MA vs. SPGI: Mastercard vs. S&P Global Stock Comparison

November 11, 2026

How do Mastercard (MA) and S&P Global (SPGI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Mastercard (MA) and S&P Global (SPGI) both fall under the Financial Services industry group, but MA is classified in Financial Services while SPGI is classified in Capital Markets.

Company profile comparison for Mastercard (MA) and S&P Global (SPGI)
Profile Item	MA	SPGI
Name	Mastercard Inc. Class A Common Stock	S&P Global Inc.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Financial Services	Capital Markets
GICS Sub-Industry	Transaction & Payment Processing Services	Financial Exchanges & Data
Market Capitalization	568.62 billion USD	135.62 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	May 25, 2006	February 21, 1973
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

SPGI

GSPC

Mastercard (MA) vs. S&P Global (SPGI), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Mastercard (MA) and S&P Global (SPGI). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…

Calendar-year total returns for Mastercard (MA) and S&P Global (SPGI). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Mastercard (MA) and S&P Global (SPGI)
Metric	MA	SPGI
Total Return (1Y)	20.00%	1.66%
Total Return (3Y, Annualized)	19.98%	9.75%
Total Return (5Y, Annualized)	14.49%	2.47%

Risk Profile

Drawdown History

SPGI

GSPC

Mastercard (MA) vs. S&P Global (SPGI), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…

Distribution of monthly total returns for Mastercard (MA) and S&P Global (SPGI). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Mastercard (MA) and S&P Global (SPGI)
Metric	MA	SPGI
Volatility (1Y, Annualized)	23.57%	31.02%
Beta (5Y)	0.76	1.02
Max Drawdown (5Y)	-28.25%	-39.76%
Avg. Volume (3M)	2.98M	1.86M

Risk-Adjusted Performance

Risk-Return Positioning

MA and SPGI are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Mastercard (MA) and S&P Global (SPGI)
Metric	MA	SPGI
Sharpe Ratio (1Y)	0.67	-0.08
Sortino Ratio (1Y)	1.00	-0.11

Profitability

ROE (TTM)

Mastercard (MA) at 231.37% clears its industry range for ROE, a sharper capital-efficiency signal than S&P Global (SPGI) at 17.88%, which is closer to a typical peer reading.

MA

Financial Services industry group

231.37%

MA: 231.37%
Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

SPGI

Financial Services industry group

17.88%

Max: 44.78%
Q3: 21.85%
SPGI: 17.88%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both Mastercard (MA) at 46.73% and S&P Global (SPGI) at 30.60% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

MA

Financial Services industry group

46.73%

Max: 62.84%
MA: 46.73%
Q3: 28.05%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

SPGI

Financial Services industry group

30.60%

Max: 62.84%
SPGI: 30.60%
Q3: 28.05%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of S&P Global (SPGI) at 48.21%, which runs around its industry’s norm.

MA

Financial Services industry group

60.53%

Max: 107.33%
MA: 60.53%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

SPGI

Financial Services industry group

48.21%

Max: 107.33%
Q3: 55.90%
SPGI: 48.21%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Mastercard (MA) and S&P Global (SPGI)
Metric	MA	SPGI
ROE (TTM)	231.37%	17.88%
ROA (TTM)	24.45%	8.33%
Net Margin (TTM)	46.73%	30.60%
Operating Margin (TTM)	60.53%	48.21%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Both Mastercard (MA) at 16.42% and S&P Global (SPGI) at 7.94% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Mastercard (MA) at 18.93% and S&P Global (SPGI) at 18.70% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Mastercard (MA) and S&P Global (SPGI)
Metric	MA	SPGI
Revenue Growth (YoY)	16.42%	7.94%
Revenue Growth (3Y CAGR)	13.82%	11.11%
EPS Growth (YoY)	18.93%	18.70%
EPS Growth (3Y CAGR)	17.36%	12.85%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Mastercard (MA) in Financial Services and S&P Global (SPGI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Mastercard (MA) in Financial Services and S&P Global (SPGI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Mastercard (MA) and S&P Global (SPGI)
Metric	MA	SPGI
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Mastercard (MA) at 0.53% and S&P Global (SPGI) at 0.82% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

MA

Financial Services industry group

0.53%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
MA: 0.53%
Q1: 0.00%
Min: 0.00%

SPGI

Financial Services industry group

0.82%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
SPGI: 0.82%
Q1: 0.00%
Min: 0.00%

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Mastercard (MA) at 17.63% and S&P Global (SPGI) at 22.06% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

MA

Financial Services industry group

17.63%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
MA: 17.63%
Q1: 0.00%
Min: 0.00%

SPGI

Financial Services industry group

22.06%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
SPGI: 22.06%
Q1: 0.00%
Min: 0.00%

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Mastercard (MA) and S&P Global (SPGI)
Metric	MA	SPGI
Dividend Yield (TTM)	0.53%	0.82%
Dividend Payout Ratio (TTM)	17.63%	22.06%

Valuation

P/E Ratio (TTM)

Both Mastercard (MA) at 34.15 and S&P Global (SPGI) at 27.95 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

MA

Financial Services industry group

34.15

Max: 45.85
MA: 34.15
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

SPGI

Financial Services industry group

27.95

Max: 45.85
SPGI: 27.95
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Both look expensive on sales: S&P Global (SPGI) at 8.32 sits in the upper P/S ratio quartile, and Mastercard (MA) at 15.67 prices even higher, above its industry range.

MA

Financial Services industry group

15.67

MA: 15.67
Max: 9.23
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

SPGI

Financial Services industry group

8.32

Max: 9.23
SPGI: 8.32
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Both look rich against book: S&P Global (SPGI) at 6.88 sits in the upper P/B ratio quartile, and Mastercard (MA) at 84.30 prices even higher, above its industry range.

MA

Financial Services industry group

84.30

MA: 84.30
Max: 7.79
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

SPGI

Financial Services industry group

6.88

Max: 7.79
SPGI: 6.88
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

Mastercard (MA) vs. S&P Global (SPGI): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Mastercard (MA) and S&P Global (SPGI)
Metric	MA	SPGI
P/E Ratio (TTM)	34.15	27.95
P/S Ratio (TTM)	15.67	8.32
P/B Ratio (MRQ)	84.30	6.88
Free Cash Flow Yield (TTM)	--	--