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GWRE vs. INFY: Guidewire Software vs. Infosys Stock Comparison

How do Guidewire Software (GWRE) and Infosys (INFY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Guidewire Software (GWRE) and Infosys (INFY) both fall under the Software & Services industry group, but GWRE is classified in Software while INFY is classified in IT Services.

Guidewire Software (GWRE) trades as ordinary local shares, while Infosys (INFY) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Guidewire Software (GWRE) and Infosys (INFY)
Profile ItemGWREINFY
NameGuidewire Software Inc.Infosys Ltd. ADR
Country/RegionUnited StatesIndia
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareIT Services
GICS Sub-IndustryApplication SoftwareIT Consulting & Other Services
Market Capitalization13.34 billion USD50.63 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 25, 2012March 11, 1999
Security TypeCommon StockADR

Price Performance

Cumulative Growth

GWRE
INFY
GSPC
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Guidewire Software (GWRE) vs. Infosys (INFY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Guidewire Software (GWRE) and Infosys (INFY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Guidewire Software (GWRE) and Infosys (INFY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Guidewire Software (GWRE) and Infosys (INFY)
MetricGWREINFY
Total Return (1Y)-25.97%-23.13%
Total Return (3Y, Annualized)21.68%-6.27%
Total Return (5Y, Annualized)4.78%-9.51%

Risk Profile

Drawdown History

GWRE
INFY
GSPC
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Guidewire Software (GWRE) vs. Infosys (INFY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Guidewire Software (GWRE) and Infosys (INFY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Guidewire Software (GWRE) and Infosys (INFY)
MetricGWREINFY
Volatility (1Y, Annualized)62.03%42.11%
Beta (5Y)0.990.87
Max Drawdown (5Y)-60.79%-54.40%
Avg. Volume (3M)1.29M18.20M

Risk-Adjusted Performance

Risk-Return Positioning

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GWRE and INFY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Guidewire Software (GWRE) and Infosys (INFY)
MetricGWREINFY
Sharpe Ratio (1Y)-0.49-0.65
Sortino Ratio (1Y)-0.68-0.91

Profitability

ROE (TTM)

Infosys (INFY) at 29.95% sits in the top ROE quartile, while Guidewire Software (GWRE) at 10.51% is closer to the peer norm — stronger capital efficiency for INFY.

GWRE

Software & Services industry group

10.51%

Max
53.85%
Q3
17.90%
GWRE
10.51%
Median
6.59%
Q1
-9.59%
Min
-50.52%

INFY

Software & Services industry group

29.95%

Max
53.85%
INFY
29.95%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Infosys (INFY) at 16.22% retains a top-quartile share of revenue as profit, ahead of Guidewire Software (GWRE) at 9.44%, which keeps about the industry-typical share.

GWRE

Software & Services industry group

9.44%

Max
41.17%
Q3
15.28%
GWRE
9.44%
Median
4.63%
Q1
-5.42%
Min
-33.17%

INFY

Software & Services industry group

16.22%

Max
41.17%
INFY
16.22%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Infosys (INFY) at 20.97% operates in the top operating margin quartile, ahead of Guidewire Software (GWRE) at 15.16%, which runs around its industry’s norm.

GWRE

Software & Services industry group

15.16%

Max
46.89%
Q3
17.64%
GWRE
15.16%
Median
8.73%
Q1
-2.13%
Min
-30.45%

INFY

Software & Services industry group

20.97%

Max
46.89%
INFY
20.97%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Guidewire Software (GWRE) and Infosys (INFY)
MetricGWREINFY
ROE (TTM)10.51%29.95%
ROA (TTM)3.54%16.15%
Net Margin (TTM)9.44%16.22%
Operating Margin (TTM)15.16%20.97%
Gross Margin (TTM)64.21%29.75%

Growth

Revenue Growth

Guidewire Software (GWRE) at 22.70% is around its peer norm for revenue growth, while Infosys (INFY) at 4.57% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Guidewire Software (GWRE) at 101.23% sits in the top EPS growth quartile, while Infosys (INFY) at 5.26% is closer to the peer norm — faster per-share earnings growth for GWRE.

