HOOD vs. MA: Robinhood Markets vs. Mastercard Stock Comparison

Company Profile

Robinhood Markets (HOOD) and Mastercard (MA) both fall under the Financial Services industry group, but HOOD is classified in Capital Markets while MA is classified in Financial Services.

Mastercard (MA) has more than two decades of public-market history since May 25, 2006, whereas Robinhood Markets (HOOD) listed on July 29, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Robinhood Markets (HOOD) carries a highly aggressive beta of 2.52, indicating much higher sensitivity to broad-market moves, whereas Mastercard (MA) is closer to market-like at 0.76 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Mastercard (MA) at 231.37% clears its industry range for ROE, a sharper capital-efficiency signal than Robinhood Markets (HOOD) at 21.45%, which is closer to a typical peer reading.

For every dollar of sales, both Robinhood Markets (HOOD) at 39.04% and Mastercard (MA) at 46.73% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of Robinhood Markets (HOOD) at 48.10%, which runs around its industry’s norm.

Profitability Metrics

Growth

Robinhood Markets (HOOD) at 51.58% sits in the top revenue growth quartile, while Mastercard (MA) at 16.42% is closer to the peer norm — faster top-line expansion for HOOD.

Both Robinhood Markets (HOOD) at 31.41% and Mastercard (MA) at 18.93% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Robinhood Markets (HOOD) in Financial Services and Mastercard (MA) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Robinhood Markets (HOOD) in Financial Services and Mastercard (MA) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Robinhood Markets (HOOD) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mastercard (MA) reports a yield of 0.53%, ranking against industry peers normally.

Robinhood Markets (HOOD) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mastercard (MA) reports a payout of 17.63%, ranking against industry peers normally.

Dividend Metrics

Valuation

Both Robinhood Markets (HOOD) at 37.29 and Mastercard (MA) at 34.15 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

Investors are paying well above the peer range per dollar of sales for both Robinhood Markets (HOOD) at 14.34 and Mastercard (MA) at 15.67 — each P/S ratio clears its industry’s benchmark range.

Both look rich against book: Robinhood Markets (HOOD) at 7.29 sits in the upper P/B ratio quartile, and Mastercard (MA) at 84.30 prices even higher, above its industry range.

Valuation Metrics