KEY vs. RF: KeyCorp vs. Regions Financial Stock Comparison
How do KeyCorp (KEY) and Regions Financial (RF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
KeyCorp (KEY) and Regions Financial (RF) both belong to the Banks industry, though KEY is classified under Diversified Banks while RF falls under Regional Banks.
| Profile Item | KEY | RF |
|---|---|---|
| Name | KeyCorp | Regions Financial Corp. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Regional Banks |
| Market Capitalization | 22.02 billion USD | 24.06 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 5, 1987 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | KEY | RF |
|---|---|---|
| Total Return (1Y) | 24.10% | 22.28% |
| Total Return (3Y, Annualized) | 31.53% | 30.40% |
| Total Return (5Y, Annualized) | 3.00% | 8.09% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | KEY | RF |
|---|---|---|
| Volatility (1Y, Annualized) | 23.07% | 23.37% |
| Beta (5Y) | 1.06 | 1.00 |
| Max Drawdown (5Y) | -65.23% | -40.99% |
| Avg. Volume (3M) | 14.36M | 9.26M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | KEY | RF |
|---|---|---|
| Sharpe Ratio (1Y) | 0.86 | 0.77 |
| Sortino Ratio (1Y) | 1.25 | 1.11 |
Profitability
ROE (TTM)
Both KeyCorp (KEY) at 11.17% and Regions Financial (RF) at 12.38% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
KEY
Banks industry group
11.17%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- KEY
- 11.17%
- Q1
- 9.50%
- Min
- 3.64%
RF
Banks industry group
12.38%
- Max
- 19.84%
- Q3
- 13.67%
- RF
- 12.38%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both KeyCorp (KEY) at 27.99% and Regions Financial (RF) at 31.29% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
KEY
Banks industry group
27.99%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- KEY
- 27.99%
- Q1
- 27.11%
- Min
- 14.93%
RF
Banks industry group
31.29%
- Max
- 47.19%
- Q3
- 35.25%
- RF
- 31.29%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for KeyCorp (KEY) in Banks and Regions Financial (RF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | KEY | RF |
|---|---|---|
| ROE (TTM) | 11.17% | 12.38% |
| ROA (TTM) | 1.11% | 1.42% |
| Net Margin (TTM) | 27.99% | 31.29% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
KeyCorp (KEY) at 65.72% clears its industry range for revenue growth, far stronger top-line momentum than Regions Financial (RF) at 6.25%, which is closer to a typical peer reading.
EPS Growth
Only one side can be read here: Regions Financial (RF) reports EPS growth of 19.17%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.
Growth Metrics
| Metric | KEY | RF |
|---|---|---|
| Revenue Growth (YoY) | 65.72% | 6.25% |
| Revenue Growth (3Y CAGR) | 1.21% | 1.65% |
| EPS Growth (YoY) | -- | 19.17% |
| EPS Growth (3Y CAGR) | -7.65% | 0.29% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: KeyCorp (KEY) in Banks and Regions Financial (RF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: KeyCorp (KEY) in Banks and Regions Financial (RF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | KEY | RF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both KeyCorp (KEY) at 3.91% and Regions Financial (RF) at 3.85% offer top-quartile dividend income relative to share price within their industries.
KEY
Banks industry group
3.91%
- Max
- 5.79%
- KEY
- 3.91%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
RF
Banks industry group
3.85%
- Max
- 5.79%
- RF
- 3.85%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both KeyCorp (KEY) at 45.05% and Regions Financial (RF) at 43.27% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
KEY
Banks industry group
45.05%
- Max
- 70.75%
- KEY
- 45.05%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
RF
Banks industry group
43.27%
- Max
- 70.75%
- RF
- 43.27%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | KEY | RF |
|---|---|---|
| Dividend Yield (TTM) | 3.91% | 3.85% |
| Dividend Payout Ratio (TTM) | 45.05% | 43.27% |
Valuation
P/E Ratio (TTM)
Both KeyCorp (KEY) at 11.46 and Regions Financial (RF) at 11.10 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
KEY
Banks industry group
11.46
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- KEY
- 11.46
- Q1
- 10.64
- Min
- 6.49
RF
Banks industry group
11.10
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- RF
- 11.10
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both KeyCorp (KEY) in Banks and Regions Financial (RF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
On P/B ratio, both KeyCorp (KEY) at 1.39 and Regions Financial (RF) at 1.46 are valued close to their industries’ norm against book — neither stands out from peers.
KEY
Banks industry group
1.39
- Max
- 2.28
- Q3
- 1.58
- KEY
- 1.39
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
RF
Banks industry group
1.46
- Max
- 2.28
- Q3
- 1.58
- RF
- 1.46
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | KEY | RF |
|---|---|---|
| P/E Ratio (TTM) | 11.46 | 11.10 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.39 | 1.46 |
| Free Cash Flow Yield (TTM) | -- | -- |