IBN vs. RY: ICICI Bank vs. Royal Bank of Canada Stock Comparison

Company Profile

ICICI Bank (IBN) and Royal Bank of Canada (RY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Royal Bank of Canada (RY) trades as ordinary local shares, while ICICI Bank (IBN) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both ICICI Bank (IBN) at 16.49% and Royal Bank of Canada (RY) at 16.21% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

Both ICICI Bank (IBN) at 27.85% and Royal Bank of Canada (RY) at 33.87% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for ICICI Bank (IBN) in Banks and Royal Bank of Canada (RY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both ICICI Bank (IBN) at 9.13% and Royal Bank of Canada (RY) at 15.73% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Only one side can be read here: ICICI Bank (IBN) reports EPS growth of 5.10%, ranked against its industry; Royal Bank of Canada (RY) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: ICICI Bank (IBN) in Banks and Royal Bank of Canada (RY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: ICICI Bank (IBN) in Banks and Royal Bank of Canada (RY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

ICICI Bank (IBN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Royal Bank of Canada (RY) reports a yield of 3.23%, ranking against industry peers normally.

ICICI Bank (IBN) at 14.16% retains more earnings than its industry usually does; Royal Bank of Canada (RY) at 41.49% distributes an above-typical share — opposite departures from the band, with the risk sitting on RY’s side.

Dividend Metrics

Valuation

Both look expensive on trailing earnings: Royal Bank of Canada (RY) at 17.58 sits in the richer P/E ratio quartile, and ICICI Bank (IBN) at 19.26 is richer still, above its industry range.

P/S ratio is set aside for both ICICI Bank (IBN) in Banks and Royal Bank of Canada (RY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Measured against book value, both ICICI Bank (IBN) at 2.94 and Royal Bank of Canada (RY) at 2.92 look expensive — each P/B ratio sits above its industry’s benchmark range.

Valuation Metrics