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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Guidewire Software (GWRE) and Infosys (INFY)
MetricGWREINFY
Revenue Growth (YoY)22.70%4.57%
Revenue Growth (3Y CAGR)17.68%3.44%
EPS Growth (YoY)101.23%5.26%
EPS Growth (3Y CAGR)--4.06%

Financial Strength

Current Ratio (MRQ)

Both Guidewire Software (GWRE) at 1.79 and Infosys (INFY) at 1.97 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

GWRE

Software & Services industry group

1.79

Max
5.11
Q3
2.77
GWRE
1.79
Median
1.67
Q1
1.01
Min
0.03

INFY

Software & Services industry group

1.97

Max
5.11
Q3
2.77
INFY
1.97
Median
1.67
Q1
1.01
Min
0.03
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Both Guidewire Software (GWRE) at 0.60 and Infosys (INFY) at 0.09 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

GWRE

Software & Services industry group

0.60

Max
2.52
Q3
1.13
GWRE
0.60
Median
0.40
Q1
0.07
Min
0.00

INFY

Software & Services industry group

0.09

Max
2.52
Q3
1.13
Median
0.40
INFY
0.09
Q1
0.07
Min
0.00
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Guidewire Software (GWRE) and Infosys (INFY)
MetricGWREINFY
Current Ratio (MRQ)1.791.97
Debt / Equity (MRQ)0.600.09
Net Debt / EBITDA-0.38-0.63

Dividends

Dividend Yield (TTM)

Guidewire Software (GWRE) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Infosys (INFY) reports a yield of 4.14%, ranking against industry peers normally.

GWRE

Software & Services industry group

0.00%

GWRE
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

INFY

Software & Services industry group

4.14%

INFY
4.14%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Guidewire Software (GWRE) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Infosys (INFY) reports a payout of 65.45%, ranking against industry peers normally.

GWRE

Software & Services industry group

0.00%

GWRE
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

INFY

Software & Services industry group

65.45%

INFY
65.45%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Guidewire Software (GWRE) and Infosys (INFY)
MetricGWREINFY
Dividend Yield (TTM)0.00%4.14%
Dividend Payout Ratio (TTM)0.00%65.45%

Valuation

P/E Ratio (TTM)

Infosys (INFY) at 15.43 sits in the cheaper P/E ratio quartile, while Guidewire Software (GWRE) at 99.02 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

GWRE

Software & Services industry group

99.02

Max
112.94
GWRE
99.02
Q3
60.32
Median
32.91
Q1
18.77
Min
6.69

INFY

Software & Services industry group

15.43

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
INFY
15.43
Min
6.69
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

Infosys (INFY) at 2.49 is priced about in line with its industry on P/S ratio, while Guidewire Software (GWRE) at 9.04 sits in the pricier quartile — GWRE costs more per dollar of sales.

GWRE

Software & Services industry group

9.04

Max
17.91
GWRE
9.04
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02

INFY

Software & Services industry group

2.49

Max
17.91
Q3
8.78
Median
4.25
INFY
2.49
Q1
2.23
Min
0.02
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Both Guidewire Software (GWRE) at 11.09 and Infosys (INFY) at 9.80 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

GWRE

Software & Services industry group

11.09

Max
16.63
GWRE
11.09
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90

INFY

Software & Services industry group

9.80

Max
16.63
INFY
9.80
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90
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Guidewire Software (GWRE) vs. Infosys (INFY): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Guidewire Software (GWRE) and Infosys (INFY)
MetricGWREINFY
P/E Ratio (TTM)99.0215.43
P/S Ratio (TTM)9.042.49
P/B Ratio (MRQ)11.099.80
Free Cash Flow Yield (TTM)2.57%6.52%