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MA vs. MSCI: Mastercard vs. MSCI Stock Comparison

How do Mastercard (MA) and MSCI (MSCI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Mastercard (MA) and MSCI (MSCI) both fall under the Financial Services industry group, but MA is classified in Financial Services while MSCI is classified in Capital Markets.

Company profile comparison for Mastercard (MA) and MSCI (MSCI)
Profile ItemMAMSCI
NameMastercard Inc. Class A Common StockMSCI Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesCapital Markets
GICS Sub-IndustryTransaction & Payment Processing ServicesFinancial Exchanges & Data
Market Capitalization568.62 billion USD46.60 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMay 25, 2006November 15, 2007
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

MA
MSCI
GSPC
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Mastercard (MA) vs. MSCI (MSCI), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Mastercard (MA) and MSCI (MSCI). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Mastercard (MA) and MSCI (MSCI). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Mastercard (MA) and MSCI (MSCI)
MetricMAMSCI
Total Return (1Y)20.00%12.76%
Total Return (3Y, Annualized)19.98%9.86%
Total Return (5Y, Annualized)14.49%1.00%

Risk Profile

Drawdown History

MA
MSCI
GSPC
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Mastercard (MA) vs. MSCI (MSCI), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Mastercard (MA) and MSCI (MSCI). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Mastercard (MA) and MSCI (MSCI)
MetricMAMSCI
Volatility (1Y, Annualized)23.57%29.82%
Beta (5Y)0.761.17
Max Drawdown (5Y)-28.25%-43.74%
Avg. Volume (3M)2.98M590.34K

Risk-Adjusted Performance

Risk-Return Positioning

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MA and MSCI are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Mastercard (MA) and MSCI (MSCI)
MetricMAMSCI
Sharpe Ratio (1Y)0.670.28
Sortino Ratio (1Y)1.000.40

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Mastercard (MA) earns 231.37% on shareholders’ equity, ranked against its industry; MSCI (MSCI) has no ROE this period.

MA

Financial Services industry group

231.37%

MA
231.37%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

MSCI

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
MSCI
--
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Mastercard (MA) vs. MSCI (MSCI): MSCI does not report ROE, so it has no value marker; MA is benchmarked against the Financial Services industry group.

Net Margin (TTM)

For every dollar of sales, both Mastercard (MA) at 46.73% and MSCI (MSCI) at 40.31% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

MA

Financial Services industry group

46.73%

Max
62.84%
MA
46.73%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

MSCI

Financial Services industry group

40.31%

Max
62.84%
MSCI
40.31%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Mastercard (MA) vs. MSCI (MSCI): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Mastercard (MA) at 60.53% and MSCI (MSCI) at 56.41% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

MA

Financial Services industry group

60.53%

Max
107.33%
MA
60.53%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%

MSCI

Financial Services industry group

56.41%

Max
107.33%
MSCI
56.41%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Mastercard (MA) vs. MSCI (MSCI): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Mastercard (MA) and MSCI (MSCI)
MetricMAMSCI
ROE (TTM)231.37%--
ROA (TTM)24.45%21.75%
Net Margin (TTM)46.73%40.31%
Operating Margin (TTM)60.53%56.41%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Mastercard (MA) at 16.42% and MSCI (MSCI) at 9.75% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Mastercard (MA) vs. MSCI (MSCI): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Mastercard (MA) at 18.93% and MSCI (MSCI) at 11.67% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Mastercard (MA) vs. MSCI (MSCI): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Mastercard (MA) and MSCI (MSCI)
MetricMAMSCI
Revenue Growth (YoY)16.42%9.75%
Revenue Growth (3Y CAGR)13.82%11.71%
EPS Growth (YoY)18.93%11.67%
EPS Growth (3Y CAGR)17.36%13.54%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Mastercard (MA) in Financial Services and MSCI (MSCI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Mastercard (MA) in Financial Services and MSCI (MSCI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Mastercard (MA) and MSCI (MSCI)
MetricMAMSCI
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Mastercard (MA) at 0.53% and MSCI (MSCI) at 1.21% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

MA

Financial Services industry group

0.53%

Max
9.77%
Q3
3.92%
Median
1.09%
MA
0.53%
Q1
0.00%
Min
0.00%

MSCI

Financial Services industry group

1.21%

Max
9.77%
Q3
3.92%
MSCI
1.21%
Median
1.09%
Q1
0.00%
Min
0.00%
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Mastercard (MA) vs. MSCI (MSCI): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Mastercard (MA) at 17.63% and MSCI (MSCI) at 42.04% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

MA

Financial Services industry group

17.63%

Max
241.07%
Q3
97.36%
Median
25.77%
MA
17.63%
Q1
0.00%
Min
0.00%

MSCI

Financial Services industry group

42.04%

Max
241.07%
Q3
97.36%
MSCI
42.04%
Median
25.77%
Q1
0.00%
Min
0.00%
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Mastercard (MA) vs. MSCI (MSCI): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Mastercard (MA) and MSCI (MSCI)
MetricMAMSCI
Dividend Yield (TTM)0.53%1.21%
Dividend Payout Ratio (TTM)17.63%42.04%

Valuation

P/E Ratio (TTM)

Both Mastercard (MA) at 34.15 and MSCI (MSCI) at 33.90 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

MA

Financial Services industry group

34.15

Max
45.85
MA
34.15
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

MSCI

Financial Services industry group

33.90

Max
45.85
MSCI
33.90
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Mastercard (MA) vs. MSCI (MSCI): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Investors are paying well above the peer range per dollar of sales for both Mastercard (MA) at 15.67 and MSCI (MSCI) at 13.58 — each P/S ratio clears its industry’s benchmark range.

MA

Financial Services industry group

15.67

MA
15.67
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

MSCI

Financial Services industry group

13.58

MSCI
13.58
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Mastercard (MA) vs. MSCI (MSCI): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

MSCI (MSCI) reports a negative P/B ratio of -15.24, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Mastercard (MA) reports 84.30, ranking against industry peers normally.

MA

Financial Services industry group

84.30

MA
84.30
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

MSCI

Financial Services industry group

-15.24

Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
MSCI
-15.24
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Mastercard (MA) vs. MSCI (MSCI): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Mastercard (MA) and MSCI (MSCI)
MetricMAMSCI
P/E Ratio (TTM)34.1533.90
P/S Ratio (TTM)15.6713.58
P/B Ratio (MRQ)84.30-15.24
Free Cash Flow Yield (TTM)----