GWRE vs. U: Guidewire Software vs. Unity Software Stock Comparison
How do Guidewire Software (GWRE) and Unity Software (U) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Guidewire Software (GWRE) and Unity Software (U) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.
| Profile Item | GWRE | U |
|---|---|---|
| Name | Guidewire Software Inc. | Unity Software Inc. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Application Software | Application Software |
| Market Capitalization | 13.34 billion USD | 22.85 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 25, 2012 | September 18, 2020 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GWRE | U |
|---|---|---|
| Total Return (1Y) | -25.97% | 30.56% |
| Total Return (3Y, Annualized) | 21.68% | 27.46% |
| Total Return (5Y, Annualized) | 4.78% | -21.16% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GWRE | U |
|---|---|---|
| Volatility (1Y, Annualized) | 62.03% | 71.11% |
| Beta (5Y) | 0.99 | 1.97 |
| Max Drawdown (5Y) | -60.79% | -93.07% |
| Avg. Volume (3M) | 1.29M | 10.92M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GWRE | U |
|---|---|---|
| Sharpe Ratio (1Y) | -0.49 | 0.37 |
| Sortino Ratio (1Y) | -0.68 | 0.51 |
Profitability
ROE (TTM)
Unity Software (U) reports a negative ROE of -9.66%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Guidewire Software (GWRE) reports 10.51%, ranking against industry peers normally.
GWRE
Software & Services industry group
10.51%
- Max
- 53.85%
- Q3
- 17.90%
- GWRE
- 10.51%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
U
Software & Services industry group
-9.66%
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- U
- -9.66%
- Min
- -50.52%
Net Margin (TTM)
Unity Software (U) reports a negative net margin of -15.60%, usually indicating a net loss over the period. Meanwhile Guidewire Software (GWRE) reports 9.44%, ranking against industry peers normally.
GWRE
Software & Services industry group
9.44%
- Max
- 41.17%
- Q3
- 15.28%
- GWRE
- 9.44%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
U
Software & Services industry group
-15.60%
- Max
- 41.17%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- U
- -15.60%
- Min
- -33.17%
Operating Margin (TTM)
Both Guidewire Software (GWRE) at 15.16% and Unity Software (U) at 16.95% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
GWRE
Software & Services industry group
15.16%
- Max
- 46.89%
- Q3
- 17.64%
- GWRE
- 15.16%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
U
Software & Services industry group
16.95%
- Max
- 46.89%
- Q3
- 17.64%
- U
- 16.95%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | GWRE | U |
|---|---|---|
| ROE (TTM) | 10.51% | -9.66% |
| ROA (TTM) | 3.54% | -0.45% |
| Net Margin (TTM) | 9.44% | -15.60% |
| Operating Margin (TTM) | 15.16% | 16.95% |
| Gross Margin (TTM) | 64.21% | 78.49% |
Growth
Revenue Growth
Guidewire Software (GWRE) at 22.70% is around its peer norm for revenue growth, while Unity Software (U) at 2.01% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Only one side can be read here: Guidewire Software (GWRE) reports EPS growth of 101.23%, ranked against its industry; Unity Software (U) has no EPS growth figure this period.
Growth Metrics
| Metric | GWRE | U |
|---|---|---|
| Revenue Growth (YoY) | 22.70% | 2.01% |
| Revenue Growth (3Y CAGR) | 17.68% | 9.96% |
| EPS Growth (YoY) | 101.23% | -- |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
Both Guidewire Software (GWRE) at 1.79 and Unity Software (U) at 2.17 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.
GWRE
Software & Services industry group
1.79
- Max
- 5.11
- Q3
- 2.77
- GWRE
- 1.79
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
U
Software & Services industry group
2.17
- Max
- 5.11
- Q3
- 2.77
- U
- 2.17
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Both Guidewire Software (GWRE) at 0.60 and Unity Software (U) at 0.66 fund their balance sheets with roughly industry-typical debt-to-equity mixes.
GWRE
Software & Services industry group
0.60
- Max
- 2.52
- Q3
- 1.13
- GWRE
- 0.60
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
U
Software & Services industry group
0.66
- Max
- 2.52
- Q3
- 1.13
- U
- 0.66
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | GWRE | U |
|---|---|---|
| Current Ratio (MRQ) | 1.79 | 2.17 |
| Debt / Equity (MRQ) | 0.60 | 0.66 |
| Net Debt / EBITDA | -0.38 | -0.86 |
Dividends
Dividend Yield (TTM)
Neither Guidewire Software (GWRE) nor Unity Software (U) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
U
Software & Services industry group
0.00%
- U
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Guidewire Software (GWRE) nor Unity Software (U) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
U
Software & Services industry group
0.00%
- U
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GWRE | U |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
An earnings multiple is available for just one side: Guidewire Software (GWRE) trades at 99.02 times trailing earnings, ranked against its peers, while Unity Software (U) has no P/E ratio this period.
GWRE
Software & Services industry group
99.02
- Max
- 112.94
- GWRE
- 99.02
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
U
Software & Services industry group
--
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
- U
- --
P/S Ratio (TTM)
Both Guidewire Software (GWRE) at 9.04 and Unity Software (U) at 10.48 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.
GWRE
Software & Services industry group
9.04
- Max
- 17.91
- GWRE
- 9.04
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
U
Software & Services industry group
10.48
- Max
- 17.91
- U
- 10.48
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Unity Software (U) at 7.03 is valued about in line with its industry on P/B ratio, while Guidewire Software (GWRE) at 11.09 carries an above-peer premium to book — GWRE is pricier on assets.
GWRE
Software & Services industry group
11.09
- Max
- 16.63
- GWRE
- 11.09
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
U
Software & Services industry group
7.03
- Max
- 16.63
- Q3
- 8.50
- U
- 7.03
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | GWRE | U |
|---|---|---|
| P/E Ratio (TTM) | 99.02 | -- |
| P/S Ratio (TTM) | 9.04 | 10.48 |
| P/B Ratio (MRQ) | 11.09 | 7.03 |
| Free Cash Flow Yield (TTM) | 2.57% | 2.76% |