GS vs. RKT: Goldman Sachs vs. Rocket Stock Comparison
How do Goldman Sachs (GS) and Rocket (RKT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Goldman Sachs (GS) and Rocket (RKT) both fall under the Financial Services industry group, but GS is classified in Capital Markets while RKT is classified in Financial Services.
Goldman Sachs (GS) has more than two decades of public-market history since May 4, 1999, whereas Rocket (RKT) listed on August 6, 2020 and has a much shorter record to draw on.
| Profile Item | GS | RKT |
|---|---|---|
| Name | The Goldman Sachs Group, Inc. | Rocket Companies Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Investment Banking & Brokerage | Commercial & Residential Mortgage Finance |
| Market Capitalization | 249.73 billion USD | 42.74 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | May 4, 1999 | August 6, 2020 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GS | RKT |
|---|---|---|
| Total Return (1Y) | 17.85% | -7.27% |
| Total Return (3Y, Annualized) | 44.69% | 26.30% |
| Total Return (5Y, Annualized) | 20.41% | 0.22% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Rocket (RKT) carries a highly aggressive beta of 2.19, indicating much higher sensitivity to broad-market moves, whereas Goldman Sachs (GS) is closer to market-like at 1.27 — a noticeable difference in market-sensitivity profile.
| Metric | GS | RKT |
|---|---|---|
| Volatility (1Y, Annualized) | 33.28% | 58.88% |
| Beta (5Y) | 1.27 | 2.19 |
| Max Drawdown (5Y) | -30.90% | -59.90% |
| Avg. Volume (3M) | 2.10M | 34.27M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GS | RKT |
|---|---|---|
| Sharpe Ratio (1Y) | 0.41 | -0.20 |
| Sortino Ratio (1Y) | 0.59 | -0.29 |
Profitability
ROE (TTM)
Both Goldman Sachs (GS) at 17.71% and Rocket (RKT) at 7.86% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
GS
Financial Services industry group
17.71%
- Max
- 44.78%
- Q3
- 21.85%
- GS
- 17.71%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
RKT
Financial Services industry group
7.86%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- RKT
- 7.86%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Goldman Sachs (GS) at 31.21% retains a top-quartile share of revenue as profit, ahead of Rocket (RKT) at 11.02%, which keeps about the industry-typical share.
GS
Financial Services industry group
31.21%
- Max
- 62.84%
- GS
- 31.21%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
RKT
Financial Services industry group
11.02%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- RKT
- 11.02%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Goldman Sachs (GS) at 38.37% and Rocket (RKT) at 43.54% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
GS
Financial Services industry group
38.37%
- Max
- 107.33%
- Q3
- 55.90%
- GS
- 38.37%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
RKT
Financial Services industry group
43.54%
- Max
- 107.33%
- Q3
- 55.90%
- RKT
- 43.54%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | GS | RKT |
|---|---|---|
| ROE (TTM) | 17.71% | 7.86% |
| ROA (TTM) | 1.11% | 4.45% |
| Net Margin (TTM) | 31.21% | 11.02% |
| Operating Margin (TTM) | 38.37% | 43.54% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Rocket (RKT) at 26.87% sits in the top revenue growth quartile, while Goldman Sachs (GS) at 8.92% is closer to the peer norm — faster top-line expansion for RKT.
EPS Growth
Goldman Sachs (GS) at 26.59% is around its peer norm for EPS growth, while Rocket (RKT) at -123.81% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | GS | RKT |
|---|---|---|
| Revenue Growth (YoY) | 8.92% | 26.87% |
| Revenue Growth (3Y CAGR) | 7.16% | 3.25% |
| EPS Growth (YoY) | 26.59% | -123.81% |
| EPS Growth (3Y CAGR) | 19.52% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Goldman Sachs (GS) in Financial Services and Rocket (RKT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Goldman Sachs (GS) in Financial Services and Rocket (RKT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | GS | RKT |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Rocket (RKT) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Goldman Sachs (GS) reports a yield of 2.07%, ranking against industry peers normally.
GS
Financial Services industry group
2.07%
- Max
- 9.77%
- Q3
- 3.92%
- GS
- 2.07%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
RKT
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- RKT
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Rocket (RKT) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Goldman Sachs (GS) reports a payout of 25.88%, ranking against industry peers normally.
GS
Financial Services industry group
25.88%
- Max
- 241.07%
- Q3
- 97.36%
- GS
- 25.88%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
RKT
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- RKT
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GS | RKT |
|---|---|---|
| Dividend Yield (TTM) | 2.07% | 0.00% |
| Dividend Payout Ratio (TTM) | 25.88% | 0.00% |
Valuation
P/E Ratio (TTM)
An earnings multiple is available for just one side: Goldman Sachs (GS) trades at 12.45 times trailing earnings, ranked against its peers, while Rocket (RKT) has no P/E ratio this period.
GS
Financial Services industry group
12.45
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- GS
- 12.45
- Q1
- 9.68
- Min
- 0.16
RKT
Financial Services industry group
--
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
- RKT
- --
P/S Ratio (TTM)
On P/S ratio, both Goldman Sachs (GS) at 3.52 and Rocket (RKT) at 3.61 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
GS
Financial Services industry group
3.52
- Max
- 9.23
- Q3
- 4.57
- GS
- 3.52
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
RKT
Financial Services industry group
3.61
- Max
- 9.23
- Q3
- 4.57
- RKT
- 3.61
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Goldman Sachs (GS) at 2.36 and Rocket (RKT) at 1.76 are valued close to their industries’ norm against book — neither stands out from peers.
GS
Financial Services industry group
2.36
- Max
- 7.79
- Q3
- 3.63
- GS
- 2.36
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
RKT
Financial Services industry group
1.76
- Max
- 7.79
- Q3
- 3.63
- RKT
- 1.76
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | GS | RKT |
|---|---|---|
| P/E Ratio (TTM) | 12.45 | -- |
| P/S Ratio (TTM) | 3.52 | 3.61 |
| P/B Ratio (MRQ) | 2.36 | 1.76 |
| Free Cash Flow Yield (TTM) | -- | -- |