KEY vs. WTFC: KeyCorp vs. Wintrust Financial Stock Comparison

Company Profile

KeyCorp (KEY) and Wintrust Financial (WTFC) both belong to the Banks industry, though KEY is classified under Diversified Banks while WTFC falls under Regional Banks.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas Wintrust Financial (WTFC) sees a more moderate 515.90K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both KeyCorp (KEY) at 11.17% and Wintrust Financial (WTFC) at 12.88% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both KeyCorp (KEY) at 27.99% and Wintrust Financial (WTFC) at 32.81% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for KeyCorp (KEY) in Banks and Wintrust Financial (WTFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

KeyCorp (KEY) at 65.72% clears its industry range for revenue growth, far stronger top-line momentum than Wintrust Financial (WTFC) at 11.23%, which is closer to a typical peer reading.

Only one side can be read here: Wintrust Financial (WTFC) reports EPS growth of 10.57%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: KeyCorp (KEY) in Banks and Wintrust Financial (WTFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: KeyCorp (KEY) in Banks and Wintrust Financial (WTFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

KeyCorp (KEY) at 3.91% delivers top-quartile income for its industry, while Wintrust Financial (WTFC) at 1.42% pays a more typical yield — both are credible income propositions, KEY the richer one.

Wintrust Financial (WTFC) at 16.49% retains more earnings than its industry usually does; KeyCorp (KEY) at 45.05% distributes an above-typical share — opposite departures from the band, with the risk sitting on KEY’s side.

Dividend Metrics

Valuation

Both KeyCorp (KEY) at 11.46 and Wintrust Financial (WTFC) at 11.60 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both KeyCorp (KEY) in Banks and Wintrust Financial (WTFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

On P/B ratio, both KeyCorp (KEY) at 1.39 and Wintrust Financial (WTFC) at 1.49 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics