MA vs. SEIC: Mastercard vs. SEI Investments Stock Comparison
How do Mastercard (MA) and SEI Investments (SEIC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Mastercard (MA) and SEI Investments (SEIC) both fall under the Financial Services industry group, but MA is classified in Financial Services while SEIC is classified in Capital Markets.
| Profile Item | MA | SEIC |
|---|---|---|
| Name | Mastercard Inc. Class A Common Stock | SEI Investments Company |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Asset Management & Custody Banks |
| Market Capitalization | 568.62 billion USD | 12.49 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | May 25, 2006 | March 25, 1981 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MA | SEIC |
|---|---|---|
| Total Return (1Y) | 20.00% | 32.47% |
| Total Return (3Y, Annualized) | 19.98% | 26.31% |
| Total Return (5Y, Annualized) | 14.49% | 12.52% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | MA | SEIC |
|---|---|---|
| Volatility (1Y, Annualized) | 23.57% | 23.86% |
| Beta (5Y) | 0.76 | 0.94 |
| Max Drawdown (5Y) | -28.25% | -26.00% |
| Avg. Volume (3M) | 2.98M | 756.15K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MA | SEIC |
|---|---|---|
| Sharpe Ratio (1Y) | 0.67 | 1.18 |
| Sortino Ratio (1Y) | 1.00 | 1.85 |
Profitability
ROE (TTM)
Both companies show strong equity returns, but Mastercard (MA) at 231.37% is the standout with ROE above its industry range; SEI Investments (SEIC) at 27.26% also sits in the top quartile.
MA
Financial Services industry group
231.37%
- MA
- 231.37%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
SEIC
Financial Services industry group
27.26%
- Max
- 44.78%
- SEIC
- 27.26%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
For every dollar of sales, both Mastercard (MA) at 46.73% and SEI Investments (SEIC) at 28.06% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
MA
Financial Services industry group
46.73%
- Max
- 62.84%
- MA
- 46.73%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
SEIC
Financial Services industry group
28.06%
- Max
- 62.84%
- SEIC
- 28.06%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of SEI Investments (SEIC) at 29.91%, which runs around its industry’s norm.
MA
Financial Services industry group
60.53%
- Max
- 107.33%
- MA
- 60.53%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
SEIC
Financial Services industry group
29.91%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- SEIC
- 29.91%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | MA | SEIC |
|---|---|---|
| ROE (TTM) | 231.37% | 27.26% |
| ROA (TTM) | 24.45% | 14.74% |
| Net Margin (TTM) | 46.73% | 28.06% |
| Operating Margin (TTM) | 60.53% | 29.91% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Mastercard (MA) at 16.42% and SEI Investments (SEIC) at 8.10% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Mastercard (MA) at 18.93% and SEI Investments (SEIC) at 27.66% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | MA | SEIC |
|---|---|---|
| Revenue Growth (YoY) | 16.42% | 8.10% |
| Revenue Growth (3Y CAGR) | 13.82% | 4.89% |
| EPS Growth (YoY) | 18.93% | 27.66% |
| EPS Growth (3Y CAGR) | 17.36% | 17.62% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Mastercard (MA) in Financial Services and SEI Investments (SEIC) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Mastercard (MA) in Financial Services and SEI Investments (SEIC) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MA | SEIC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Mastercard (MA) at 0.53% and SEI Investments (SEIC) at 0.99% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
MA
Financial Services industry group
0.53%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- MA
- 0.53%
- Q1
- 0.00%
- Min
- 0.00%
SEIC
Financial Services industry group
0.99%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- SEIC
- 0.99%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Mastercard (MA) at 17.63% and SEI Investments (SEIC) at 18.09% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
MA
Financial Services industry group
17.63%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- MA
- 17.63%
- Q1
- 0.00%
- Min
- 0.00%
SEIC
Financial Services industry group
18.09%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SEIC
- 18.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MA | SEIC |
|---|---|---|
| Dividend Yield (TTM) | 0.53% | 0.99% |
| Dividend Payout Ratio (TTM) | 17.63% | 18.09% |
Valuation
P/E Ratio (TTM)
SEI Investments (SEIC) at 18.31 is near its industry’s usual P/E ratio, while Mastercard (MA) at 34.15 sits in the richer quartile — MA needs stronger growth or earnings quality to justify the premium.
MA
Financial Services industry group
34.15
- Max
- 45.85
- MA
- 34.15
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
SEIC
Financial Services industry group
18.31
- Max
- 45.85
- Q3
- 24.64
- SEIC
- 18.31
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Both look expensive on sales: SEI Investments (SEIC) at 4.93 sits in the upper P/S ratio quartile, and Mastercard (MA) at 15.67 prices even higher, above its industry range.
MA
Financial Services industry group
15.67
- MA
- 15.67
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
SEIC
Financial Services industry group
4.93
- Max
- 9.23
- SEIC
- 4.93
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Both look rich against book: SEI Investments (SEIC) at 4.98 sits in the upper P/B ratio quartile, and Mastercard (MA) at 84.30 prices even higher, above its industry range.
MA
Financial Services industry group
84.30
- MA
- 84.30
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
SEIC
Financial Services industry group
4.98
- Max
- 7.79
- SEIC
- 4.98
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | MA | SEIC |
|---|---|---|
| P/E Ratio (TTM) | 34.15 | 18.31 |
| P/S Ratio (TTM) | 15.67 | 4.93 |
| P/B Ratio (MRQ) | 84.30 | 4.98 |
| Free Cash Flow Yield (TTM) | -- | -- |