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KEY vs. USB: KeyCorp vs. U.S. Bancorp Stock Comparison

How do KeyCorp (KEY) and U.S. Bancorp (USB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

KeyCorp (KEY) and U.S. Bancorp (USB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Company profile comparison for KeyCorp (KEY) and U.S. Bancorp (USB)
Profile ItemKEYUSB
NameKeyCorpU.S. Bancorp
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization22.02 billion USD92.64 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 5, 1987May 3, 1973
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

KEY
USB
GSPC
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KeyCorp (KEY) vs. U.S. Bancorp (USB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for KeyCorp (KEY) and U.S. Bancorp (USB). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for KeyCorp (KEY) and U.S. Bancorp (USB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for KeyCorp (KEY) and U.S. Bancorp (USB)
MetricKEYUSB
Total Return (1Y)24.10%34.87%
Total Return (3Y, Annualized)31.53%27.22%
Total Return (5Y, Annualized)3.00%4.97%

Risk Profile

Drawdown History

KEY
USB
GSPC
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KeyCorp (KEY) vs. U.S. Bancorp (USB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for KeyCorp (KEY) and U.S. Bancorp (USB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for KeyCorp (KEY) and U.S. Bancorp (USB)
MetricKEYUSB
Volatility (1Y, Annualized)23.07%22.72%
Beta (5Y)1.060.99
Max Drawdown (5Y)-65.23%-52.13%
Avg. Volume (3M)14.36M7.25M

Risk-Adjusted Performance

Risk-Return Positioning

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KEY and USB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for KeyCorp (KEY) and U.S. Bancorp (USB)
MetricKEYUSB
Sharpe Ratio (1Y)0.861.35
Sortino Ratio (1Y)1.251.98

Profitability

ROE (TTM)

Both KeyCorp (KEY) at 11.17% and U.S. Bancorp (USB) at 12.84% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

KEY

Banks industry group

11.17%

Max
19.84%
Q3
13.67%
Median
11.49%
KEY
11.17%
Q1
9.50%
Min
3.64%

USB

Banks industry group

12.84%

Max
19.84%
Q3
13.67%
USB
12.84%
Median
11.49%
Q1
9.50%
Min
3.64%
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KeyCorp (KEY) vs. U.S. Bancorp (USB): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both KeyCorp (KEY) at 27.99% and U.S. Bancorp (USB) at 30.01% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

KEY

Banks industry group

27.99%

Max
47.19%
Q3
35.25%
Median
31.21%
KEY
27.99%
Q1
27.11%
Min
14.93%

USB

Banks industry group

30.01%

Max
47.19%
Q3
35.25%
Median
31.21%
USB
30.01%
Q1
27.11%
Min
14.93%
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KeyCorp (KEY) vs. U.S. Bancorp (USB): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for KeyCorp (KEY) in Banks and U.S. Bancorp (USB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for KeyCorp (KEY) and U.S. Bancorp (USB)
MetricKEYUSB
ROE (TTM)11.17%12.84%
ROA (TTM)1.11%1.20%
Net Margin (TTM)27.99%30.01%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while U.S. Bancorp (USB) at 4.41% falls into the bottom quartile — a wide split in revenue momentum.

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KeyCorp (KEY) vs. U.S. Bancorp (USB): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: U.S. Bancorp (USB) reports EPS growth of 21.90%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

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KeyCorp (KEY) vs. U.S. Bancorp (USB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for KeyCorp (KEY) and U.S. Bancorp (USB)
MetricKEYUSB
Revenue Growth (YoY)65.72%4.41%
Revenue Growth (3Y CAGR)1.21%5.68%
EPS Growth (YoY)--21.90%
EPS Growth (3Y CAGR)-7.65%7.78%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: KeyCorp (KEY) in Banks and U.S. Bancorp (USB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: KeyCorp (KEY) in Banks and U.S. Bancorp (USB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for KeyCorp (KEY) and U.S. Bancorp (USB)
MetricKEYUSB
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both KeyCorp (KEY) at 3.91% and U.S. Bancorp (USB) at 3.51% offer top-quartile dividend income relative to share price within their industries.

KEY

Banks industry group

3.91%

Max
5.79%
KEY
3.91%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

USB

Banks industry group

3.51%

Max
5.79%
USB
3.51%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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KeyCorp (KEY) vs. U.S. Bancorp (USB): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

U.S. Bancorp (USB) at 40.86% pays out a band-typical share of earnings, while KeyCorp (KEY) at 45.05% distributes more than its industry norm — less retained, thinner cover.

KEY

Banks industry group

45.05%

Max
70.75%
KEY
45.05%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

USB

Banks industry group

40.86%

Max
70.75%
Q3
41.28%
USB
40.86%
Median
29.26%
Q1
18.98%
Min
0.00%
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KeyCorp (KEY) vs. U.S. Bancorp (USB): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for KeyCorp (KEY) and U.S. Bancorp (USB)
MetricKEYUSB
Dividend Yield (TTM)3.91%3.51%
Dividend Payout Ratio (TTM)45.05%40.86%

Valuation

P/E Ratio (TTM)

Both KeyCorp (KEY) at 11.46 and U.S. Bancorp (USB) at 11.57 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

KEY

Banks industry group

11.46

Max
18.16
Q3
13.75
Median
11.81
KEY
11.46
Q1
10.64
Min
6.49

USB

Banks industry group

11.57

Max
18.16
Q3
13.75
Median
11.81
USB
11.57
Q1
10.64
Min
6.49
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KeyCorp (KEY) vs. U.S. Bancorp (USB): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both KeyCorp (KEY) in Banks and U.S. Bancorp (USB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

On P/B ratio, both KeyCorp (KEY) at 1.39 and U.S. Bancorp (USB) at 1.55 are valued close to their industries’ norm against book — neither stands out from peers.

KEY

Banks industry group

1.39

Max
2.28
Q3
1.58
KEY
1.39
Median
1.32
Q1
1.10
Min
0.59

USB

Banks industry group

1.55

Max
2.28
Q3
1.58
USB
1.55
Median
1.32
Q1
1.10
Min
0.59
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KeyCorp (KEY) vs. U.S. Bancorp (USB): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for KeyCorp (KEY) and U.S. Bancorp (USB)
MetricKEYUSB
P/E Ratio (TTM)11.4611.57
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.391.55
Free Cash Flow Yield (TTM)----