HOOD vs. SOFI: Robinhood Markets vs. SoFi Stock Comparison
How do Robinhood Markets (HOOD) and SoFi (SOFI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Robinhood Markets (HOOD) and SoFi (SOFI) both fall under the Financial Services industry group, but HOOD is classified in Capital Markets while SOFI is classified in Consumer Finance.
| Profile Item | HOOD | SOFI |
|---|---|---|
| Name | Robinhood Markets Inc. Class A Common Stock | SoFi Technologies, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Consumer Finance |
| GICS Sub-Industry | Investment Banking & Brokerage | Consumer Finance |
| Market Capitalization | 72.86 billion USD | 21.04 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | Nasdaq |
| Listing Date | July 29, 2021 | January 4, 2021 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | HOOD | SOFI |
|---|---|---|
| Total Return (1Y) | -35.46% | -40.42% |
| Total Return (3Y, Annualized) | 119.74% | 34.88% |
| Total Return (5Y, Annualized) | 18.05% | -5.36% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | HOOD | SOFI |
|---|---|---|
| Volatility (1Y, Annualized) | 71.13% | 55.56% |
| Beta (5Y) | 2.52 | 2.22 |
| Max Drawdown (5Y) | -81.23% | -81.28% |
| Avg. Volume (3M) | 20.63M | 48.09M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | HOOD | SOFI |
|---|---|---|
| Sharpe Ratio (1Y) | -0.56 | -0.80 |
| Sortino Ratio (1Y) | -0.82 | -1.09 |
Profitability
ROE (TTM)
Both Robinhood Markets (HOOD) at 21.45% and SoFi (SOFI) at 7.35% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
HOOD
Financial Services industry group
21.45%
- Max
- 44.78%
- Q3
- 21.85%
- HOOD
- 21.45%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
SOFI
Financial Services industry group
7.35%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- SOFI
- 7.35%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Robinhood Markets (HOOD) at 39.04% retains a top-quartile share of revenue as profit, ahead of SoFi (SOFI) at 15.75%, which keeps about the industry-typical share.
HOOD
Financial Services industry group
39.04%
- Max
- 62.84%
- HOOD
- 39.04%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
SOFI
Financial Services industry group
15.75%
- Max
- 62.84%
- Q3
- 28.05%
- SOFI
- 15.75%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Robinhood Markets (HOOD) at 48.10% and SoFi (SOFI) at 23.19% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
HOOD
Financial Services industry group
48.10%
- Max
- 107.33%
- Q3
- 55.90%
- HOOD
- 48.10%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
SOFI
Financial Services industry group
23.19%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- SOFI
- 23.19%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | HOOD | SOFI |
|---|---|---|
| ROE (TTM) | 21.45% | 7.35% |
| ROA (TTM) | 4.01% | 1.31% |
| Net Margin (TTM) | 39.04% | 15.75% |
| Operating Margin (TTM) | 48.10% | 23.19% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Robinhood Markets (HOOD) at 51.58% and SoFi (SOFI) at 38.32% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.
EPS Growth
Both Robinhood Markets (HOOD) at 31.41% and SoFi (SOFI) at 0.00% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | HOOD | SOFI |
|---|---|---|
| Revenue Growth (YoY) | 51.58% | 38.32% |
| Revenue Growth (3Y CAGR) | 48.79% | 31.93% |
| EPS Growth (YoY) | 31.41% | 0.00% |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Robinhood Markets (HOOD) in Financial Services and SoFi (SOFI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Robinhood Markets (HOOD) in Financial Services and SoFi (SOFI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | HOOD | SOFI |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Neither Robinhood Markets (HOOD) nor SoFi (SOFI) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
HOOD
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- HOOD
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
SOFI
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- SOFI
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Robinhood Markets (HOOD) nor SoFi (SOFI) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
HOOD
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- HOOD
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
SOFI
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SOFI
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | HOOD | SOFI |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Both Robinhood Markets (HOOD) at 37.29 and SoFi (SOFI) at 29.47 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
HOOD
Financial Services industry group
37.29
- Max
- 45.85
- HOOD
- 37.29
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
SOFI
Financial Services industry group
29.47
- Max
- 45.85
- SOFI
- 29.47
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
SoFi (SOFI) at 4.49 prices around its industry’s typical P/S ratio, while Robinhood Markets (HOOD) at 14.34 clears its benchmark range — HOOD looks notably rich on sales.
HOOD
Financial Services industry group
14.34
- HOOD
- 14.34
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
SOFI
Financial Services industry group
4.49
- Max
- 9.23
- Q3
- 4.57
- SOFI
- 4.49
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
SoFi (SOFI) at 1.86 is valued about in line with its industry on P/B ratio, while Robinhood Markets (HOOD) at 7.29 carries an above-peer premium to book — HOOD is pricier on assets.
HOOD
Financial Services industry group
7.29
- Max
- 7.79
- HOOD
- 7.29
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
SOFI
Financial Services industry group
1.86
- Max
- 7.79
- Q3
- 3.63
- SOFI
- 1.86
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | HOOD | SOFI |
|---|---|---|
| P/E Ratio (TTM) | 37.29 | 29.47 |
| P/S Ratio (TTM) | 14.34 | 4.49 |
| P/B Ratio (MRQ) | 7.29 | 1.86 |
| Free Cash Flow Yield (TTM) | -- | -- |