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GWRE vs. MSTR: Guidewire Software vs. Strategy Stock Comparison

How do Guidewire Software (GWRE) and Strategy (MSTR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Guidewire Software (GWRE) and Strategy (MSTR) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.

Company profile comparison for Guidewire Software (GWRE) and Strategy (MSTR)
Profile ItemGWREMSTR
NameGuidewire Software Inc.Strategy Inc.
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareSoftware
GICS Sub-IndustryApplication SoftwareApplication Software
Market Capitalization13.34 billion USD54.57 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateJanuary 25, 2012June 11, 1998
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

GWRE
MSTR
GSPC
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Guidewire Software (GWRE) vs. Strategy (MSTR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Guidewire Software (GWRE) and Strategy (MSTR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Guidewire Software (GWRE) and Strategy (MSTR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Guidewire Software (GWRE) and Strategy (MSTR)
MetricGWREMSTR
Total Return (1Y)-25.97%-48.13%
Total Return (3Y, Annualized)21.68%36.44%
Total Return (5Y, Annualized)4.78%7.87%

Risk Profile

Drawdown History

GWRE
MSTR
GSPC
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Guidewire Software (GWRE) vs. Strategy (MSTR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Guidewire Software (GWRE) and Strategy (MSTR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Strategy (MSTR) carries a highly aggressive beta of 3.60, indicating much higher sensitivity to broad-market moves, whereas Guidewire Software (GWRE) is closer to market-like at 0.99 — a noticeable difference in market-sensitivity profile.

Risk profile metrics for Guidewire Software (GWRE) and Strategy (MSTR)
MetricGWREMSTR
Volatility (1Y, Annualized)62.03%82.34%
Beta (5Y)0.993.60
Max Drawdown (5Y)-60.79%-84.09%
Avg. Volume (3M)1.29M22.35M

Risk-Adjusted Performance

Risk-Return Positioning

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GWRE and MSTR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Guidewire Software (GWRE) and Strategy (MSTR)
MetricGWREMSTR
Sharpe Ratio (1Y)-0.49-0.64
Sortino Ratio (1Y)-0.68-0.97

Profitability

ROE (TTM)

Strategy (MSTR) reports a negative ROE of -21.59%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Guidewire Software (GWRE) reports 10.51%, ranking against industry peers normally.

GWRE

Software & Services industry group

10.51%

Max
53.85%
Q3
17.90%
GWRE
10.51%
Median
6.59%
Q1
-9.59%
Min
-50.52%

MSTR

Software & Services industry group

-21.59%

Max
53.85%
Q3
17.90%
Median
6.59%
Q1
-9.59%
MSTR
-21.59%
Min
-50.52%
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Both Guidewire Software (GWRE) at 9.44% and Strategy (MSTR) at 0.00% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

GWRE

Software & Services industry group

9.44%

Max
41.17%
Q3
15.28%
GWRE
9.44%
Median
4.63%
Q1
-5.42%
Min
-33.17%

MSTR

Software & Services industry group

0.00%

Max
41.17%
Q3
15.28%
Median
4.63%
MSTR
0.00%
Q1
-5.42%
Min
-33.17%
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Strategy (MSTR) reports a negative operating margin of -2.07%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Guidewire Software (GWRE) reports 15.16%, ranking against industry peers normally.

GWRE

Software & Services industry group

15.16%

Max
46.89%
Q3
17.64%
GWRE
15.16%
Median
8.73%
Q1
-2.13%
Min
-30.45%

MSTR

Software & Services industry group

-2.07%

Max
46.89%
Q3
17.64%
Median
8.73%
MSTR
-2.07%
Q1
-2.13%
Min
-30.45%
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Guidewire Software (GWRE) and Strategy (MSTR)
MetricGWREMSTR
ROE (TTM)10.51%-21.59%
ROA (TTM)3.54%-4.52%
Net Margin (TTM)9.44%0.00%
Operating Margin (TTM)15.16%-2.07%
Gross Margin (TTM)64.21%67.84%

Growth

Revenue Growth

Guidewire Software (GWRE) at 22.70% is around its peer norm for revenue growth, while Strategy (MSTR) at 2.97% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Guidewire Software (GWRE) reports EPS growth of 101.23%, ranked against its industry; Strategy (MSTR) has no EPS growth figure this period.

