KEY vs. SSB: KeyCorp vs. SouthState Bank Stock Comparison
How do KeyCorp (KEY) and SouthState Bank (SSB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
KeyCorp (KEY) and SouthState Bank (SSB) both belong to the Banks industry, though KEY is classified under Diversified Banks while SSB falls under Regional Banks.
| Profile Item | KEY | SSB |
|---|---|---|
| Name | KeyCorp | SouthState Bank Corporation Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Regional Banks |
| Market Capitalization | 22.02 billion USD | 10.07 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 5, 1987 | January 28, 1997 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | KEY | SSB |
|---|---|---|
| Total Return (1Y) | 24.10% | 24.44% |
| Total Return (3Y, Annualized) | 31.53% | 18.79% |
| Total Return (5Y, Annualized) | 3.00% | 7.93% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas SouthState Bank (SSB) sees a more moderate 730.19K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | KEY | SSB |
|---|---|---|
| Volatility (1Y, Annualized) | 23.07% | 22.12% |
| Beta (5Y) | 1.06 | 0.77 |
| Max Drawdown (5Y) | -65.23% | -32.70% |
| Avg. Volume (3M) | 14.36M | 730.19K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | KEY | SSB |
|---|---|---|
| Sharpe Ratio (1Y) | 0.86 | 0.91 |
| Sortino Ratio (1Y) | 1.25 | 1.37 |
Profitability
ROE (TTM)
Both KeyCorp (KEY) at 11.17% and SouthState Bank (SSB) at 10.27% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
KEY
Banks industry group
11.17%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- KEY
- 11.17%
- Q1
- 9.50%
- Min
- 3.64%
SSB
Banks industry group
10.27%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- SSB
- 10.27%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both KeyCorp (KEY) at 27.99% and SouthState Bank (SSB) at 35.03% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
KEY
Banks industry group
27.99%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- KEY
- 27.99%
- Q1
- 27.11%
- Min
- 14.93%
SSB
Banks industry group
35.03%
- Max
- 47.19%
- Q3
- 35.25%
- SSB
- 35.03%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for KeyCorp (KEY) in Banks and SouthState Bank (SSB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | KEY | SSB |
|---|---|---|
| ROE (TTM) | 11.17% | 10.27% |
| ROA (TTM) | 1.11% | 1.36% |
| Net Margin (TTM) | 27.99% | 35.03% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both KeyCorp (KEY) at 65.72% and SouthState Bank (SSB) at 57.00% are expanding revenue faster than their entire industry benchmark ranges for revenue growth — exceptional top-line momentum on both sides, though growth that far above the peer range is worth checking for one-off boosts such as acquisitions.
EPS Growth
Only one side can be read here: SouthState Bank (SSB) reports EPS growth of 12.91%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.
Growth Metrics
| Metric | KEY | SSB |
|---|---|---|
| Revenue Growth (YoY) | 65.72% | 57.00% |
| Revenue Growth (3Y CAGR) | 1.21% | 17.50% |
| EPS Growth (YoY) | -- | 12.91% |
| EPS Growth (3Y CAGR) | -7.65% | 6.04% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: KeyCorp (KEY) in Banks and SouthState Bank (SSB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: KeyCorp (KEY) in Banks and SouthState Bank (SSB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | KEY | SSB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
KeyCorp (KEY) at 3.91% delivers top-quartile income for its industry, while SouthState Bank (SSB) at 2.36% pays a more typical yield — both are credible income propositions, KEY the richer one.
KEY
Banks industry group
3.91%
- Max
- 5.79%
- KEY
- 3.91%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
SSB
Banks industry group
2.36%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- SSB
- 2.36%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
SouthState Bank (SSB) at 26.20% pays out a band-typical share of earnings, while KeyCorp (KEY) at 45.05% distributes more than its industry norm — less retained, thinner cover.
KEY
Banks industry group
45.05%
- Max
- 70.75%
- KEY
- 45.05%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
SSB
Banks industry group
26.20%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- SSB
- 26.20%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | KEY | SSB |
|---|---|---|
| Dividend Yield (TTM) | 3.91% | 2.36% |
| Dividend Payout Ratio (TTM) | 45.05% | 26.20% |
Valuation
P/E Ratio (TTM)
Both KeyCorp (KEY) at 11.46 and SouthState Bank (SSB) at 11.09 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
KEY
Banks industry group
11.46
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- KEY
- 11.46
- Q1
- 10.64
- Min
- 6.49
SSB
Banks industry group
11.09
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- SSB
- 11.09
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both KeyCorp (KEY) in Banks and SouthState Bank (SSB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
On P/B ratio, both KeyCorp (KEY) at 1.39 and SouthState Bank (SSB) at 1.11 are valued close to their industries’ norm against book — neither stands out from peers.
KEY
Banks industry group
1.39
- Max
- 2.28
- Q3
- 1.58
- KEY
- 1.39
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
SSB
Banks industry group
1.11
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- SSB
- 1.11
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | KEY | SSB |
|---|---|---|
| P/E Ratio (TTM) | 11.46 | 11.09 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.39 | 1.11 |
| Free Cash Flow Yield (TTM) | -- | -- |