HOOD vs. TOST: Robinhood Markets vs. Toast Stock Comparison
How do Robinhood Markets (HOOD) and Toast (TOST) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Robinhood Markets (HOOD) and Toast (TOST) both fall under the Financial Services industry group, but HOOD is classified in Capital Markets while TOST is classified in Financial Services.
| Profile Item | HOOD | TOST |
|---|---|---|
| Name | Robinhood Markets Inc. Class A Common Stock | Toast, Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Investment Banking & Brokerage | Transaction & Payment Processing Services |
| Market Capitalization | 72.86 billion USD | 20.14 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | July 29, 2021 | September 22, 2021 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | HOOD | TOST |
|---|---|---|
| Total Return (1Y) | -35.46% | -5.92% |
| Total Return (3Y, Annualized) | 119.74% | 35.73% |
| Total Return (5Y, Annualized) | 18.05% | -10.54% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | HOOD | TOST |
|---|---|---|
| Volatility (1Y, Annualized) | 71.13% | 45.32% |
| Beta (5Y) | 2.52 | 1.66 |
| Max Drawdown (5Y) | -81.23% | -79.13% |
| Avg. Volume (3M) | 20.63M | 8.73M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | HOOD | TOST |
|---|---|---|
| Sharpe Ratio (1Y) | -0.56 | -0.23 |
| Sortino Ratio (1Y) | -0.82 | -0.31 |
Profitability
ROE (TTM)
Toast (TOST) at 25.58% sits in the top ROE quartile, while Robinhood Markets (HOOD) at 21.45% is closer to the peer norm — stronger capital efficiency for TOST.
HOOD
Financial Services industry group
21.45%
- Max
- 44.78%
- Q3
- 21.85%
- HOOD
- 21.45%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
TOST
Financial Services industry group
25.58%
- Max
- 44.78%
- TOST
- 25.58%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Robinhood Markets (HOOD) at 39.04% retains a top-quartile share of revenue as profit, ahead of Toast (TOST) at 7.69%, which keeps about the industry-typical share.
HOOD
Financial Services industry group
39.04%
- Max
- 62.84%
- HOOD
- 39.04%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
TOST
Financial Services industry group
7.69%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- TOST
- 7.69%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Robinhood Markets (HOOD) at 48.10% runs core operations around its industry’s norm, while Toast (TOST) at 8.63% operates in the bottom quartile.
HOOD
Financial Services industry group
48.10%
- Max
- 107.33%
- Q3
- 55.90%
- HOOD
- 48.10%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
TOST
Financial Services industry group
8.63%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- TOST
- 8.63%
- Min
- -44.34%
Profitability Metrics
| Metric | HOOD | TOST |
|---|---|---|
| ROE (TTM) | 21.45% | 25.58% |
| ROA (TTM) | 4.01% | 10.30% |
| Net Margin (TTM) | 39.04% | 7.69% |
| Operating Margin (TTM) | 48.10% | 8.63% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Robinhood Markets (HOOD) at 51.58% sits in the top revenue growth quartile, while Toast (TOST) at 24.05% is closer to the peer norm — faster top-line expansion for HOOD.
EPS Growth
Toast (TOST) at 1,766.67% clears its industry range for EPS growth, a much stronger earnings trajectory than Robinhood Markets (HOOD) at 31.41%, which is closer to a typical peer reading.
Growth Metrics
| Metric | HOOD | TOST |
|---|---|---|
| Revenue Growth (YoY) | 51.58% | 24.05% |
| Revenue Growth (3Y CAGR) | 48.79% | 31.10% |
| EPS Growth (YoY) | 31.41% | 1,766.67% |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Robinhood Markets (HOOD) in Financial Services and Toast (TOST) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Robinhood Markets (HOOD) in Financial Services and Toast (TOST) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | HOOD | TOST |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Neither Robinhood Markets (HOOD) nor Toast (TOST) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
HOOD
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- HOOD
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TOST
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- TOST
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Robinhood Markets (HOOD) nor Toast (TOST) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
HOOD
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- HOOD
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TOST
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- TOST
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | HOOD | TOST |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Both Robinhood Markets (HOOD) at 37.29 and Toast (TOST) at 38.10 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
HOOD
Financial Services industry group
37.29
- Max
- 45.85
- HOOD
- 37.29
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
TOST
Financial Services industry group
38.10
- Max
- 45.85
- TOST
- 38.10
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Toast (TOST) at 2.82 prices around its industry’s typical P/S ratio, while Robinhood Markets (HOOD) at 14.34 clears its benchmark range — HOOD looks notably rich on sales.
HOOD
Financial Services industry group
14.34
- HOOD
- 14.34
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
TOST
Financial Services industry group
2.82
- Max
- 9.23
- Q3
- 4.57
- TOST
- 2.82
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Both look rich against book: Robinhood Markets (HOOD) at 7.29 sits in the upper P/B ratio quartile, and Toast (TOST) at 8.79 prices even higher, above its industry range.
HOOD
Financial Services industry group
7.29
- Max
- 7.79
- HOOD
- 7.29
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
TOST
Financial Services industry group
8.79
- TOST
- 8.79
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | HOOD | TOST |
|---|---|---|
| P/E Ratio (TTM) | 37.29 | 38.10 |
| P/S Ratio (TTM) | 14.34 | 2.82 |
| P/B Ratio (MRQ) | 7.29 | 8.79 |
| Free Cash Flow Yield (TTM) | -- | -- |