Retail industry group

26.22%

Max: 62.17%
Q3: 29.44%
MELI: 26.22%
Median: 15.69%
Q1: 6.73%
Min: -12.16%

PAG

Consumer Discretionary Distribution & Retail industry group

15.47%

Max: 62.17%
Q3: 29.44%
Median: 15.69%
PAG: 15.47%
Q1: 6.73%
Min: -12.16%

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their ROE against the Consumer Discretionary Distribution & Retail industry group benchmark.

Net Margin (TTM)

Both MercadoLibre (MELI) at 4.91% and Penske Automotive (PAG) at 2.77% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

MELI

Consumer Discretionary Distribution & Retail industry group

4.91%

Max: 16.94%
Q3: 8.69%
MELI: 4.91%
Median: 3.55%
Q1: 1.14%
Min: -9.41%

PAG

Consumer Discretionary Distribution & Retail industry group

2.77%

Max: 16.94%
Q3: 8.69%
Median: 3.55%
PAG: 2.77%
Q1: 1.14%
Min: -9.41%

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their net margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Operating Margin (TTM)

Both MercadoLibre (MELI) at 6.29% and Penske Automotive (PAG) at 3.60% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

MELI

Consumer Discretionary Distribution & Retail industry group

6.29%

Max: 21.45%
Q3: 10.89%
MELI: 6.29%
Median: 5.57%
Q1: 2.28%
Min: -7.12%

PAG

Consumer Discretionary Distribution & Retail industry group

3.60%

Max: 21.45%
Q3: 10.89%
Median: 5.57%
PAG: 3.60%
Q1: 2.28%
Min: -7.12%

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their operating margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Profitability Metrics

Profitability metrics for MercadoLibre (MELI) and Penske Automotive (PAG)
Metric	MELI	PAG
ROE (TTM)	26.22%	15.47%
ROA (TTM)	3.80%	4.25%
Net Margin (TTM)	4.91%	2.77%
Operating Margin (TTM)	6.29%	3.60%
Gross Margin (TTM)	46.66%	16.05%

Growth

Revenue Growth

MercadoLibre (MELI) at 39.06% delivers above-range revenue growth, while Penske Automotive (PAG) at -0.18% falls into the bottom quartile — a wide split in revenue momentum.

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both MercadoLibre (MELI) at 4.54% and Penske Automotive (PAG) at 2.84% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for MercadoLibre (MELI) and Penske Automotive (PAG)
Metric	MELI	PAG
Revenue Growth (YoY)	39.06%	-0.18%
Revenue Growth (3Y CAGR)	38.91%	4.57%
EPS Growth (YoY)	4.54%	2.84%
EPS Growth (3Y CAGR)	60.50%	-8.67%

Financial Strength

Current Ratio (MRQ)

MercadoLibre (MELI) at 1.17 keeps current ratio within its industry’s typical mid-range, while Penske Automotive (PAG) at 0.98 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for PAG.

MELI

Consumer Discretionary Distribution & Retail industry group

1.17

Max: 2.62
Q3: 1.75
Median: 1.35
MELI: 1.17
Q1: 1.00
Min: 0.48

PAG

Consumer Discretionary Distribution & Retail industry group

0.98

Max: 2.62
Q3: 1.75
Median: 1.35
Q1: 1.00
PAG: 0.98
Min: 0.48

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their current ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Debt / Equity (MRQ)

Both MercadoLibre (MELI) at 1.97 and Penske Automotive (PAG) at 1.53 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

MELI

Consumer Discretionary Distribution & Retail industry group

1.97

Max: 3.93
Q3: 2.14
MELI: 1.97
Median: 1.25
Q1: 0.73
Min: 0.01

PAG

Consumer Discretionary Distribution & Retail industry group

1.53

Max: 3.93
Q3: 2.14
PAG: 1.53
Median: 1.25
Q1: 0.73
Min: 0.01

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their debt-to-equity ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Financial Strength Metrics

Financial strength metrics for MercadoLibre (MELI) and Penske Automotive (PAG)
Metric	MELI	PAG
Current Ratio (MRQ)	1.17	0.98
Debt / Equity (MRQ)	1.97	1.53
Net Debt / EBITDA	2.23	6.53

Dividends

Dividend Yield (TTM)

MercadoLibre (MELI) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Penske Automotive (PAG) reports a yield of 2.70%, ranking against industry peers normally.

MELI

Consumer Discretionary Distribution & Retail industry group

0.00%

Max: 5.84%
Q3: 2.50%
MELI: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PAG

Consumer Discretionary Distribution & Retail industry group

2.70%

Max: 5.84%
PAG: 2.70%
Q3: 2.50%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their dividend yield against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Payout Ratio (TTM)

MercadoLibre (MELI) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Penske Automotive (PAG) reports a payout of 41.11%, ranking against industry peers normally.

MELI

Consumer Discretionary Distribution & Retail industry group

0.00%

Max: 72.73%
Q3: 32.44%
MELI: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PAG

Consumer Discretionary Distribution & Retail industry group

41.11%

Max: 72.73%
PAG: 41.11%
Q3: 32.44%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their payout ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Metrics

Dividend metrics for MercadoLibre (MELI) and Penske Automotive (PAG)
Metric	MELI	PAG
Dividend Yield (TTM)	0.00%	2.70%
Dividend Payout Ratio (TTM)	0.00%	41.11%

Valuation

P/E Ratio (TTM)

Penske Automotive (PAG) at 14.80 is near its industry’s usual P/E ratio, while MercadoLibre (MELI) at 40.50 sits in the richer quartile — MELI needs stronger growth or earnings quality to justify the premium.

MELI

Consumer Discretionary Distribution & Retail industry group

40.50

MELI: 40.50
Max: 40.50
Q3: 24.26
Median: 19.23
Q1: 12.64
Min: 4.67

PAG

Consumer Discretionary Distribution & Retail industry group

14.80

Max: 40.50
Q3: 24.26
Median: 19.23
PAG: 14.80
Q1: 12.64
Min: 4.67

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their P/E ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both MercadoLibre (MELI) at 1.99 and Penske Automotive (PAG) at 0.43 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

MELI

Consumer Discretionary Distribution & Retail industry group

1.99

Max: 4.32
MELI: 1.99
Q3: 1.99
Median: 0.70
Q1: 0.26
Min: 0.03

PAG

Consumer Discretionary Distribution & Retail industry group

0.43

Max: 4.32
Q3: 1.99
Median: 0.70
PAG: 0.43
Q1: 0.26
Min: 0.03

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their P/S ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/B Ratio (MRQ)

Penske Automotive (PAG) at 2.35 is valued about in line with its industry on P/B ratio, while MercadoLibre (MELI) at 9.34 carries an above-peer premium to book — MELI is pricier on assets.

MELI

Consumer Discretionary Distribution & Retail industry group

9.34

Max: 10.96
MELI: 9.34
Q3: 5.26
Median: 2.16
Q1: 1.08
Min: -4.45

PAG

Consumer Discretionary Distribution & Retail industry group

2.35

Max: 10.96
Q3: 5.26
PAG: 2.35
Median: 2.16
Q1: 1.08
Min: -4.45

MercadoLibre (MELI) vs. Penske Automotive (PAG): A comparison of their P/B ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Valuation Metrics

Valuation metrics for MercadoLibre (MELI) and Penske Automotive (PAG)
Metric	MELI	PAG
P/E Ratio (TTM)	40.50	14.80
P/S Ratio (TTM)	1.99	0.43
P/B Ratio (MRQ)	9.34	2.35
Free Cash Flow Yield (TTM)	-3.36%	0.69%