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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Guidewire Software (GWRE) and Strategy (MSTR)
MetricGWREMSTR
Revenue Growth (YoY)22.70%2.97%
Revenue Growth (3Y CAGR)17.68%-1.49%
EPS Growth (YoY)101.23%--
EPS Growth (3Y CAGR)----

Financial Strength

Current Ratio (MRQ)

Guidewire Software (GWRE) at 1.79 keeps current ratio within its industry’s typical mid-range, while Strategy (MSTR) at 4.04 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

GWRE

Software & Services industry group

1.79

Max
5.11
Q3
2.77
GWRE
1.79
Median
1.67
Q1
1.01
Min
0.03

MSTR

Software & Services industry group

4.04

Max
5.11
MSTR
4.04
Q3
2.77
Median
1.67
Q1
1.01
Min
0.03
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Both Guidewire Software (GWRE) at 0.60 and Strategy (MSTR) at 0.10 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

GWRE

Software & Services industry group

0.60

Max
2.52
Q3
1.13
GWRE
0.60
Median
0.40
Q1
0.07
Min
0.00

MSTR

Software & Services industry group

0.10

Max
2.52
Q3
1.13
Median
0.40
MSTR
0.10
Q1
0.07
Min
0.00
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Guidewire Software (GWRE) and Strategy (MSTR)
MetricGWREMSTR
Current Ratio (MRQ)1.794.04
Debt / Equity (MRQ)0.600.10
Net Debt / EBITDA-0.38--

Dividends

Dividend Yield (TTM)

Neither Guidewire Software (GWRE) nor Strategy (MSTR) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

GWRE

Software & Services industry group

0.00%

GWRE
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

MSTR

Software & Services industry group

0.00%

MSTR
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Neither Guidewire Software (GWRE) nor Strategy (MSTR) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

GWRE

Software & Services industry group

0.00%

GWRE
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

MSTR

Software & Services industry group

0.00%

MSTR
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Guidewire Software (GWRE) and Strategy (MSTR)
MetricGWREMSTR
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

P/E Ratio (TTM)

An earnings multiple is available for just one side: Guidewire Software (GWRE) trades at 99.02 times trailing earnings, ranked against its peers, while Strategy (MSTR) has no P/E ratio this period.

GWRE

Software & Services industry group

99.02

Max
112.94
GWRE
99.02
Q3
60.32
Median
32.91
Q1
18.77
Min
6.69

MSTR

Software & Services industry group

--

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
Min
6.69
MSTR
--
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Guidewire Software (GWRE) vs. Strategy (MSTR): MSTR does not report P/E ratio, so it has no value marker; GWRE is benchmarked against the Software & Services industry group.

P/S Ratio (TTM)

Both look expensive on sales: Guidewire Software (GWRE) at 9.04 sits in the upper P/S ratio quartile, and Strategy (MSTR) at 110.23 prices even higher, above its industry range.

GWRE

Software & Services industry group

9.04

Max
17.91
GWRE
9.04
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02

MSTR

Software & Services industry group

110.23

MSTR
110.23
Max
17.91
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Strategy (MSTR) at 0.98 looks cheap against book in the lower P/B ratio quartile, while Guidewire Software (GWRE) at 11.09 carries a premium in the upper quartile — a clear price-to-book gap.

GWRE

Software & Services industry group

11.09

Max
16.63
GWRE
11.09
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90

MSTR

Software & Services industry group

0.98

Max
16.63
Q3
8.50
Median
4.30
Q1
1.92
MSTR
0.98
Min
-3.90
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Guidewire Software (GWRE) vs. Strategy (MSTR): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Guidewire Software (GWRE) and Strategy (MSTR)
MetricGWREMSTR
P/E Ratio (TTM)99.02--
P/S Ratio (TTM)9.04110.23
P/B Ratio (MRQ)11.090.98
Free Cash Flow Yield (TTM)2.57%-5.94%