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KEY vs. SSB: KeyCorp vs. SouthState Bank Stock Comparison

How do KeyCorp (KEY) and SouthState Bank (SSB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

KeyCorp (KEY) and SouthState Bank (SSB) both belong to the Banks industry, though KEY is classified under Diversified Banks while SSB falls under Regional Banks.

Company profile comparison for KeyCorp (KEY) and SouthState Bank (SSB)
Profile ItemKEYSSB
NameKeyCorpSouthState Bank Corporation Common Stock
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksRegional Banks
Market Capitalization22.02 billion USD10.07 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 5, 1987January 28, 1997
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

KEY
SSB
GSPC
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KeyCorp (KEY) vs. SouthState Bank (SSB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for KeyCorp (KEY) and SouthState Bank (SSB). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for KeyCorp (KEY) and SouthState Bank (SSB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for KeyCorp (KEY) and SouthState Bank (SSB)
MetricKEYSSB
Total Return (1Y)24.10%24.44%
Total Return (3Y, Annualized)31.53%18.79%
Total Return (5Y, Annualized)3.00%7.93%

Risk Profile

Drawdown History

KEY
SSB
GSPC
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KeyCorp (KEY) vs. SouthState Bank (SSB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for KeyCorp (KEY) and SouthState Bank (SSB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas SouthState Bank (SSB) sees a more moderate 730.19K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk profile metrics for KeyCorp (KEY) and SouthState Bank (SSB)
MetricKEYSSB
Volatility (1Y, Annualized)23.07%22.12%
Beta (5Y)1.060.77
Max Drawdown (5Y)-65.23%-32.70%
Avg. Volume (3M)14.36M730.19K

Risk-Adjusted Performance

Risk-Return Positioning

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KEY and SSB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for KeyCorp (KEY) and SouthState Bank (SSB)
MetricKEYSSB
Sharpe Ratio (1Y)0.860.91
Sortino Ratio (1Y)1.251.37

Profitability

ROE (TTM)

Both KeyCorp (KEY) at 11.17% and SouthState Bank (SSB) at 10.27% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

KEY

Banks industry group

11.17%

Max
19.84%
Q3
13.67%
Median
11.49%
KEY
11.17%
Q1
9.50%
Min
3.64%

SSB

Banks industry group

10.27%

Max
19.84%
Q3
13.67%
Median
11.49%
SSB
10.27%
Q1
9.50%
Min
3.64%
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KeyCorp (KEY) vs. SouthState Bank (SSB): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both KeyCorp (KEY) at 27.99% and SouthState Bank (SSB) at 35.03% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

KEY

Banks industry group

27.99%

Max
47.19%
Q3
35.25%
Median
31.21%
KEY
27.99%
Q1
27.11%
Min
14.93%

SSB

Banks industry group

35.03%

Max
47.19%
Q3
35.25%
SSB
35.03%
Median
31.21%
Q1
27.11%
Min
14.93%
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KeyCorp (KEY) vs. SouthState Bank (SSB): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for KeyCorp (KEY) in Banks and SouthState Bank (SSB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for KeyCorp (KEY) and SouthState Bank (SSB)
MetricKEYSSB
ROE (TTM)11.17%10.27%
ROA (TTM)1.11%1.36%
Net Margin (TTM)27.99%35.03%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both KeyCorp (KEY) at 65.72% and SouthState Bank (SSB) at 57.00% are expanding revenue faster than their entire industry benchmark ranges for revenue growth — exceptional top-line momentum on both sides, though growth that far above the peer range is worth checking for one-off boosts such as acquisitions.

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KeyCorp (KEY) vs. SouthState Bank (SSB): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: SouthState Bank (SSB) reports EPS growth of 12.91%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

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KeyCorp (KEY) vs. SouthState Bank (SSB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for KeyCorp (KEY) and SouthState Bank (SSB)
MetricKEYSSB
Revenue Growth (YoY)65.72%57.00%
Revenue Growth (3Y CAGR)1.21%17.50%
EPS Growth (YoY)--12.91%
EPS Growth (3Y CAGR)-7.65%6.04%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: KeyCorp (KEY) in Banks and SouthState Bank (SSB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: KeyCorp (KEY) in Banks and SouthState Bank (SSB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for KeyCorp (KEY) and SouthState Bank (SSB)
MetricKEYSSB
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

KeyCorp (KEY) at 3.91% delivers top-quartile income for its industry, while SouthState Bank (SSB) at 2.36% pays a more typical yield — both are credible income propositions, KEY the richer one.

KEY

Banks industry group

3.91%

Max
5.79%
KEY
3.91%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

SSB

Banks industry group

2.36%

Max
5.79%
Q3
3.18%
Median
2.39%
SSB
2.36%
Q1
1.20%
Min
0.00%
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KeyCorp (KEY) vs. SouthState Bank (SSB): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

SouthState Bank (SSB) at 26.20% pays out a band-typical share of earnings, while KeyCorp (KEY) at 45.05% distributes more than its industry norm — less retained, thinner cover.

KEY

Banks industry group

45.05%

Max
70.75%
KEY
45.05%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

SSB

Banks industry group

26.20%

Max
70.75%
Q3
41.28%
Median
29.26%
SSB
26.20%
Q1
18.98%
Min
0.00%
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KeyCorp (KEY) vs. SouthState Bank (SSB): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for KeyCorp (KEY) and SouthState Bank (SSB)
MetricKEYSSB
Dividend Yield (TTM)3.91%2.36%
Dividend Payout Ratio (TTM)45.05%26.20%

Valuation

P/E Ratio (TTM)

Both KeyCorp (KEY) at 11.46 and SouthState Bank (SSB) at 11.09 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

KEY

Banks industry group

11.46

Max
18.16
Q3
13.75
Median
11.81
KEY
11.46
Q1
10.64
Min
6.49

SSB

Banks industry group

11.09

Max
18.16
Q3
13.75
Median
11.81
SSB
11.09
Q1
10.64
Min
6.49
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KeyCorp (KEY) vs. SouthState Bank (SSB): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both KeyCorp (KEY) in Banks and SouthState Bank (SSB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

On P/B ratio, both KeyCorp (KEY) at 1.39 and SouthState Bank (SSB) at 1.11 are valued close to their industries’ norm against book — neither stands out from peers.

KEY

Banks industry group

1.39

Max
2.28
Q3
1.58
KEY
1.39
Median
1.32
Q1
1.10
Min
0.59

SSB

Banks industry group

1.11

Max
2.28
Q3
1.58
Median
1.32
SSB
1.11
Q1
1.10
Min
0.59
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KeyCorp (KEY) vs. SouthState Bank (SSB): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for KeyCorp (KEY) and SouthState Bank (SSB)
MetricKEYSSB
P/E Ratio (TTM)11.4611.09
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.391.11
Free Cash Flow Yield (TTM)----