KSPI vs. RKT: Kaspi.kz vs. Rocket Stock Comparison

Company Profile

Kaspi.kz (KSPI) and Rocket (RKT) both fall under the Financial Services industry group, but KSPI is classified in Consumer Finance while RKT is classified in Financial Services.

Rocket (RKT) trades as ordinary local shares, while Kaspi.kz (KSPI) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Rocket (RKT) carries a highly aggressive beta of 2.19, indicating much higher sensitivity to broad-market moves, whereas Kaspi.kz (KSPI) is closer to market-like at 1.05 — a noticeable difference in market-sensitivity profile.

Rocket (RKT) is heavily traded at around 34.27M shares per day, whereas Kaspi.kz (KSPI) sees a more moderate 566.23K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Kaspi.kz (KSPI) at 44.78% sits in the top ROE quartile, while Rocket (RKT) at 7.86% is closer to the peer norm — stronger capital efficiency for KSPI.

Both Kaspi.kz (KSPI) at 24.15% and Rocket (RKT) at 11.02% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Rocket (RKT) at 43.54% runs core operations around its industry’s norm, while Kaspi.kz (KSPI) at 0.00% operates in the bottom quartile.

Profitability Metrics

Growth

Both Kaspi.kz (KSPI) at 59.78% and Rocket (RKT) at 26.87% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.

Kaspi.kz (KSPI) at 2.96% is around its peer norm for EPS growth, while Rocket (RKT) at -123.81% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Kaspi.kz (KSPI) in Financial Services and Rocket (RKT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Kaspi.kz (KSPI) in Financial Services and Rocket (RKT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Kaspi.kz (KSPI) nor Rocket (RKT) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Rocket (RKT) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Kaspi.kz (KSPI) reports a payout of 33.12%, ranking against industry peers normally.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Kaspi.kz (KSPI) trades at 8.40 times trailing earnings, ranked against its peers, while Rocket (RKT) has no P/E ratio this period.

A sales-based read is only available for Rocket (RKT), whose P/S ratio of 3.61 ranks against industry peers; Kaspi.kz (KSPI) reports no figure this period.

Kaspi.kz (KSPI) at 0.01 sits in the lower P/B ratio quartile against book while Rocket (RKT) at 1.76 is valued near its industry’s middle — KSPI is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics