HOOD vs. NU: Robinhood Markets vs. Nu Holdings Stock Comparison

Company Profile

Robinhood Markets (HOOD) and Nu Holdings (NU) share the Financials sector but sit in different industry groups — HOOD in Financial Services and NU in Banks.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Robinhood Markets (HOOD) carries a highly aggressive beta of 2.52, indicating much higher sensitivity to broad-market moves, whereas Nu Holdings (NU) is closer to market-like at 0.94 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Nu Holdings (NU) at 31.63% clears its industry range for ROE, a sharper capital-efficiency signal than Robinhood Markets (HOOD) at 21.45%, which is closer to a typical peer reading.

For every dollar of sales, both Robinhood Markets (HOOD) at 39.04% and Nu Holdings (NU) at 42.73% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Robinhood Markets (HOOD) reports operating margin of 48.10%; Nu Holdings (NU) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.

Profitability Metrics

Growth

Both Robinhood Markets (HOOD) at 51.58% and Nu Holdings (NU) at 28.51% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.

Nu Holdings (NU) at 44.92% sits in the top EPS growth quartile, while Robinhood Markets (HOOD) at 31.41% is closer to the peer norm — faster per-share earnings growth for NU.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Robinhood Markets (HOOD) in Financial Services and Nu Holdings (NU) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Robinhood Markets (HOOD) in Financial Services and Nu Holdings (NU) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Robinhood Markets (HOOD) nor Nu Holdings (NU) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Robinhood Markets (HOOD) nor Nu Holdings (NU) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

Both Robinhood Markets (HOOD) at 37.29 and Nu Holdings (NU) at 16.48 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

Robinhood Markets (HOOD) shows P/S ratio of 14.34; for Nu Holdings (NU) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.

Both look rich against book: Robinhood Markets (HOOD) at 7.29 sits in the upper P/B ratio quartile, and Nu Holdings (NU) at 4.39 prices even higher, above its industry range.

Valuation Metrics