JKHY vs. MS: Jack Henry & Associates vs. Morgan Stanley Stock Comparison
How do Jack Henry & Associates (JKHY) and Morgan Stanley (MS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Jack Henry & Associates (JKHY) and Morgan Stanley (MS) both fall under the Financial Services industry group, but JKHY is classified in Financial Services while MS is classified in Capital Markets.
| Profile Item | JKHY | MS |
|---|---|---|
| Name | Jack Henry & Associates, Inc. | Morgan Stanley Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Investment Banking & Brokerage |
| Market Capitalization | 12.15 billion USD | 283.60 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | November 20, 1985 | February 23, 1993 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | JKHY | MS |
|---|---|---|
| Total Return (1Y) | 9.28% | 19.44% |
| Total Return (3Y, Annualized) | 6.53% | 40.69% |
| Total Return (5Y, Annualized) | 3.04% | 17.38% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | JKHY | MS |
|---|---|---|
| Volatility (1Y, Annualized) | 31.51% | 29.73% |
| Beta (5Y) | 0.51 | 1.21 |
| Max Drawdown (5Y) | -38.35% | -32.38% |
| Avg. Volume (3M) | 944.55K | 5.37M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | JKHY | MS |
|---|---|---|
| Sharpe Ratio (1Y) | 0.16 | 0.51 |
| Sortino Ratio (1Y) | 0.23 | 0.73 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Morgan Stanley (MS) earns 18.04% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.
JKHY
Financial Services industry group
--
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
- JKHY
- --
MS
Financial Services industry group
18.04%
- Max
- 44.78%
- Q3
- 21.85%
- MS
- 18.04%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Jack Henry & Associates (JKHY) at 19.96% and Morgan Stanley (MS) at 25.63% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
JKHY
Financial Services industry group
19.96%
- Max
- 62.84%
- Q3
- 28.05%
- JKHY
- 19.96%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
MS
Financial Services industry group
25.63%
- Max
- 62.84%
- Q3
- 28.05%
- MS
- 25.63%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Jack Henry & Associates (JKHY) at 29.52% and Morgan Stanley (MS) at 39.00% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
JKHY
Financial Services industry group
29.52%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- JKHY
- 29.52%
- Q1
- 14.60%
- Min
- -44.34%
MS
Financial Services industry group
39.00%
- Max
- 107.33%
- Q3
- 55.90%
- MS
- 39.00%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | JKHY | MS |
|---|---|---|
| ROE (TTM) | -- | 18.04% |
| ROA (TTM) | -- | 1.35% |
| Net Margin (TTM) | 19.96% | 25.63% |
| Operating Margin (TTM) | 29.52% | 39.00% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Jack Henry & Associates (JKHY) at 7.12% and Morgan Stanley (MS) at 14.48% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Jack Henry & Associates (JKHY) at 11.86% and Morgan Stanley (MS) at 28.43% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | JKHY | MS |
|---|---|---|
| Revenue Growth (YoY) | 7.12% | 14.48% |
| Revenue Growth (3Y CAGR) | 6.99% | 9.52% |
| EPS Growth (YoY) | 11.86% | 28.43% |
| EPS Growth (3Y CAGR) | 11.61% | 18.41% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Jack Henry & Associates (JKHY) in Financial Services and Morgan Stanley (MS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Jack Henry & Associates (JKHY) in Financial Services and Morgan Stanley (MS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | JKHY | MS |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Jack Henry & Associates (JKHY) at 1.34% and Morgan Stanley (MS) at 2.40% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
JKHY
Financial Services industry group
1.34%
- Max
- 9.77%
- Q3
- 3.92%
- JKHY
- 1.34%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
MS
Financial Services industry group
2.40%
- Max
- 9.77%
- Q3
- 3.92%
- MS
- 2.40%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Jack Henry & Associates (JKHY) at 33.10% and Morgan Stanley (MS) at 32.91% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
JKHY
Financial Services industry group
33.10%
- Max
- 241.07%
- Q3
- 97.36%
- JKHY
- 33.10%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
MS
Financial Services industry group
32.91%
- Max
- 241.07%
- Q3
- 97.36%
- MS
- 32.91%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | JKHY | MS |
|---|---|---|
| Dividend Yield (TTM) | 1.34% | 2.40% |
| Dividend Payout Ratio (TTM) | 33.10% | 32.91% |
Valuation
P/E Ratio (TTM)
Both Jack Henry & Associates (JKHY) at 23.80 and Morgan Stanley (MS) at 14.39 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
JKHY
Financial Services industry group
23.80
- Max
- 45.85
- Q3
- 24.64
- JKHY
- 23.80
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
MS
Financial Services industry group
14.39
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- MS
- 14.39
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Morgan Stanley (MS) at 3.55 is priced about in line with its industry on P/S ratio, while Jack Henry & Associates (JKHY) at 4.67 sits in the pricier quartile — JKHY costs more per dollar of sales.
JKHY
Financial Services industry group
4.67
- Max
- 9.23
- JKHY
- 4.67
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
MS
Financial Services industry group
3.55
- Max
- 9.23
- Q3
- 4.57
- MS
- 3.55
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Morgan Stanley (MS) at 2.65 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.
JKHY
Financial Services industry group
5.92
- Max
- 7.79
- JKHY
- 5.92
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
MS
Financial Services industry group
2.65
- Max
- 7.79
- Q3
- 3.63
- MS
- 2.65
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | JKHY | MS |
|---|---|---|
| P/E Ratio (TTM) | 23.80 | 14.39 |
| P/S Ratio (TTM) | 4.67 | 3.55 |
| P/B Ratio (MRQ) | 5.92 | 2.65 |
| Free Cash Flow Yield (TTM) | -- | -- |