HUM vs. MOH: Humana vs. Molina Healthcare Stock Comparison

November 11, 2026

How do Humana (HUM) and Molina Healthcare (MOH) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Humana (HUM) and Molina Healthcare (MOH) are both classified in the Managed Health Care sub-industry within the broader Health Care Providers & Services industry, placing them in the closest GICS peer bucket.

Company profile comparison for Humana (HUM) and Molina Healthcare (MOH)
Profile Item	HUM	MOH
Name	Humana Inc.	Molina Healthcare Inc.
Country/Region	United States	United States
GICS Sector	Health Care	Health Care
GICS Industry Group	Health Care Equipment & Services	Health Care Equipment & Services
GICS Industry	Health Care Providers & Services	Health Care Providers & Services
GICS Sub-Industry	Managed Health Care	Managed Health Care
Market Capitalization	52.09 billion USD	10.87 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	December 31, 1981	July 2, 2003
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

HUM

MOH

GSPC

Humana (HUM) vs. Molina Healthcare (MOH), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Humana (HUM) and Molina Healthcare (MOH). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Humana (HUM) and Molina Healthcare (MOH). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Humana (HUM) and Molina Healthcare (MOH)
Metric	HUM	MOH
Total Return (1Y)	75.62%	34.94%
Total Return (3Y, Annualized)	-2.91%	-16.49%
Total Return (5Y, Annualized)	0.40%	-7.64%

Risk Profile

Drawdown History

HUM

MOH

GSPC

Humana (HUM) vs. Molina Healthcare (MOH), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Humana (HUM) and Molina Healthcare (MOH). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Humana (HUM) and Molina Healthcare (MOH)
Metric	HUM	MOH
Volatility (1Y, Annualized)	45.95%	50.63%
Beta (5Y)	0.62	0.73
Max Drawdown (5Y)	-69.92%	-70.76%
Avg. Volume (3M)	1.26M	742.07K

Risk-Adjusted Performance

Risk-Return Positioning

HUM and MOH are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Humana (HUM) and Molina Healthcare (MOH)
Metric	HUM	MOH
Sharpe Ratio (1Y)	1.55	0.61
Sortino Ratio (1Y)	2.28	0.84

Profitability

ROE (TTM)

Molina Healthcare (MOH) reports a negative ROE of -1.15%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Humana (HUM) reports 6.74%, ranking against industry peers normally.

HUM

Health Care Equipment & Services industry group

6.74%

Max: 47.61%
Q3: 14.36%
HUM: 6.74%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

MOH

Health Care Equipment & Services industry group

-1.15%

Max: 47.61%
Q3: 14.36%
Median: 5.45%
MOH: -1.15%
Q1: -10.67%
Min: -47.01%

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Molina Healthcare (MOH) reports a negative net margin of -0.11%, usually indicating a net loss over the period. Meanwhile Humana (HUM) reports 0.81%, ranking against industry peers normally.

HUM

Health Care Equipment & Services industry group

0.81%

Max: 29.35%
Q3: 9.33%
Median: 2.18%
HUM: 0.81%
Q1: -6.29%
Min: -28.46%

MOH

Health Care Equipment & Services industry group

-0.11%

Max: 29.35%
Q3: 9.33%
Median: 2.18%
MOH: -0.11%
Q1: -6.29%
Min: -28.46%

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Both Humana (HUM) at 0.24% and Molina Healthcare (MOH) at 1.00% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

HUM

Health Care Equipment & Services industry group

0.24%

Max: 35.43%
Q3: 14.14%
Median: 6.81%
HUM: 0.24%
Q1: -0.28%
Min: -16.29%

MOH

Health Care Equipment & Services industry group

1.00%

Max: 35.43%
Q3: 14.14%
Median: 6.81%
MOH: 1.00%
Q1: -0.28%
Min: -16.29%

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Humana (HUM) and Molina Healthcare (MOH)
Metric	HUM	MOH
ROE (TTM)	6.74%	-1.15%
ROA (TTM)	3.24%	1.07%
Net Margin (TTM)	0.81%	-0.11%
Operating Margin (TTM)	0.24%	1.00%
Gross Margin (TTM)	13.01%	8.35%

Growth

Revenue Growth

Both Humana (HUM) at 10.11% and Molina Healthcare (MOH) at 11.75% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their Revenue Growth across different time periods.

EPS Growth

Humana (HUM) at -1.40% is around its peer norm for EPS growth, while Molina Healthcare (MOH) at -56.32% drops into the bottom quartile, signaling weaker earnings momentum.

