GWRE vs. PTC: Guidewire Software vs. PTC Stock Comparison
How do Guidewire Software (GWRE) and PTC (PTC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Guidewire Software (GWRE) and PTC (PTC) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.
| Profile Item | GWRE | PTC |
|---|---|---|
| Name | Guidewire Software Inc. | PTC Inc. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Application Software | Application Software |
| Market Capitalization | 13.34 billion USD | 21.19 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | January 25, 2012 | December 8, 1989 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GWRE | PTC |
|---|---|---|
| Total Return (1Y) | -25.97% | 11.18% |
| Total Return (3Y, Annualized) | 21.68% | 9.59% |
| Total Return (5Y, Annualized) | 4.78% | 9.86% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GWRE | PTC |
|---|---|---|
| Volatility (1Y, Annualized) | 62.03% | 48.48% |
| Beta (5Y) | 0.99 | 0.90 |
| Max Drawdown (5Y) | -60.79% | -48.12% |
| Avg. Volume (3M) | 1.29M | 2.42M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GWRE | PTC |
|---|---|---|
| Sharpe Ratio (1Y) | -0.49 | 0.14 |
| Sortino Ratio (1Y) | -0.68 | 0.27 |
Profitability
ROE (TTM)
PTC (PTC) at 28.55% sits in the top ROE quartile, while Guidewire Software (GWRE) at 10.51% is closer to the peer norm — stronger capital efficiency for PTC.
GWRE
Software & Services industry group
10.51%
- Max
- 53.85%
- Q3
- 17.90%
- GWRE
- 10.51%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
PTC
Software & Services industry group
28.55%
- Max
- 53.85%
- PTC
- 28.55%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
PTC (PTC) at 37.80% retains a top-quartile share of revenue as profit, ahead of Guidewire Software (GWRE) at 9.44%, which keeps about the industry-typical share.
GWRE
Software & Services industry group
9.44%
- Max
- 41.17%
- Q3
- 15.28%
- GWRE
- 9.44%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
PTC
Software & Services industry group
37.80%
- Max
- 41.17%
- PTC
- 37.80%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
PTC (PTC) at 32.87% operates in the top operating margin quartile, ahead of Guidewire Software (GWRE) at 15.16%, which runs around its industry’s norm.
GWRE
Software & Services industry group
15.16%
- Max
- 46.89%
- Q3
- 17.64%
- GWRE
- 15.16%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
PTC
Software & Services industry group
32.87%
- Max
- 46.89%
- PTC
- 32.87%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | GWRE | PTC |
|---|---|---|
| ROE (TTM) | 10.51% | 28.55% |
| ROA (TTM) | 3.54% | 8.86% |
| Net Margin (TTM) | 9.44% | 37.80% |
| Operating Margin (TTM) | 15.16% | 32.87% |
| Gross Margin (TTM) | 64.21% | 83.29% |
Growth
Revenue Growth
Both Guidewire Software (GWRE) at 22.70% and PTC (PTC) at 19.18% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Guidewire Software (GWRE) at 101.23% and PTC (PTC) at 96.79% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.
Growth Metrics
| Metric | GWRE | PTC |
|---|---|---|
| Revenue Growth (YoY) | 22.70% | 19.18% |
| Revenue Growth (3Y CAGR) | 17.68% | 12.32% |
| EPS Growth (YoY) | 101.23% | 96.79% |
| EPS Growth (3Y CAGR) | -- | 32.32% |
Financial Strength
Current Ratio (MRQ)
Short-term liquidity can only be read on one side of this pairing: Guidewire Software (GWRE) shows current ratio of 1.79 against its industry benchmark, while PTC (PTC) has no reading this period.
GWRE
Software & Services industry group
1.79
- Max
- 5.11
- Q3
- 2.77
- GWRE
- 1.79
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
PTC
Software & Services industry group
--
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
- PTC
- --
Debt / Equity (MRQ)
Both Guidewire Software (GWRE) at 0.60 and PTC (PTC) at 0.53 fund their balance sheets with roughly industry-typical debt-to-equity mixes.
GWRE
Software & Services industry group
0.60
- Max
- 2.52
- Q3
- 1.13
- GWRE
- 0.60
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
PTC
Software & Services industry group
0.53
- Max
- 2.52
- Q3
- 1.13
- PTC
- 0.53
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | GWRE | PTC |
|---|---|---|
| Current Ratio (MRQ) | 1.79 | -- |
| Debt / Equity (MRQ) | 0.60 | 0.53 |
| Net Debt / EBITDA | -0.38 | 1.50 |
Dividends
Dividend Yield (TTM)
Neither Guidewire Software (GWRE) nor PTC (PTC) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PTC
Software & Services industry group
0.00%
- PTC
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Guidewire Software (GWRE) nor PTC (PTC) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PTC
Software & Services industry group
0.00%
- PTC
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GWRE | PTC |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
PTC (PTC) at 21.84 is near its industry’s usual P/E ratio, while Guidewire Software (GWRE) at 99.02 sits in the richer quartile — GWRE needs stronger growth or earnings quality to justify the premium.
GWRE
Software & Services industry group
99.02
- Max
- 112.94
- GWRE
- 99.02
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
PTC
Software & Services industry group
21.84
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- PTC
- 21.84
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
PTC (PTC) at 7.75 is priced about in line with its industry on P/S ratio, while Guidewire Software (GWRE) at 9.04 sits in the pricier quartile — GWRE costs more per dollar of sales.
GWRE
Software & Services industry group
9.04
- Max
- 17.91
- GWRE
- 9.04
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
PTC
Software & Services industry group
7.75
- Max
- 17.91
- Q3
- 8.78
- PTC
- 7.75
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
PTC (PTC) at 6.22 is valued about in line with its industry on P/B ratio, while Guidewire Software (GWRE) at 11.09 carries an above-peer premium to book — GWRE is pricier on assets.
GWRE
Software & Services industry group
11.09
- Max
- 16.63
- GWRE
- 11.09
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
PTC
Software & Services industry group
6.22
- Max
- 16.63
- Q3
- 8.50
- PTC
- 6.22
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | GWRE | PTC |
|---|---|---|
| P/E Ratio (TTM) | 99.02 | 21.84 |
| P/S Ratio (TTM) | 9.04 | 7.75 |
| P/B Ratio (MRQ) | 11.09 | 6.22 |
| Free Cash Flow Yield (TTM) | 2.57% | -- |