MA vs. SPGI: Mastercard vs. S&P Global Stock Comparison
This page compares Mastercard (MA) with S&P Global (SPGI) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Performance
Cumulative Growth
Trailing Returns
Performance at a Glance
| Metric | MA | SPGI |
|---|---|---|
| 1-Year Return | -16.36% | -16.50% |
Risk
Drawdown
Risk at a Glance
| Metric | MA | SPGI |
|---|---|---|
| 1-Year Volatility | 22.38% | 27.64% |
| Beta | 0.74 | 1.07 |
| 3-Month Avg. Volume | 3.58M | 1.98M |
Company Profile
Mastercard (MA) and S&P Global (SPGI) both fall under the Financial Services industry group, but MA is classified in Financial Services while SPGI is classified in Capital Markets.
| Profile Item | MA | SPGI |
|---|---|---|
| Name | Mastercard Incorporated | S&P Global Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Financial Exchanges & Data |
| Market Capitalization | 432.94 billion USD | 124.00 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | May 25, 2006 | February 21, 1973 |
| Security Type | Common Stock | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
Both Mastercard (MA) at 28.32 and S&P Global (SPGI) at 26.53 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
MA
Financial Services industry group
28.32
- Max
- 47.33
- MA
- 28.32
- Q3
- 25.83
- Median
- 14.56
- Q1
- 9.03
- Min
- 0.60
SPGI
Financial Services industry group
26.53
- Max
- 47.33
- SPGI
- 26.53
- Q3
- 25.83
- Median
- 14.56
- Q1
- 9.03
- Min
- 0.60
Price-to-Sales Ratio (TTM)
Both look expensive on sales: S&P Global (SPGI) at 7.88 sits in the upper P/S ratio quartile, and Mastercard (MA) at 12.76 prices even higher, above its industry range.
MA
Financial Services industry group
12.76
- MA
- 12.76
- Max
- 9.45
- Q3
- 4.84
- Median
- 2.86
- Q1
- 1.48
- Min
- -1.12
SPGI
Financial Services industry group
7.88
- Max
- 9.45
- SPGI
- 7.88
- Q3
- 4.84
- Median
- 2.86
- Q1
- 1.48
- Min
- -1.12
Price-to-Book Ratio (MRQ)
Both look rich against book: S&P Global (SPGI) at 3.98 sits in the upper P/B ratio quartile, and Mastercard (MA) at 64.68 prices even higher, above its industry range.
MA
Financial Services industry group
64.68
- MA
- 64.68
- Max
- 7.24
- Q3
- 3.50
- Median
- 1.63
- Q1
- 0.92
- Min
- 0.00
SPGI
Financial Services industry group
3.98
- Max
- 7.24
- SPGI
- 3.98
- Q3
- 3.50
- Median
- 1.63
- Q1
- 0.92
- Min
- 0.00
Valuation at a Glance
| Metric | MA | SPGI |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 28.32 | 26.53 |
| Price-to-Sales Ratio (TTM) | 12.76 | 7.88 |
| Price-to-Book Ratio (MRQ) | 64.68 | 3.98 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Mastercard (MA) at 232.08% clears its industry range for ROE, a sharper capital-efficiency signal than S&P Global (SPGI) at 13.94%, which is closer to a typical peer reading.
MA
Financial Services industry group
232.08%
- MA
- 232.08%
- Max
- 42.17%
- Q3
- 21.40%
- Median
- 12.18%
- Q1
- 5.01%
- Min
- -18.74%
SPGI
Financial Services industry group
13.94%
- Max
- 42.17%
- Q3
- 21.40%
- SPGI
- 13.94%
- Median
- 12.18%
- Q1
- 5.01%
- Min
- -18.74%
Net Profit Margin (TTM)
Mastercard (MA) at 45.88% retains a top-quartile share of revenue as profit, ahead of S&P Global (SPGI) at 30.36%, which keeps about the industry-typical share.
MA
Financial Services industry group
45.88%
- Max
- 66.55%
- MA
- 45.88%
- Q3
- 30.41%
- Median
- 16.58%
- Q1
- 4.49%
- Min
- -26.88%
SPGI
Financial Services industry group
30.36%
- Max
- 66.55%
- Q3
- 30.41%
- SPGI
- 30.36%
- Median
- 16.58%
- Q1
- 4.49%
- Min
- -26.88%
Operating Profit Margin (TTM)
Mastercard (MA) at 60.84% operates in the top operating margin quartile, ahead of S&P Global (SPGI) at 44.28%, which runs around its industry’s norm.
MA
Financial Services industry group
60.84%
- Max
- 95.95%
- MA
- 60.84%
- Q3
- 50.01%
- Median
- 27.45%
- Q1
- 12.28%
- Min
- -36.26%
SPGI
Financial Services industry group
44.28%
- Max
- 95.95%
- Q3
- 50.01%
- SPGI
- 44.28%
- Median
- 27.45%
- Q1
- 12.28%
- Min
- -36.26%
Profitability at a Glance
| Metric | MA | SPGI |
|---|---|---|
| Return on Equity (TTM) | 232.08% | 13.94% |
| Return on Assets (TTM) | 25.03% | 6.92% |
| Net Profit Margin (TTM) | 45.88% | 30.36% |
| Operating Profit Margin (TTM) | 60.84% | 44.28% |
| Gross Profit Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth at a Glance
| Metric | MA | SPGI |
|---|---|---|
| 1-Year Revenue Growth | 16.42% | 7.94% |
| 3-Year Revenue CAGR | 13.82% | 11.11% |
EPS Growth
EPS Growth at a Glance
| Metric | MA | SPGI |
|---|---|---|
| 1-Year EPS Growth | 18.93% | 18.70% |
| 3-Year EPS CAGR | 17.36% | 12.85% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Mastercard (MA) in Financial Services and S&P Global (SPGI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt-to-Equity Ratio (MRQ)
debt-to-equity ratio is set aside for both: Mastercard (MA) in Financial Services and S&P Global (SPGI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength at a Glance
| Metric | MA | SPGI |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Mastercard (MA) at 0.71% and S&P Global (SPGI) at 0.93% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
MA
Financial Services industry group
0.71%
- Max
- 18.40%
- Q3
- 7.73%
- Median
- 1.93%
- MA
- 0.71%
- Q1
- 0.00%
- Min
- 0.00%
SPGI
Financial Services industry group
0.93%
- Max
- 18.40%
- Q3
- 7.73%
- Median
- 1.93%
- SPGI
- 0.93%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Mastercard (MA) at 18.23% and S&P Global (SPGI) at 24.35% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
MA
Financial Services industry group
18.23%
- Max
- 228.57%
- Q3
- 95.72%
- Median
- 25.56%
- MA
- 18.23%
- Q1
- 0.00%
- Min
- 0.00%
SPGI
Financial Services industry group
24.35%
- Max
- 228.57%
- Q3
- 95.72%
- Median
- 25.56%
- SPGI
- 24.35%
- Q1
- 0.00%
- Min
- 0.00%
Dividends at a Glance
| Metric | MA | SPGI |
|---|---|---|
| Dividend Yield (TTM) | 0.71% | 0.93% |
| Dividend Payout Ratio (TTM) | 18.23% | 24.35% |