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Humana (HUM) and Molina Healthcare (MOH)
Metric	HUM	MOH
Revenue Growth (YoY)	10.11%	11.75%
Revenue Growth (3Y CAGR)	11.77%	12.42%
EPS Growth (YoY)	-1.40%	-56.32%
EPS Growth (3Y CAGR)	-23.62%	-13.01%

Financial Strength

Current Ratio (MRQ)

Both Humana (HUM) at 1.65 and Molina Healthcare (MOH) at 1.69 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

HUM

Health Care Equipment & Services industry group

1.65

Max: 7.59
Q3: 4.00
Median: 1.98
HUM: 1.65
Q1: 1.37
Min: 0.30

MOH

Health Care Equipment & Services industry group

1.69

Max: 7.59
Q3: 4.00
Median: 1.98
MOH: 1.69
Q1: 1.37
Min: 0.30

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Humana (HUM) at 0.68 carries an industry-typical debt-to-equity mix, while Molina Healthcare (MOH) at 0.95 uses more debt funding than most peers.

HUM

Health Care Equipment & Services industry group

0.68

Max: 1.88
Q3: 0.91
HUM: 0.68
Median: 0.58
Q1: 0.16
Min: 0.00

MOH

Health Care Equipment & Services industry group

0.95

Max: 1.88
MOH: 0.95
Q3: 0.91
Median: 0.58
Q1: 0.16
Min: 0.00

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Humana (HUM) and Molina Healthcare (MOH)
Metric	HUM	MOH
Current Ratio (MRQ)	1.65	1.69
Debt / Equity (MRQ)	0.68	0.95
Net Debt / EBITDA	-4.10	-13.15

Dividends

Dividend Yield (TTM)

Molina Healthcare (MOH) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Humana (HUM) reports a yield of 0.21%, ranking against industry peers normally.

HUM

Health Care Equipment & Services industry group

0.21%

HUM: 0.21%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

MOH

Health Care Equipment & Services industry group

0.00%

MOH: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Molina Healthcare (MOH) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Humana (HUM) reports a payout of 34.54%, ranking against industry peers normally.

HUM

Health Care Equipment & Services industry group

34.54%

HUM: 34.54%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

MOH

Health Care Equipment & Services industry group

0.00%

MOH: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Humana (HUM) and Molina Healthcare (MOH)
Metric	HUM	MOH
Dividend Yield (TTM)	0.21%	0.00%
Dividend Payout Ratio (TTM)	34.54%	0.00%

Valuation

P/E Ratio (TTM)

An earnings multiple is available for just one side: Humana (HUM) trades at 42.32 times trailing earnings, ranked against its peers, while Molina Healthcare (MOH) has no P/E ratio this period.

HUM

Health Care Equipment & Services industry group

42.32

Max: 80.41
Q3: 47.62
HUM: 42.32
Median: 29.93
Q1: 21.19
Min: 4.21

MOH

Health Care Equipment & Services industry group

Max: 80.41
Q3: 47.62
Median: 29.93
Q1: 21.19
Min: 4.21
MOH: --

Humana (HUM) vs. Molina Healthcare (MOH): MOH does not report P/E ratio, so it has no value marker; HUM is benchmarked against the Health Care Equipment & Services industry group.

P/S Ratio (TTM)

Both Humana (HUM) at 0.34 and Molina Healthcare (MOH) at 0.26 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

HUM

Health Care Equipment & Services industry group

0.34

Max: 8.80
Q3: 4.32
Median: 2.13
Q1: 1.10
HUM: 0.34
Min: 0.03

MOH

Health Care Equipment & Services industry group

0.26

Max: 8.80
Q3: 4.32
Median: 2.13
Q1: 1.10
MOH: 0.26
Min: 0.03

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Humana (HUM) at 2.77 and Molina Healthcare (MOH) at 2.62 are valued close to their industries’ norm against book — neither stands out from peers.

HUM

Health Care Equipment & Services industry group

2.77

Max: 11.68
Q3: 6.12
Median: 3.00
HUM: 2.77
Q1: 1.73
Min: -1.31

MOH

Health Care Equipment & Services industry group

2.62

Max: 11.68
Q3: 6.12
Median: 3.00
MOH: 2.62
Q1: 1.73
Min: -1.31

Humana (HUM) vs. Molina Healthcare (MOH): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Humana (HUM) and Molina Healthcare (MOH)
Metric	HUM	MOH
P/E Ratio (TTM)	42.32	--
P/S Ratio (TTM)	0.34	0.26
P/B Ratio (MRQ)	2.77	2.62
Free Cash Flow Yield (TTM)	6.27%	3.83%