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JKHY vs. NMR: Jack Henry & Associates vs. Nomura Stock Comparison

How do Jack Henry & Associates (JKHY) and Nomura (NMR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Jack Henry & Associates (JKHY) and Nomura (NMR) both fall under the Financial Services industry group, but JKHY is classified in Financial Services while NMR is classified in Capital Markets.

Jack Henry & Associates (JKHY) trades as ordinary local shares, while Nomura (NMR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Jack Henry & Associates (JKHY) and Nomura (NMR)
Profile ItemJKHYNMR
NameJack Henry & Associates, Inc.Nomura Holdings, Inc. Sponsored ADR
Country/RegionUnited StatesJapan
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesCapital Markets
GICS Sub-IndustryTransaction & Payment Processing ServicesInvestment Banking & Brokerage
Market Capitalization12.15 billion USD27.53 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateNovember 20, 1985December 17, 2001
Security TypeCommon StockADR

Price Performance

Cumulative Growth

JKHY
NMR
GSPC
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Jack Henry & Associates (JKHY) vs. Nomura (NMR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Jack Henry & Associates (JKHY) and Nomura (NMR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Jack Henry & Associates (JKHY) and Nomura (NMR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Jack Henry & Associates (JKHY) and Nomura (NMR)
MetricJKHYNMR
Total Return (1Y)9.28%35.42%
Total Return (3Y, Annualized)6.53%37.86%
Total Return (5Y, Annualized)3.04%18.78%

Risk Profile

Drawdown History

JKHY
NMR
GSPC
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Jack Henry & Associates (JKHY) vs. Nomura (NMR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Jack Henry & Associates (JKHY) and Nomura (NMR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Jack Henry & Associates (JKHY) and Nomura (NMR)
MetricJKHYNMR
Volatility (1Y, Annualized)31.51%29.52%
Beta (5Y)0.510.79
Max Drawdown (5Y)-38.35%-38.40%
Avg. Volume (3M)944.55K789.26K

Risk-Adjusted Performance

Risk-Return Positioning

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JKHY and NMR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Jack Henry & Associates (JKHY) and Nomura (NMR)
MetricJKHYNMR
Sharpe Ratio (1Y)0.161.06
Sortino Ratio (1Y)0.231.55

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Nomura (NMR) earns 11.51% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.

JKHY

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
JKHY
--

NMR

Financial Services industry group

11.51%

Max
44.78%
Q3
21.85%
Median
12.91%
NMR
11.51%
Q1
4.48%
Min
-18.71%
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Jack Henry & Associates (JKHY) vs. Nomura (NMR): JKHY does not report ROE, so it has no value marker; NMR is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Both Jack Henry & Associates (JKHY) at 19.96% and Nomura (NMR) at 17.12% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

JKHY

Financial Services industry group

19.96%

Max
62.84%
Q3
28.05%
JKHY
19.96%
Median
15.36%
Q1
4.82%
Min
-28.52%

NMR

Financial Services industry group

17.12%

Max
62.84%
Q3
28.05%
NMR
17.12%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Jack Henry & Associates (JKHY) at 29.52% and Nomura (NMR) at 24.36% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

JKHY

Financial Services industry group

29.52%

Max
107.33%
Q3
55.90%
Median
30.09%
JKHY
29.52%
Q1
14.60%
Min
-44.34%

NMR

Financial Services industry group

24.36%

Max
107.33%
Q3
55.90%
Median
30.09%
NMR
24.36%
Q1
14.60%
Min
-44.34%
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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Jack Henry & Associates (JKHY) and Nomura (NMR)
MetricJKHYNMR
ROE (TTM)--11.51%
ROA (TTM)--0.68%
Net Margin (TTM)19.96%17.12%
Operating Margin (TTM)29.52%24.36%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Jack Henry & Associates (JKHY) at 7.12% and Nomura (NMR) at 10.80% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Jack Henry & Associates (JKHY) at 11.86% and Nomura (NMR) at 7.17% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Jack Henry & Associates (JKHY) and Nomura (NMR)
MetricJKHYNMR
Revenue Growth (YoY)7.12%10.80%
Revenue Growth (3Y CAGR)6.99%17.17%
EPS Growth (YoY)11.86%7.17%
EPS Growth (3Y CAGR)11.61%58.75%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Jack Henry & Associates (JKHY) in Financial Services and Nomura (NMR) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Jack Henry & Associates (JKHY) in Financial Services and Nomura (NMR) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Jack Henry & Associates (JKHY) and Nomura (NMR)
MetricJKHYNMR
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Jack Henry & Associates (JKHY) at 1.34% pays an industry-typical yield; Nomura (NMR) at 620.40% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

JKHY

Financial Services industry group

1.34%

Max
9.77%
Q3
3.92%
JKHY
1.34%
Median
1.09%
Q1
0.00%
Min
0.00%

NMR

Financial Services industry group

620.40%

NMR
620.40%
Max
9.77%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%
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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Jack Henry & Associates (JKHY) at 33.10% and Nomura (NMR) at 16.85% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

JKHY

Financial Services industry group

33.10%

Max
241.07%
Q3
97.36%
JKHY
33.10%
Median
25.77%
Q1
0.00%
Min
0.00%

NMR

Financial Services industry group

16.85%

Max
241.07%
Q3
97.36%
Median
25.77%
NMR
16.85%
Q1
0.00%
Min
0.00%
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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Jack Henry & Associates (JKHY) and Nomura (NMR)
MetricJKHYNMR
Dividend Yield (TTM)1.34%620.40%
Dividend Payout Ratio (TTM)33.10%16.85%

Valuation

P/E Ratio (TTM)

Both Jack Henry & Associates (JKHY) at 23.80 and Nomura (NMR) at 10.83 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

JKHY

Financial Services industry group

23.80

Max
45.85
Q3
24.64
JKHY
23.80
Median
15.37
Q1
9.68
Min
0.16

NMR

Financial Services industry group

10.83

Max
45.85
Q3
24.64
Median
15.37
NMR
10.83
Q1
9.68
Min
0.16
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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Nomura (NMR) at 0.01 looks cheap on sales in the lower P/S ratio quartile, while Jack Henry & Associates (JKHY) at 4.67 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

JKHY

Financial Services industry group

4.67

Max
9.23
JKHY
4.67
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

NMR

Financial Services industry group

0.01

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
NMR
0.01
Min
-0.55
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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Nomura (NMR) at 1.15 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.

JKHY

Financial Services industry group

5.92

Max
7.79
JKHY
5.92
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

NMR

Financial Services industry group

1.15

Max
7.79
Q3
3.63
Median
1.57
NMR
1.15
Q1
0.81
Min
-0.39
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Jack Henry & Associates (JKHY) vs. Nomura (NMR): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Jack Henry & Associates (JKHY) and Nomura (NMR)
MetricJKHYNMR
P/E Ratio (TTM)23.8010.83
P/S Ratio (TTM)4.670.01
P/B Ratio (MRQ)5.921.15
Free Cash Flow Yield (TTM)----